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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Metallus Inc. (MTUS). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($276.3M vs $267.3M, roughly 1.0× Metallus Inc.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs -5.3%, a 31.7% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs -8.8%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
CASH vs MTUS — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $267.3M |
| Net Profit | $72.9M | $-14.3M |
| Gross Margin | — | 2.2% |
| Operating Margin | — | -7.7% |
| Net Margin | 26.4% | -5.3% |
| Revenue YoY | — | 11.1% |
| Net Profit YoY | — | 33.2% |
| EPS (diluted) | $3.35 | $-0.34 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $267.3M | ||
| Q3 25 | $186.7M | $305.9M | ||
| Q2 25 | $195.8M | $304.6M | ||
| Q1 25 | $274.8M | $280.5M | ||
| Q4 24 | $182.6M | $240.5M | ||
| Q3 24 | $179.5M | $227.2M | ||
| Q2 24 | $188.6M | $294.7M |
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $-14.3M | ||
| Q3 25 | $38.8M | $8.1M | ||
| Q2 25 | $42.1M | $3.7M | ||
| Q1 25 | $75.0M | $1.3M | ||
| Q4 24 | $30.0M | $-21.4M | ||
| Q3 24 | $33.5M | $-5.9M | ||
| Q2 24 | $44.9M | $4.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.2% | ||
| Q3 25 | — | 11.4% | ||
| Q2 25 | — | 10.6% | ||
| Q1 25 | — | 7.8% | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | — | 5.3% | ||
| Q2 24 | — | 8.2% |
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | -7.7% | ||
| Q3 25 | 25.9% | 3.6% | ||
| Q2 25 | 24.1% | 2.8% | ||
| Q1 25 | 33.2% | 1.0% | ||
| Q4 24 | 19.8% | -10.1% | ||
| Q3 24 | 20.9% | -3.1% | ||
| Q2 24 | 27.1% | 2.1% |
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | -5.3% | ||
| Q3 25 | 20.8% | 2.6% | ||
| Q2 25 | 21.5% | 1.2% | ||
| Q1 25 | 27.3% | 0.5% | ||
| Q4 24 | 16.4% | -8.9% | ||
| Q3 24 | 18.7% | -2.6% | ||
| Q2 24 | 23.8% | 1.6% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-0.34 | ||
| Q3 25 | $1.69 | $0.19 | ||
| Q2 25 | $1.81 | $0.09 | ||
| Q1 25 | $3.14 | $0.03 | ||
| Q4 24 | $1.23 | $-0.46 | ||
| Q3 24 | $1.34 | $-0.13 | ||
| Q2 24 | $1.78 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $156.7M |
| Total DebtLower is stronger | $59.5M | — |
| Stockholders' EquityBook value | $850.7M | $686.0M |
| Total Assets | $7.1B | $1.1B |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $156.7M | ||
| Q3 25 | $120.6M | $191.5M | ||
| Q2 25 | $258.3M | $190.8M | ||
| Q1 25 | $254.2M | $180.3M | ||
| Q4 24 | $597.4M | $240.7M | ||
| Q3 24 | $158.3M | $254.6M | ||
| Q2 24 | $298.9M | $272.8M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | $0 | ||
| Q2 25 | $33.4M | $0 | ||
| Q1 25 | $33.4M | $5.4M | ||
| Q4 24 | $33.4M | $5.4M | ||
| Q3 24 | $33.4M | $13.2M | ||
| Q2 24 | $33.3M | $13.2M |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $686.0M | ||
| Q3 25 | $858.0M | $697.7M | ||
| Q2 25 | $819.0M | $690.0M | ||
| Q1 25 | $814.7M | $686.1M | ||
| Q4 24 | $758.3M | $690.5M | ||
| Q3 24 | $822.5M | $712.7M | ||
| Q2 24 | $748.4M | $736.3M |
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $1.1B | ||
| Q3 25 | $7.2B | $1.2B | ||
| Q2 25 | $7.2B | $1.1B | ||
| Q1 25 | $7.0B | $1.1B | ||
| Q4 24 | $7.6B | $1.1B | ||
| Q3 24 | $7.5B | $1.1B | ||
| Q2 24 | $7.5B | $1.1B |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | 0.00× | ||
| Q2 25 | 0.04× | 0.00× | ||
| Q1 25 | 0.04× | 0.01× | ||
| Q4 24 | 0.04× | 0.01× | ||
| Q3 24 | 0.04× | 0.02× | ||
| Q2 24 | 0.04× | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-1.9M |
| Free Cash FlowOCF − Capex | — | $-37.2M |
| FCF MarginFCF / Revenue | — | -13.9% |
| Capex IntensityCapex / Revenue | — | 13.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-93.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $-1.9M | ||
| Q3 25 | $303.7M | $22.0M | ||
| Q2 25 | $30.4M | $34.8M | ||
| Q1 25 | $188.3M | $-38.9M | ||
| Q4 24 | $-71.7M | $13.9M | ||
| Q3 24 | $143.1M | $-15.3M | ||
| Q2 24 | $113.2M | $8.3M |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $-37.2M | ||
| Q3 25 | $300.3M | $-6.4M | ||
| Q2 25 | $27.7M | $17.0M | ||
| Q1 25 | $184.7M | $-66.4M | ||
| Q4 24 | $-73.8M | $-1.3M | ||
| Q3 24 | $138.8M | $-32.9M | ||
| Q2 24 | $111.0M | $-5.8M |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | -13.9% | ||
| Q3 25 | 160.9% | -2.1% | ||
| Q2 25 | 14.1% | 5.6% | ||
| Q1 25 | 67.2% | -23.7% | ||
| Q4 24 | -40.4% | -0.5% | ||
| Q3 24 | 77.3% | -14.5% | ||
| Q2 24 | 58.8% | -2.0% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 13.2% | ||
| Q3 25 | 1.8% | 9.3% | ||
| Q2 25 | 1.4% | 5.8% | ||
| Q1 25 | 1.3% | 9.8% | ||
| Q4 24 | 1.1% | 6.3% | ||
| Q3 24 | 2.4% | 7.7% | ||
| Q2 24 | 1.2% | 4.8% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | 2.72× | ||
| Q2 25 | 0.72× | 9.41× | ||
| Q1 25 | 2.51× | -29.92× | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | 1.80× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
MTUS
| Industrial Market Sector | $95.3M | 36% |
| Manufactured Components | $67.8M | 25% |
| Aerospace And Defense | $39.6M | 15% |
| Seamless Mechanical Tubing | $31.3M | 12% |
| Energy Market Sector | $18.3M | 7% |
| Other | $11.3M | 4% |
| Other Market Sector | $3.7M | 1% |
