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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($276.3M vs $121.1M, roughly 2.3× Porch Group, Inc.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs -3.9%, a 30.3% gap on every dollar of revenue. Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 21.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
CASH vs PRCH — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $121.1M |
| Net Profit | $72.9M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | — | 34.7% |
| Net Margin | 26.4% | -3.9% |
| Revenue YoY | — | 100.0% |
| Net Profit YoY | — | 2.0% |
| EPS (diluted) | $3.35 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | $121.1M | ||
| Q4 25 | $173.1M | $112.3M | ||
| Q3 25 | $186.7M | $115.1M | ||
| Q2 25 | $195.8M | $107.0M | ||
| Q1 25 | $274.8M | $84.5M | ||
| Q4 24 | $182.6M | $75.3M | ||
| Q3 24 | $179.5M | $77.7M | ||
| Q2 24 | $188.6M | $75.9M |
| Q1 26 | $72.9M | $-4.7M | ||
| Q4 25 | $35.2M | $-3.5M | ||
| Q3 25 | $38.8M | $-10.9M | ||
| Q2 25 | $42.1M | $2.6M | ||
| Q1 25 | $75.0M | $8.4M | ||
| Q4 24 | $30.0M | $30.5M | ||
| Q3 24 | $33.5M | $14.4M | ||
| Q2 24 | $44.9M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 24.6% | 14.7% | ||
| Q3 25 | 25.9% | 14.2% | ||
| Q2 25 | 24.1% | 4.7% | ||
| Q1 25 | 33.2% | -1.5% | ||
| Q4 24 | 19.8% | 33.3% | ||
| Q3 24 | 20.9% | -3.2% | ||
| Q2 24 | 27.1% | -69.2% |
| Q1 26 | 26.4% | -3.9% | ||
| Q4 25 | 20.3% | -3.1% | ||
| Q3 25 | 20.8% | -9.4% | ||
| Q2 25 | 21.5% | 2.4% | ||
| Q1 25 | 27.3% | 9.9% | ||
| Q4 24 | 16.4% | 40.5% | ||
| Q3 24 | 18.7% | 18.5% | ||
| Q2 24 | 23.8% | -84.8% |
| Q1 26 | $3.35 | $-0.04 | ||
| Q4 25 | $1.57 | $0.00 | ||
| Q3 25 | $1.69 | $-0.10 | ||
| Q2 25 | $1.81 | $0.00 | ||
| Q1 25 | $3.14 | $0.07 | ||
| Q4 24 | $1.23 | $0.34 | ||
| Q3 24 | $1.34 | $0.12 | ||
| Q2 24 | $1.78 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $68.4M |
| Total DebtLower is stronger | $59.5M | $391.3M |
| Stockholders' EquityBook value | $850.7M | $26.3M |
| Total Assets | $7.1B | $806.6M |
| Debt / EquityLower = less leverage | 0.07× | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | $68.4M | ||
| Q4 25 | $331.2M | $57.3M | ||
| Q3 25 | $120.6M | $85.0M | ||
| Q2 25 | $258.3M | $79.8M | ||
| Q1 25 | $254.2M | $70.4M | ||
| Q4 24 | $597.4M | $191.7M | ||
| Q3 24 | $158.3M | $238.6M | ||
| Q2 24 | $298.9M | $308.4M |
| Q1 26 | $59.5M | $391.3M | ||
| Q4 25 | $33.5M | $392.8M | ||
| Q3 25 | $33.5M | $387.1M | ||
| Q2 25 | $33.4M | $394.1M | ||
| Q1 25 | $33.4M | $409.2M | ||
| Q4 24 | $33.4M | $403.9M | ||
| Q3 24 | $33.4M | $399.0M | ||
| Q2 24 | $33.3M | $436.8M |
| Q1 26 | $850.7M | $26.3M | ||
| Q4 25 | $854.5M | $-24.6M | ||
| Q3 25 | $858.0M | $-27.9M | ||
| Q2 25 | $819.0M | $-29.3M | ||
| Q1 25 | $814.7M | $-52.4M | ||
| Q4 24 | $758.3M | $-43.2M | ||
| Q3 24 | $822.5M | $-77.0M | ||
| Q2 24 | $748.4M | $-101.9M |
| Q1 26 | $7.1B | $806.6M | ||
| Q4 25 | $7.6B | $797.4M | ||
| Q3 25 | $7.2B | $787.7M | ||
| Q2 25 | $7.2B | $770.7M | ||
| Q1 25 | $7.0B | $802.3M | ||
| Q4 24 | $7.6B | $814.0M | ||
| Q3 24 | $7.5B | $867.3M | ||
| Q2 24 | $7.5B | $876.1M |
| Q1 26 | 0.07× | 14.87× | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
PRCH
Segment breakdown not available.
