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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and QUINSTREET, INC (QNST). Click either name above to swap in a different company.
QUINSTREET, INC is the larger business by last-quarter revenue ($287.8M vs $276.3M, roughly 1.0× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs 17.4%, a 8.9% gap on every dollar of revenue. Over the past eight quarters, QUINSTREET, INC's revenue compounded faster (53.2% CAGR vs 21.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
QUINSTREET, INCQNSTEarnings & Financial Report
QuinStreet, Inc. is a publicly traded online marketing company based in Foster City, California. The company helps generate web traffic for clients by acquiring popular domain names.
CASH vs QNST — Head-to-Head
Income Statement — Q2 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $287.8M |
| Net Profit | $72.9M | $50.2M |
| Gross Margin | — | 9.6% |
| Operating Margin | — | 0.4% |
| Net Margin | 26.4% | 17.4% |
| Revenue YoY | — | 1.9% |
| Net Profit YoY | — | 3342.5% |
| EPS (diluted) | $3.35 | $0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $287.8M | ||
| Q3 25 | $186.7M | $285.9M | ||
| Q2 25 | $195.8M | — | ||
| Q1 25 | $274.8M | $269.8M | ||
| Q4 24 | $182.6M | $282.6M | ||
| Q3 24 | $179.5M | $279.2M | ||
| Q2 24 | $188.6M | $198.3M |
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $50.2M | ||
| Q3 25 | $38.8M | $4.5M | ||
| Q2 25 | $42.1M | — | ||
| Q1 25 | $75.0M | $4.4M | ||
| Q4 24 | $30.0M | $-1.5M | ||
| Q3 24 | $33.5M | $-1.4M | ||
| Q2 24 | $44.9M | $-2.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 9.6% | ||
| Q3 25 | — | 9.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 9.5% | ||
| Q3 24 | — | 10.2% | ||
| Q2 24 | — | 8.8% |
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 0.4% | ||
| Q3 25 | 25.9% | 1.7% | ||
| Q2 25 | 24.1% | — | ||
| Q1 25 | 33.2% | 1.8% | ||
| Q4 24 | 19.8% | -0.5% | ||
| Q3 24 | 20.9% | -0.4% | ||
| Q2 24 | 27.1% | -0.7% |
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 17.4% | ||
| Q3 25 | 20.8% | 1.6% | ||
| Q2 25 | 21.5% | — | ||
| Q1 25 | 27.3% | 1.6% | ||
| Q4 24 | 16.4% | -0.5% | ||
| Q3 24 | 18.7% | -0.5% | ||
| Q2 24 | 23.8% | -1.1% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $0.87 | ||
| Q3 25 | $1.69 | $0.08 | ||
| Q2 25 | $1.81 | — | ||
| Q1 25 | $3.14 | $0.08 | ||
| Q4 24 | $1.23 | $-0.03 | ||
| Q3 24 | $1.34 | $-0.02 | ||
| Q2 24 | $1.78 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $107.0M |
| Total DebtLower is stronger | $59.5M | — |
| Stockholders' EquityBook value | $850.7M | $294.4M |
| Total Assets | $7.1B | $493.0M |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $107.0M | ||
| Q3 25 | $120.6M | $101.3M | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | $81.8M | ||
| Q4 24 | $597.4M | $57.8M | ||
| Q3 24 | $158.3M | $25.0M | ||
| Q2 24 | $298.9M | $50.5M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $294.4M | ||
| Q3 25 | $858.0M | $246.7M | ||
| Q2 25 | $819.0M | — | ||
| Q1 25 | $814.7M | $235.5M | ||
| Q4 24 | $758.3M | $224.3M | ||
| Q3 24 | $822.5M | $219.8M | ||
| Q2 24 | $748.4M | $216.8M |
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $493.0M | ||
| Q3 25 | $7.2B | $442.6M | ||
| Q2 25 | $7.2B | — | ||
| Q1 25 | $7.0B | $417.2M | ||
| Q4 24 | $7.6B | $409.6M | ||
| Q3 24 | $7.5B | $401.2M | ||
| Q2 24 | $7.5B | $368.5M |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $21.6M |
| Free Cash FlowOCF − Capex | — | $20.7M |
| FCF MarginFCF / Revenue | — | 7.2% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | — | 0.43× |
| TTM Free Cash FlowTrailing 4 quarters | — | $106.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $21.6M | ||
| Q3 25 | $303.7M | $19.6M | ||
| Q2 25 | $30.4M | — | ||
| Q1 25 | $188.3M | $30.1M | ||
| Q4 24 | $-71.7M | $38.7M | ||
| Q3 24 | $143.1M | $-13.7M | ||
| Q2 24 | $113.2M | $16.6M |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $20.7M | ||
| Q3 25 | $300.3M | $18.4M | ||
| Q2 25 | $27.7M | — | ||
| Q1 25 | $184.7M | $29.5M | ||
| Q4 24 | $-73.8M | $38.2M | ||
| Q3 24 | $138.8M | $-14.1M | ||
| Q2 24 | $111.0M | $15.4M |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 7.2% | ||
| Q3 25 | 160.9% | 6.4% | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 67.2% | 10.9% | ||
| Q4 24 | -40.4% | 13.5% | ||
| Q3 24 | 77.3% | -5.1% | ||
| Q2 24 | 58.8% | 7.8% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 0.3% | ||
| Q3 25 | 1.8% | 0.4% | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 1.3% | 0.2% | ||
| Q4 24 | 1.1% | 0.2% | ||
| Q3 24 | 2.4% | 0.2% | ||
| Q2 24 | 1.2% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 0.43× | ||
| Q3 25 | 7.83× | 4.32× | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | 6.82× | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
QNST
| Financial Service | $216.8M | 75% |
| Home Services And Other Revenue | $71.0M | 25% |
