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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Driven Brands Holdings Inc. (DRVN). Click either name above to swap in a different company.
Driven Brands Holdings Inc. is the larger business by last-quarter revenue ($535.7M vs $276.3M, roughly 1.9× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs 11.4%, a 15.0% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs -4.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Standard Brands was a packaged foods company, formed in 1929 by J. P. Morgan & Co. with the merger of:Fleischmann Company Royal Baking Powder Company E. W. Gillett Company of Canada (1929) - Toronto-based baking goods company founded by P. W. Gillett in 1852 Widlar Food Products Company Chase & Sanborn Coffee Company
CASH vs DRVN — Head-to-Head
Income Statement — Q2 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $535.7M |
| Net Profit | $72.9M | $60.9M |
| Gross Margin | — | — |
| Operating Margin | — | 11.6% |
| Net Margin | 26.4% | 11.4% |
| Revenue YoY | — | 6.6% |
| Net Profit YoY | — | 507.2% |
| EPS (diluted) | $3.35 | $0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | — | ||
| Q3 25 | $186.7M | $535.7M | ||
| Q2 25 | $195.8M | $551.0M | ||
| Q1 25 | $274.8M | $516.2M | ||
| Q4 24 | $182.6M | $836.5M | ||
| Q3 24 | $179.5M | $502.3M | ||
| Q2 24 | $188.6M | $518.8M |
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | — | ||
| Q3 25 | $38.8M | $60.9M | ||
| Q2 25 | $42.1M | $47.6M | ||
| Q1 25 | $75.0M | $5.5M | ||
| Q4 24 | $30.0M | $-312.0M | ||
| Q3 24 | $33.5M | $-14.9M | ||
| Q2 24 | $44.9M | $30.2M |
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | — | ||
| Q3 25 | 25.9% | 11.6% | ||
| Q2 25 | 24.1% | 6.9% | ||
| Q1 25 | 33.2% | 11.9% | ||
| Q4 24 | 19.8% | -41.6% | ||
| Q3 24 | 20.9% | 9.9% | ||
| Q2 24 | 27.1% | 17.4% |
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | — | ||
| Q3 25 | 20.8% | 11.4% | ||
| Q2 25 | 21.5% | 8.6% | ||
| Q1 25 | 27.3% | 1.1% | ||
| Q4 24 | 16.4% | -37.3% | ||
| Q3 24 | 18.7% | -3.0% | ||
| Q2 24 | 23.8% | 5.8% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | — | ||
| Q3 25 | $1.69 | $0.37 | ||
| Q2 25 | $1.81 | $0.29 | ||
| Q1 25 | $3.14 | $0.04 | ||
| Q4 24 | $1.23 | $-1.93 | ||
| Q3 24 | $1.34 | $-0.09 | ||
| Q2 24 | $1.78 | $0.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $162.0M |
| Total DebtLower is stronger | $59.5M | $1.9B |
| Stockholders' EquityBook value | $850.7M | $793.5M |
| Total Assets | $7.1B | $4.2B |
| Debt / EquityLower = less leverage | 0.07× | 2.44× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | $162.0M | ||
| Q2 25 | $258.3M | $166.1M | ||
| Q1 25 | $254.2M | $152.0M | ||
| Q4 24 | $597.4M | $149.6M | ||
| Q3 24 | $158.3M | $204.2M | ||
| Q2 24 | $298.9M | $148.8M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | $1.9B | ||
| Q2 25 | $33.4M | $2.1B | ||
| Q1 25 | $33.4M | $2.6B | ||
| Q4 24 | $33.4M | $2.7B | ||
| Q3 24 | $33.4M | $2.7B | ||
| Q2 24 | $33.3M | $2.9B |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | — | ||
| Q3 25 | $858.0M | $793.5M | ||
| Q2 25 | $819.0M | $743.4M | ||
| Q1 25 | $814.7M | $643.2M | ||
| Q4 24 | $758.3M | $607.3M | ||
| Q3 24 | $822.5M | $962.8M | ||
| Q2 24 | $748.4M | $942.8M |
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | — | ||
| Q3 25 | $7.2B | $4.2B | ||
| Q2 25 | $7.2B | $4.3B | ||
| Q1 25 | $7.0B | $5.3B | ||
| Q4 24 | $7.6B | $5.3B | ||
| Q3 24 | $7.5B | $5.8B | ||
| Q2 24 | $7.5B | $5.8B |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | 2.44× | ||
| Q2 25 | 0.04× | 2.82× | ||
| Q1 25 | 0.04× | 4.07× | ||
| Q4 24 | 0.04× | 4.37× | ||
| Q3 24 | 0.04× | 2.84× | ||
| Q2 24 | 0.04× | 3.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $79.2M |
| Free Cash FlowOCF − Capex | — | $39.5M |
| FCF MarginFCF / Revenue | — | 7.4% |
| Capex IntensityCapex / Revenue | — | 7.4% |
| Cash ConversionOCF / Net Profit | — | 1.30× |
| TTM Free Cash FlowTrailing 4 quarters | — | $31.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | — | ||
| Q3 25 | $303.7M | $79.2M | ||
| Q2 25 | $30.4M | $80.4M | ||
| Q1 25 | $188.3M | $75.1M | ||
| Q4 24 | $-71.7M | $32.9M | ||
| Q3 24 | $143.1M | $101.3M | ||
| Q2 24 | $113.2M | $46.9M |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | $39.5M | ||
| Q2 25 | $27.7M | $9.0M | ||
| Q1 25 | $184.7M | $18.9M | ||
| Q4 24 | $-73.8M | $-36.3M | ||
| Q3 24 | $138.8M | $37.9M | ||
| Q2 24 | $111.0M | $-19.5M |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | 7.4% | ||
| Q2 25 | 14.1% | 1.6% | ||
| Q1 25 | 67.2% | 3.7% | ||
| Q4 24 | -40.4% | -4.3% | ||
| Q3 24 | 77.3% | 7.5% | ||
| Q2 24 | 58.8% | -3.8% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | 7.4% | ||
| Q2 25 | 1.4% | 13.0% | ||
| Q1 25 | 1.3% | 10.9% | ||
| Q4 24 | 1.1% | 8.3% | ||
| Q3 24 | 2.4% | 12.6% | ||
| Q2 24 | 1.2% | 12.8% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | 1.30× | ||
| Q2 25 | 0.72× | 1.69× | ||
| Q1 25 | 2.51× | 13.65× | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | 1.56× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
DRVN
| Company Operated Store Sales | $331.3M | 62% |
| Supply And Other | $74.3M | 14% |
| Car Wash Segment | $54.0M | 10% |
| Independently Operated Store Sales | $51.4M | 10% |
| Advertising | $27.9M | 5% |
| Employee Services Leasing Agreement | $2.0M | 0% |
