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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and N-able, Inc. (NABL). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($173.1M vs $130.3M, roughly 1.3× N-able, Inc.). On growth, N-able, Inc. posted the faster year-over-year revenue change (11.8% vs -0.2%). PATHWARD FINANCIAL, INC. produced more free cash flow last quarter ($104.1M vs $20.9M). Over the past eight quarters, N-able, Inc.'s revenue compounded faster (7.0% CAGR vs -18.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Able UK is a British industrial services company specialising in decommissioning of ships and offshore installations.
CASH vs NABL — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $173.1M | $130.3M |
| Net Profit | $35.2M | — |
| Gross Margin | — | 76.2% |
| Operating Margin | 24.6% | 10.2% |
| Net Margin | 20.3% | — |
| Revenue YoY | -0.2% | 11.8% |
| Net Profit YoY | 11.9% | — |
| EPS (diluted) | $1.57 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $173.1M | $130.3M | ||
| Q3 25 | $186.7M | $131.7M | ||
| Q2 25 | $195.8M | $131.2M | ||
| Q1 25 | $274.8M | $118.2M | ||
| Q4 24 | $182.6M | $116.5M | ||
| Q3 24 | $179.5M | $116.4M | ||
| Q2 24 | $188.6M | $119.4M | ||
| Q1 24 | $257.6M | $113.7M |
| Q4 25 | $35.2M | — | ||
| Q3 25 | $38.8M | $1.4M | ||
| Q2 25 | $42.1M | $-4.0M | ||
| Q1 25 | $75.0M | $-7.2M | ||
| Q4 24 | $30.0M | — | ||
| Q3 24 | $33.5M | $10.8M | ||
| Q2 24 | $44.9M | $9.5M | ||
| Q1 24 | $69.9M | $7.5M |
| Q4 25 | — | 76.2% | ||
| Q3 25 | — | 77.5% | ||
| Q2 25 | — | 78.1% | ||
| Q1 25 | — | 76.6% | ||
| Q4 24 | — | 80.0% | ||
| Q3 24 | — | 82.9% | ||
| Q2 24 | — | 84.0% | ||
| Q1 24 | — | 83.9% |
| Q4 25 | 24.6% | 10.2% | ||
| Q3 25 | 25.9% | 8.8% | ||
| Q2 25 | 24.1% | 7.7% | ||
| Q1 25 | 33.2% | 1.5% | ||
| Q4 24 | 19.8% | 13.7% | ||
| Q3 24 | 20.9% | 20.5% | ||
| Q2 24 | 27.1% | 18.4% | ||
| Q1 24 | 33.8% | 18.0% |
| Q4 25 | 20.3% | — | ||
| Q3 25 | 20.8% | 1.1% | ||
| Q2 25 | 21.5% | -3.1% | ||
| Q1 25 | 27.3% | -6.1% | ||
| Q4 24 | 16.4% | — | ||
| Q3 24 | 18.7% | 9.2% | ||
| Q2 24 | 23.8% | 7.9% | ||
| Q1 24 | 27.1% | 6.6% |
| Q4 25 | $1.57 | $-0.04 | ||
| Q3 25 | $1.69 | $0.01 | ||
| Q2 25 | $1.81 | $-0.02 | ||
| Q1 25 | $3.14 | $-0.04 | ||
| Q4 24 | $1.23 | $0.01 | ||
| Q3 24 | $1.34 | $0.06 | ||
| Q2 24 | $1.78 | $0.05 | ||
| Q1 24 | $2.74 | $0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $331.2M | $111.8M |
| Total DebtLower is stronger | $33.5M | $393.9M |
| Stockholders' EquityBook value | $854.5M | $804.7M |
| Total Assets | $7.6B | $1.4B |
| Debt / EquityLower = less leverage | 0.04× | 0.49× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $331.2M | $111.8M | ||
| Q3 25 | $120.6M | $101.4M | ||
| Q2 25 | $258.3M | $93.9M | ||
| Q1 25 | $254.2M | $94.1M | ||
| Q4 24 | $597.4M | $85.2M | ||
| Q3 24 | $158.3M | $174.4M | ||
| Q2 24 | $298.9M | $157.5M | ||
| Q1 24 | $347.9M | $139.2M |
| Q4 25 | $33.5M | $393.9M | ||
| Q3 25 | $33.5M | $331.7M | ||
| Q2 25 | $33.4M | $332.1M | ||
| Q1 25 | $33.4M | $332.6M | ||
| Q4 24 | $33.4M | $333.1M | ||
| Q3 24 | $33.4M | $333.6M | ||
| Q2 24 | $33.3M | $334.1M | ||
| Q1 24 | $33.4M | $334.5M |
| Q4 25 | $854.5M | $804.7M | ||
| Q3 25 | $858.0M | $813.4M | ||
| Q2 25 | $819.0M | $809.4M | ||
| Q1 25 | $814.7M | $775.1M | ||
| Q4 24 | $758.3M | $759.3M | ||
| Q3 24 | $822.5M | $765.0M | ||
| Q2 24 | $748.4M | $724.4M | ||
| Q1 24 | $719.5M | $709.1M |
| Q4 25 | $7.6B | $1.4B | ||
| Q3 25 | $7.2B | $1.4B | ||
| Q2 25 | $7.2B | $1.4B | ||
| Q1 25 | $7.0B | $1.4B | ||
| Q4 24 | $7.6B | $1.3B | ||
| Q3 24 | $7.5B | $1.2B | ||
| Q2 24 | $7.5B | $1.2B | ||
| Q1 24 | $7.4B | $1.1B |
| Q4 25 | 0.04× | 0.49× | ||
| Q3 25 | 0.04× | 0.41× | ||
| Q2 25 | 0.04× | 0.41× | ||
| Q1 25 | 0.04× | 0.43× | ||
| Q4 24 | 0.04× | 0.44× | ||
| Q3 24 | 0.04× | 0.44× | ||
| Q2 24 | 0.04× | 0.46× | ||
| Q1 24 | 0.05× | 0.47× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $108.3M | $25.3M |
| Free Cash FlowOCF − Capex | $104.1M | $20.9M |
| FCF MarginFCF / Revenue | 60.1% | 16.0% |
| Capex IntensityCapex / Revenue | 2.4% | 3.4% |
| Cash ConversionOCF / Net Profit | 3.08× | — |
| TTM Free Cash FlowTrailing 4 quarters | $616.8M | $75.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $108.3M | $25.3M | ||
| Q3 25 | $303.7M | $24.0M | ||
| Q2 25 | $30.4M | $24.2M | ||
| Q1 25 | $188.3M | $19.7M | ||
| Q4 24 | $-71.7M | $26.0M | ||
| Q3 24 | $143.1M | $22.0M | ||
| Q2 24 | $113.2M | $27.3M | ||
| Q1 24 | $203.0M | $4.2M |
| Q4 25 | $104.1M | $20.9M | ||
| Q3 25 | $300.3M | $17.4M | ||
| Q2 25 | $27.7M | $20.4M | ||
| Q1 25 | $184.7M | $16.4M | ||
| Q4 24 | $-73.8M | $18.8M | ||
| Q3 24 | $138.8M | $18.2M | ||
| Q2 24 | $111.0M | $24.0M | ||
| Q1 24 | $201.3M | $746.0K |
| Q4 25 | 60.1% | 16.0% | ||
| Q3 25 | 160.9% | 13.2% | ||
| Q2 25 | 14.1% | 15.5% | ||
| Q1 25 | 67.2% | 13.9% | ||
| Q4 24 | -40.4% | 16.2% | ||
| Q3 24 | 77.3% | 15.7% | ||
| Q2 24 | 58.8% | 20.1% | ||
| Q1 24 | 78.1% | 0.7% |
| Q4 25 | 2.4% | 3.4% | ||
| Q3 25 | 1.8% | 5.0% | ||
| Q2 25 | 1.4% | 2.9% | ||
| Q1 25 | 1.3% | 2.8% | ||
| Q4 24 | 1.1% | 6.1% | ||
| Q3 24 | 2.4% | 3.2% | ||
| Q2 24 | 1.2% | 2.7% | ||
| Q1 24 | 0.7% | 3.0% |
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | 17.36× | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | 2.04× | ||
| Q2 24 | 2.52× | 2.89× | ||
| Q1 24 | 2.90× | 0.56× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
NABL
| Transferred Over Time | $121.9M | 94% |
| Transferred At Point In Time | $8.4M | 6% |
| Other Revenue | $1.3M | 1% |
