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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and UNIVERSAL DISPLAY CORP \PA\ (OLED). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($276.3M vs $142.2M, roughly 1.9× UNIVERSAL DISPLAY CORP \PA\). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs 25.2%, a 1.1% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs -5.3%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Universal Display Corporation is a developer and manufacturer of organic light emitting diode (OLED) technologies and materials, and it is a provider of services to the display and lighting industries.
CASH vs OLED — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $142.2M |
| Net Profit | $72.9M | $35.9M |
| Gross Margin | — | 74.6% |
| Operating Margin | — | 30.1% |
| Net Margin | 26.4% | 25.2% |
| Revenue YoY | — | -14.5% |
| Net Profit YoY | — | -44.3% |
| EPS (diluted) | $3.35 | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | $142.2M | ||
| Q4 25 | $173.1M | $172.9M | ||
| Q3 25 | $186.7M | $139.6M | ||
| Q2 25 | $195.8M | $171.8M | ||
| Q1 25 | $274.8M | $166.3M | ||
| Q4 24 | $182.6M | $162.3M | ||
| Q3 24 | $179.5M | $161.6M | ||
| Q2 24 | $188.6M | $158.5M |
| Q1 26 | $72.9M | $35.9M | ||
| Q4 25 | $35.2M | $66.3M | ||
| Q3 25 | $38.8M | $44.0M | ||
| Q2 25 | $42.1M | $67.3M | ||
| Q1 25 | $75.0M | $64.4M | ||
| Q4 24 | $30.0M | $46.0M | ||
| Q3 24 | $33.5M | $66.9M | ||
| Q2 24 | $44.9M | $52.3M |
| Q1 26 | — | 74.6% | ||
| Q4 25 | — | 76.1% | ||
| Q3 25 | — | 74.6% | ||
| Q2 25 | — | 77.2% | ||
| Q1 25 | — | 77.1% | ||
| Q4 24 | — | 77.0% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 75.8% |
| Q1 26 | — | 30.1% | ||
| Q4 25 | 24.6% | 38.9% | ||
| Q3 25 | 25.9% | 30.9% | ||
| Q2 25 | 24.1% | 39.9% | ||
| Q1 25 | 33.2% | 41.9% | ||
| Q4 24 | 19.8% | 32.3% | ||
| Q3 24 | 20.9% | 41.5% | ||
| Q2 24 | 27.1% | 35.6% |
| Q1 26 | 26.4% | 25.2% | ||
| Q4 25 | 20.3% | 38.4% | ||
| Q3 25 | 20.8% | 31.5% | ||
| Q2 25 | 21.5% | 39.2% | ||
| Q1 25 | 27.3% | 38.8% | ||
| Q4 24 | 16.4% | 28.4% | ||
| Q3 24 | 18.7% | 41.4% | ||
| Q2 24 | 23.8% | 33.0% |
| Q1 26 | $3.35 | $0.76 | ||
| Q4 25 | $1.57 | $1.40 | ||
| Q3 25 | $1.69 | $0.92 | ||
| Q2 25 | $1.81 | $1.41 | ||
| Q1 25 | $3.14 | $1.35 | ||
| Q4 24 | $1.23 | $0.96 | ||
| Q3 24 | $1.34 | $1.40 | ||
| Q2 24 | $1.78 | $1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $516.4M |
| Total DebtLower is stronger | $59.5M | — |
| Stockholders' EquityBook value | $850.7M | — |
| Total Assets | $7.1B | $1.9B |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | $516.4M | ||
| Q4 25 | $331.2M | $602.4M | ||
| Q3 25 | $120.6M | $603.0M | ||
| Q2 25 | $258.3M | $525.2M | ||
| Q1 25 | $254.2M | $571.3M | ||
| Q4 24 | $597.4M | $492.7M | ||
| Q3 24 | $158.3M | $551.6M | ||
| Q2 24 | $298.9M | $530.5M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $1.8B | ||
| Q3 25 | $858.0M | $1.7B | ||
| Q2 25 | $819.0M | $1.7B | ||
| Q1 25 | $814.7M | $1.7B | ||
| Q4 24 | $758.3M | $1.6B | ||
| Q3 24 | $822.5M | $1.6B | ||
| Q2 24 | $748.4M | $1.5B |
| Q1 26 | $7.1B | $1.9B | ||
| Q4 25 | $7.6B | $2.0B | ||
| Q3 25 | $7.2B | $1.9B | ||
| Q2 25 | $7.2B | $1.9B | ||
| Q1 25 | $7.0B | $1.9B | ||
| Q4 24 | $7.6B | $1.8B | ||
| Q3 24 | $7.5B | $1.8B | ||
| Q2 24 | $7.5B | $1.8B |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $108.9M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 3.03× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $108.9M | ||
| Q4 25 | $108.3M | $31.1M | ||
| Q3 25 | $303.7M | $97.2M | ||
| Q2 25 | $30.4M | $51.9M | ||
| Q1 25 | $188.3M | $30.6M | ||
| Q4 24 | $-71.7M | $34.7M | ||
| Q3 24 | $143.1M | $79.9M | ||
| Q2 24 | $113.2M | $67.0M |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $15.1M | ||
| Q3 25 | $300.3M | $84.3M | ||
| Q2 25 | $27.7M | $37.5M | ||
| Q1 25 | $184.7M | $17.5M | ||
| Q4 24 | $-73.8M | $22.0M | ||
| Q3 24 | $138.8M | $66.2M | ||
| Q2 24 | $111.0M | $57.9M |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 8.7% | ||
| Q3 25 | 160.9% | 60.4% | ||
| Q2 25 | 14.1% | 21.8% | ||
| Q1 25 | 67.2% | 10.5% | ||
| Q4 24 | -40.4% | 13.6% | ||
| Q3 24 | 77.3% | 41.0% | ||
| Q2 24 | 58.8% | 36.5% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 9.3% | ||
| Q3 25 | 1.8% | 9.2% | ||
| Q2 25 | 1.4% | 8.4% | ||
| Q1 25 | 1.3% | 7.9% | ||
| Q4 24 | 1.1% | 7.8% | ||
| Q3 24 | 2.4% | 8.4% | ||
| Q2 24 | 1.2% | 5.8% |
| Q1 26 | — | 3.03× | ||
| Q4 25 | 3.08× | 0.47× | ||
| Q3 25 | 7.83× | 2.21× | ||
| Q2 25 | 0.72× | 0.77× | ||
| Q1 25 | 2.51× | 0.47× | ||
| Q4 24 | -2.39× | 0.75× | ||
| Q3 24 | 4.27× | 1.19× | ||
| Q2 24 | 2.52× | 1.28× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
OLED
| Material sales | $83.7M | 59% |
| Royalty and license fees | $54.2M | 38% |
| Contract research services | $4.3M | 3% |
