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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and KFORCE INC (KFRC). Click either name above to swap in a different company.
KFORCE INC is the larger business by last-quarter revenue ($330.4M vs $173.1M, roughly 1.9× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 20.3% vs 2.4%, a 17.9% gap on every dollar of revenue. On growth, KFORCE INC posted the faster year-over-year revenue change (0.1% vs -0.2%). PATHWARD FINANCIAL, INC. produced more free cash flow last quarter ($104.1M vs $-7.4M). Over the past eight quarters, KFORCE INC's revenue compounded faster (-3.7% CAGR vs -18.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Kforce Inc. is a professional staffing and solutions firm headquartered in the United States. It provides skilled professional placements and specialized workforce solutions primarily across technology, finance & accounting, and healthcare segments, serving a wide range of mid-sized to large enterprise clients nationwide.
CASH vs KFRC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $173.1M | $330.4M |
| Net Profit | $35.2M | $7.9M |
| Gross Margin | — | 27.3% |
| Operating Margin | 24.6% | 3.6% |
| Net Margin | 20.3% | 2.4% |
| Revenue YoY | -0.2% | 0.1% |
| Net Profit YoY | 11.9% | -2.7% |
| EPS (diluted) | $1.57 | $0.46 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $330.4M | ||
| Q4 25 | $173.1M | $332.0M | ||
| Q3 25 | $186.7M | $332.6M | ||
| Q2 25 | $195.8M | $334.3M | ||
| Q1 25 | $274.8M | $330.0M | ||
| Q4 24 | $182.6M | $343.8M | ||
| Q3 24 | $179.5M | $353.3M | ||
| Q2 24 | $188.6M | $356.3M |
| Q1 26 | — | $7.9M | ||
| Q4 25 | $35.2M | $5.2M | ||
| Q3 25 | $38.8M | $11.1M | ||
| Q2 25 | $42.1M | $10.4M | ||
| Q1 25 | $75.0M | $8.1M | ||
| Q4 24 | $30.0M | $11.1M | ||
| Q3 24 | $33.5M | $14.2M | ||
| Q2 24 | $44.9M | $14.2M |
| Q1 26 | — | 27.3% | ||
| Q4 25 | — | 27.2% | ||
| Q3 25 | — | 27.7% | ||
| Q2 25 | — | 27.1% | ||
| Q1 25 | — | 26.7% | ||
| Q4 24 | — | 27.0% | ||
| Q3 24 | — | 27.9% | ||
| Q2 24 | — | 27.8% |
| Q1 26 | — | 3.6% | ||
| Q4 25 | 24.6% | 2.6% | ||
| Q3 25 | 25.9% | 4.5% | ||
| Q2 25 | 24.1% | 4.5% | ||
| Q1 25 | 33.2% | 3.5% | ||
| Q4 24 | 19.8% | 4.5% | ||
| Q3 24 | 20.9% | 5.3% | ||
| Q2 24 | 27.1% | 5.5% |
| Q1 26 | — | 2.4% | ||
| Q4 25 | 20.3% | 1.6% | ||
| Q3 25 | 20.8% | 3.3% | ||
| Q2 25 | 21.5% | 3.1% | ||
| Q1 25 | 27.3% | 2.5% | ||
| Q4 24 | 16.4% | 3.2% | ||
| Q3 24 | 18.7% | 4.0% | ||
| Q2 24 | 23.8% | 4.0% |
| Q1 26 | — | $0.46 | ||
| Q4 25 | $1.57 | $0.29 | ||
| Q3 25 | $1.69 | $0.63 | ||
| Q2 25 | $1.81 | $0.59 | ||
| Q1 25 | $3.14 | $0.45 | ||
| Q4 24 | $1.23 | $0.60 | ||
| Q3 24 | $1.34 | $0.75 | ||
| Q2 24 | $1.78 | $0.75 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $331.2M | $1.3M |
| Total DebtLower is stronger | $33.5M | — |
| Stockholders' EquityBook value | $854.5M | $117.4M |
| Total Assets | $7.6B | $384.8M |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.3M | ||
| Q4 25 | $331.2M | $2.1M | ||
| Q3 25 | $120.6M | $1.3M | ||
| Q2 25 | $258.3M | $2.5M | ||
| Q1 25 | $254.2M | $444.0K | ||
| Q4 24 | $597.4M | $349.0K | ||
| Q3 24 | $158.3M | $127.0K | ||
| Q2 24 | $298.9M | $110.0K |
| Q1 26 | — | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
| Q1 26 | — | $117.4M | ||
| Q4 25 | $854.5M | $124.6M | ||
| Q3 25 | $858.0M | $132.1M | ||
| Q2 25 | $819.0M | $134.4M | ||
| Q1 25 | $814.7M | $138.0M | ||
| Q4 24 | $758.3M | $154.6M | ||
| Q3 24 | $822.5M | $167.4M | ||
| Q2 24 | $748.4M | $166.6M |
| Q1 26 | — | $384.8M | ||
| Q4 25 | $7.6B | $365.6M | ||
| Q3 25 | $7.2B | $374.2M | ||
| Q2 25 | $7.2B | $373.6M | ||
| Q1 25 | $7.0B | $368.2M | ||
| Q4 24 | $7.6B | $357.8M | ||
| Q3 24 | $7.5B | $369.9M | ||
| Q2 24 | $7.5B | $362.7M |
| Q1 26 | — | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $108.3M | — |
| Free Cash FlowOCF − Capex | $104.1M | $-7.4M |
| FCF MarginFCF / Revenue | 60.1% | -2.2% |
| Capex IntensityCapex / Revenue | 2.4% | 1.0% |
| Cash ConversionOCF / Net Profit | 3.08× | — |
| TTM Free Cash FlowTrailing 4 quarters | $616.8M | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $19.7M | ||
| Q3 25 | $303.7M | $23.3M | ||
| Q2 25 | $30.4M | $18.4M | ||
| Q1 25 | $188.3M | $249.0K | ||
| Q4 24 | $-71.7M | $21.8M | ||
| Q3 24 | $143.1M | $31.0M | ||
| Q2 24 | $113.2M | $20.9M |
| Q1 26 | — | $-7.4M | ||
| Q4 25 | $104.1M | $16.7M | ||
| Q3 25 | $300.3M | $19.8M | ||
| Q2 25 | $27.7M | $14.2M | ||
| Q1 25 | $184.7M | $-3.9M | ||
| Q4 24 | $-73.8M | $20.9M | ||
| Q3 24 | $138.8M | $27.5M | ||
| Q2 24 | $111.0M | $17.8M |
| Q1 26 | — | -2.2% | ||
| Q4 25 | 60.1% | 5.0% | ||
| Q3 25 | 160.9% | 6.0% | ||
| Q2 25 | 14.1% | 4.3% | ||
| Q1 25 | 67.2% | -1.2% | ||
| Q4 24 | -40.4% | 6.1% | ||
| Q3 24 | 77.3% | 7.8% | ||
| Q2 24 | 58.8% | 5.0% |
| Q1 26 | — | 1.0% | ||
| Q4 25 | 2.4% | 0.9% | ||
| Q3 25 | 1.8% | 1.1% | ||
| Q2 25 | 1.4% | 1.2% | ||
| Q1 25 | 1.3% | 1.3% | ||
| Q4 24 | 1.1% | 0.3% | ||
| Q3 24 | 2.4% | 1.0% | ||
| Q2 24 | 1.2% | 0.9% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 3.82× | ||
| Q3 25 | 7.83× | 2.11× | ||
| Q2 25 | 0.72× | 1.76× | ||
| Q1 25 | 2.51× | 0.03× | ||
| Q4 24 | -2.39× | 1.97× | ||
| Q3 24 | 4.27× | 2.18× | ||
| Q2 24 | 2.52× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
KFRC
Segment breakdown not available.
