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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Magnolia Oil & Gas Corp (MGY). Click either name above to swap in a different company.
Magnolia Oil & Gas Corp is the larger business by last-quarter revenue ($317.6M vs $173.1M, roughly 1.8× PATHWARD FINANCIAL, INC.). Magnolia Oil & Gas Corp runs the higher net margin — 21.6% vs 20.3%, a 1.3% gap on every dollar of revenue. On growth, PATHWARD FINANCIAL, INC. posted the faster year-over-year revenue change (-0.2% vs -2.7%). Over the past eight quarters, Magnolia Oil & Gas Corp's revenue compounded faster (-0.3% CAGR vs -18.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Imperial Oil Limited is a Canadian petroleum company. It is Canada's second-largest integrated oil company that is also occasionally known as Imperial Esso. It is majority-owned by American oil company ExxonMobil, with a 69.6% ownership stake in the company. It is a producer of crude oil, diluted bitumen, and natural gas. Imperial Oil is one of Canada's major petroleum refiners and petrochemical producers. It supplies Esso-brand service stations.
CASH vs MGY — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $173.1M | $317.6M |
| Net Profit | $35.2M | $68.8M |
| Gross Margin | — | — |
| Operating Margin | 24.6% | 29.6% |
| Net Margin | 20.3% | 21.6% |
| Revenue YoY | -0.2% | -2.7% |
| Net Profit YoY | 11.9% | -19.7% |
| EPS (diluted) | $1.57 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $173.1M | $317.6M | ||
| Q3 25 | $186.7M | $324.9M | ||
| Q2 25 | $195.8M | $319.0M | ||
| Q1 25 | $274.8M | $350.3M | ||
| Q4 24 | $182.6M | $326.6M | ||
| Q3 24 | $179.5M | $333.1M | ||
| Q2 24 | $188.6M | $336.7M | ||
| Q1 24 | $257.6M | $319.4M |
| Q4 25 | $35.2M | $68.8M | ||
| Q3 25 | $38.8M | $75.5M | ||
| Q2 25 | $42.1M | $78.1M | ||
| Q1 25 | $75.0M | $102.9M | ||
| Q4 24 | $30.0M | $85.6M | ||
| Q3 24 | $33.5M | $99.8M | ||
| Q2 24 | $44.9M | $95.6M | ||
| Q1 24 | $69.9M | $85.1M |
| Q4 25 | 24.6% | 29.6% | ||
| Q3 25 | 25.9% | 31.2% | ||
| Q2 25 | 24.1% | 33.8% | ||
| Q1 25 | 33.2% | 38.8% | ||
| Q4 24 | 19.8% | 38.0% | ||
| Q3 24 | 20.9% | 38.7% | ||
| Q2 24 | 27.1% | 39.9% | ||
| Q1 24 | 33.8% | 39.0% |
| Q4 25 | 20.3% | 21.6% | ||
| Q3 25 | 20.8% | 23.2% | ||
| Q2 25 | 21.5% | 24.5% | ||
| Q1 25 | 27.3% | 29.4% | ||
| Q4 24 | 16.4% | 26.2% | ||
| Q3 24 | 18.7% | 30.0% | ||
| Q2 24 | 23.8% | 28.4% | ||
| Q1 24 | 27.1% | 26.6% |
| Q4 25 | $1.57 | — | ||
| Q3 25 | $1.69 | — | ||
| Q2 25 | $1.81 | — | ||
| Q1 25 | $3.14 | — | ||
| Q4 24 | $1.23 | — | ||
| Q3 24 | $1.34 | — | ||
| Q2 24 | $1.78 | — | ||
| Q1 24 | $2.74 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $331.2M | $266.8M |
| Total DebtLower is stronger | $33.5M | $393.3M |
| Stockholders' EquityBook value | $854.5M | $2.0B |
| Total Assets | $7.6B | $2.9B |
| Debt / EquityLower = less leverage | 0.04× | 0.20× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $331.2M | $266.8M | ||
| Q3 25 | $120.6M | $280.5M | ||
| Q2 25 | $258.3M | $251.8M | ||
| Q1 25 | $254.2M | $247.6M | ||
| Q4 24 | $597.4M | $260.0M | ||
| Q3 24 | $158.3M | $276.1M | ||
| Q2 24 | $298.9M | $275.7M | ||
| Q1 24 | $347.9M | $399.3M |
| Q4 25 | $33.5M | $393.3M | ||
| Q3 25 | $33.5M | $393.1M | ||
| Q2 25 | $33.4M | $392.9M | ||
| Q1 25 | $33.4M | $392.7M | ||
| Q4 24 | $33.4M | $392.5M | ||
| Q3 24 | $33.4M | $394.8M | ||
| Q2 24 | $33.3M | $394.1M | ||
| Q1 24 | $33.4M | $393.5M |
| Q4 25 | $854.5M | $2.0B | ||
| Q3 25 | $858.0M | $2.0B | ||
| Q2 25 | $819.0M | $2.0B | ||
| Q1 25 | $814.7M | $2.0B | ||
| Q4 24 | $758.3M | $2.0B | ||
| Q3 24 | $822.5M | $2.0B | ||
| Q2 24 | $748.4M | $1.9B | ||
| Q1 24 | $719.5M | $1.9B |
| Q4 25 | $7.6B | $2.9B | ||
| Q3 25 | $7.2B | $2.9B | ||
| Q2 25 | $7.2B | $2.9B | ||
| Q1 25 | $7.0B | $2.9B | ||
| Q4 24 | $7.6B | $2.8B | ||
| Q3 24 | $7.5B | $2.8B | ||
| Q2 24 | $7.5B | $2.8B | ||
| Q1 24 | $7.4B | $2.8B |
| Q4 25 | 0.04× | 0.20× | ||
| Q3 25 | 0.04× | 0.20× | ||
| Q2 25 | 0.04× | 0.20× | ||
| Q1 25 | 0.04× | 0.20× | ||
| Q4 24 | 0.04× | 0.20× | ||
| Q3 24 | 0.04× | 0.20× | ||
| Q2 24 | 0.04× | 0.21× | ||
| Q1 24 | 0.05× | 0.21× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $108.3M | $208.4M |
| Free Cash FlowOCF − Capex | $104.1M | — |
| FCF MarginFCF / Revenue | 60.1% | — |
| Capex IntensityCapex / Revenue | 2.4% | — |
| Cash ConversionOCF / Net Profit | 3.08× | 3.03× |
| TTM Free Cash FlowTrailing 4 quarters | $616.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $108.3M | $208.4M | ||
| Q3 25 | $303.7M | $247.1M | ||
| Q2 25 | $30.4M | $198.7M | ||
| Q1 25 | $188.3M | $224.5M | ||
| Q4 24 | $-71.7M | $222.6M | ||
| Q3 24 | $143.1M | $217.9M | ||
| Q2 24 | $113.2M | $269.4M | ||
| Q1 24 | $203.0M | $210.9M |
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | — | ||
| Q2 25 | $27.7M | — | ||
| Q1 25 | $184.7M | — | ||
| Q4 24 | $-73.8M | — | ||
| Q3 24 | $138.8M | — | ||
| Q2 24 | $111.0M | — | ||
| Q1 24 | $201.3M | — |
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | — | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | -40.4% | — | ||
| Q3 24 | 77.3% | — | ||
| Q2 24 | 58.8% | — | ||
| Q1 24 | 78.1% | — |
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 2.4% | — | ||
| Q2 24 | 1.2% | — | ||
| Q1 24 | 0.7% | — |
| Q4 25 | 3.08× | 3.03× | ||
| Q3 25 | 7.83× | 3.27× | ||
| Q2 25 | 0.72× | 2.54× | ||
| Q1 25 | 2.51× | 2.18× | ||
| Q4 24 | -2.39× | 2.60× | ||
| Q3 24 | 4.27× | 2.18× | ||
| Q2 24 | 2.52× | 2.82× | ||
| Q1 24 | 2.90× | 2.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
MGY
| Oil And Condensate | $215.6M | 68% |
| Natural Gas Reserves | $52.9M | 17% |
| Natural Gas Liquids Reserves | $49.1M | 15% |
