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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and KENNAMETAL INC (KMT). Click either name above to swap in a different company.
KENNAMETAL INC is the larger business by last-quarter revenue ($529.5M vs $276.3M, roughly 1.9× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs 6.4%, a 20.0% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs 1.3%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Kennametal, Inc. is a manufacturer of high-performance cutting tools and engineered components used in the aerospace, defense, transportation and oil and gas drilling industries. Its customer base is global.
CASH vs KMT — Head-to-Head
Income Statement — Q2 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $529.5M |
| Net Profit | $72.9M | $33.9M |
| Gross Margin | — | 32.8% |
| Operating Margin | — | 9.9% |
| Net Margin | 26.4% | 6.4% |
| Revenue YoY | — | 9.8% |
| Net Profit YoY | — | 89.0% |
| EPS (diluted) | $3.35 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $529.5M | ||
| Q3 25 | $186.7M | $498.0M | ||
| Q2 25 | $195.8M | $516.4M | ||
| Q1 25 | $274.8M | $486.4M | ||
| Q4 24 | $182.6M | $482.1M | ||
| Q3 24 | $179.5M | $481.9M | ||
| Q2 24 | $188.6M | $543.3M |
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $33.9M | ||
| Q3 25 | $38.8M | $23.3M | ||
| Q2 25 | $42.1M | $21.6M | ||
| Q1 25 | $75.0M | $31.5M | ||
| Q4 24 | $30.0M | $17.9M | ||
| Q3 24 | $33.5M | $22.1M | ||
| Q2 24 | $44.9M | $37.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 32.8% | ||
| Q3 25 | — | 31.0% | ||
| Q2 25 | — | 28.2% | ||
| Q1 25 | — | 32.1% | ||
| Q4 24 | — | 30.1% | ||
| Q3 24 | — | 31.3% | ||
| Q2 24 | — | 31.5% |
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 9.9% | ||
| Q3 25 | 25.9% | 7.5% | ||
| Q2 25 | 24.1% | 6.1% | ||
| Q1 25 | 33.2% | 9.1% | ||
| Q4 24 | 19.8% | 6.6% | ||
| Q3 24 | 20.9% | 7.5% | ||
| Q2 24 | 27.1% | 11.3% |
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 6.4% | ||
| Q3 25 | 20.8% | 4.7% | ||
| Q2 25 | 21.5% | 4.2% | ||
| Q1 25 | 27.3% | 6.5% | ||
| Q4 24 | 16.4% | 3.7% | ||
| Q3 24 | 18.7% | 4.6% | ||
| Q2 24 | 23.8% | 6.8% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $0.44 | ||
| Q3 25 | $1.69 | $0.30 | ||
| Q2 25 | $1.81 | $0.28 | ||
| Q1 25 | $3.14 | $0.41 | ||
| Q4 24 | $1.23 | $0.23 | ||
| Q3 24 | $1.34 | $0.28 | ||
| Q2 24 | $1.78 | $0.47 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $129.3M |
| Total DebtLower is stronger | $59.5M | $597.2M |
| Stockholders' EquityBook value | $850.7M | $1.3B |
| Total Assets | $7.1B | $2.6B |
| Debt / EquityLower = less leverage | 0.07× | 0.45× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $129.3M | ||
| Q3 25 | $120.6M | $103.5M | ||
| Q2 25 | $258.3M | $140.5M | ||
| Q1 25 | $254.2M | $97.5M | ||
| Q4 24 | $597.4M | $121.2M | ||
| Q3 24 | $158.3M | $119.6M | ||
| Q2 24 | $298.9M | $128.0M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $597.2M | ||
| Q3 25 | $33.5M | $597.0M | ||
| Q2 25 | $33.4M | $596.8M | ||
| Q1 25 | $33.4M | $596.6M | ||
| Q4 24 | $33.4M | $596.4M | ||
| Q3 24 | $33.4M | $596.2M | ||
| Q2 24 | $33.3M | $596.0M |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $1.3B | ||
| Q3 25 | $858.0M | $1.3B | ||
| Q2 25 | $819.0M | $1.3B | ||
| Q1 25 | $814.7M | $1.2B | ||
| Q4 24 | $758.3M | $1.2B | ||
| Q3 24 | $822.5M | $1.3B | ||
| Q2 24 | $748.4M | $1.2B |
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $2.6B | ||
| Q3 25 | $7.2B | $2.5B | ||
| Q2 25 | $7.2B | $2.5B | ||
| Q1 25 | $7.0B | $2.5B | ||
| Q4 24 | $7.6B | $2.4B | ||
| Q3 24 | $7.5B | $2.5B | ||
| Q2 24 | $7.5B | $2.5B |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.45× | ||
| Q3 25 | 0.04× | 0.46× | ||
| Q2 25 | 0.04× | 0.46× | ||
| Q1 25 | 0.04× | 0.48× | ||
| Q4 24 | 0.04× | 0.49× | ||
| Q3 24 | 0.04× | 0.47× | ||
| Q2 24 | 0.04× | 0.48× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $55.1M |
| Free Cash FlowOCF − Capex | — | $42.4M |
| FCF MarginFCF / Revenue | — | 8.0% |
| Capex IntensityCapex / Revenue | — | 2.4% |
| Cash ConversionOCF / Net Profit | — | 1.63× |
| TTM Free Cash FlowTrailing 4 quarters | — | $99.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $55.1M | ||
| Q3 25 | $303.7M | $17.5M | ||
| Q2 25 | $30.4M | $78.6M | ||
| Q1 25 | $188.3M | $28.8M | ||
| Q4 24 | $-71.7M | $55.2M | ||
| Q3 24 | $143.1M | $45.7M | ||
| Q2 24 | $113.2M | $113.6M |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $42.4M | ||
| Q3 25 | $300.3M | $-5.5M | ||
| Q2 25 | $27.7M | $57.1M | ||
| Q1 25 | $184.7M | $5.3M | ||
| Q4 24 | $-73.8M | $35.9M | ||
| Q3 24 | $138.8M | $21.0M | ||
| Q2 24 | $111.0M | $90.3M |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 8.0% | ||
| Q3 25 | 160.9% | -1.1% | ||
| Q2 25 | 14.1% | 11.1% | ||
| Q1 25 | 67.2% | 1.1% | ||
| Q4 24 | -40.4% | 7.5% | ||
| Q3 24 | 77.3% | 4.4% | ||
| Q2 24 | 58.8% | 16.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 2.4% | ||
| Q3 25 | 1.8% | 4.6% | ||
| Q2 25 | 1.4% | 4.2% | ||
| Q1 25 | 1.3% | 4.8% | ||
| Q4 24 | 1.1% | 4.0% | ||
| Q3 24 | 2.4% | 5.1% | ||
| Q2 24 | 1.2% | 4.3% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 1.63× | ||
| Q3 25 | 7.83× | 0.75× | ||
| Q2 25 | 0.72× | 3.64× | ||
| Q1 25 | 2.51× | 0.92× | ||
| Q4 24 | -2.39× | 3.08× | ||
| Q3 24 | 4.27× | 2.07× | ||
| Q2 24 | 2.52× | 3.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
KMT
| Metal Cutting | $331.1M | 63% |
| Infrastructure | $198.5M | 37% |
