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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and SITIME Corp (SITM). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($276.3M vs $113.3M, roughly 2.4× SITIME Corp). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs 8.1%, a 18.3% gap on every dollar of revenue. Over the past eight quarters, SITIME Corp's revenue compounded faster (85.2% CAGR vs 21.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
SiTime Corporation is a publicly traded fabless chipmaker based in Santa Clara, California that develops micro-electromechanical systems (MEMS), used for timing devices in electronics.
CASH vs SITM — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $113.3M |
| Net Profit | $72.9M | $9.2M |
| Gross Margin | — | 56.4% |
| Operating Margin | — | 1.6% |
| Net Margin | 26.4% | 8.1% |
| Revenue YoY | — | 66.3% |
| Net Profit YoY | — | 148.7% |
| EPS (diluted) | $3.35 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $113.3M | ||
| Q3 25 | $186.7M | $83.6M | ||
| Q2 25 | $195.8M | $69.5M | ||
| Q1 25 | $274.8M | $60.3M | ||
| Q4 24 | $182.6M | $68.1M | ||
| Q3 24 | $179.5M | $57.7M | ||
| Q2 24 | $188.6M | $43.9M |
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $9.2M | ||
| Q3 25 | $38.8M | $-8.0M | ||
| Q2 25 | $42.1M | $-20.2M | ||
| Q1 25 | $75.0M | $-23.9M | ||
| Q4 24 | $30.0M | $-18.8M | ||
| Q3 24 | $33.5M | $-19.3M | ||
| Q2 24 | $44.9M | $-26.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 56.4% | ||
| Q3 25 | — | 53.5% | ||
| Q2 25 | — | 51.9% | ||
| Q1 25 | — | 50.3% | ||
| Q4 24 | — | 52.6% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 49.1% |
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 1.6% | ||
| Q3 25 | 25.9% | -19.2% | ||
| Q2 25 | 24.1% | -35.4% | ||
| Q1 25 | 33.2% | -46.6% | ||
| Q4 24 | 19.8% | -33.8% | ||
| Q3 24 | 20.9% | -43.1% | ||
| Q2 24 | 27.1% | -73.7% |
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 8.1% | ||
| Q3 25 | 20.8% | -9.6% | ||
| Q2 25 | 21.5% | -29.0% | ||
| Q1 25 | 27.3% | -39.6% | ||
| Q4 24 | 16.4% | -27.6% | ||
| Q3 24 | 18.7% | -33.5% | ||
| Q2 24 | 23.8% | -61.0% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $0.44 | ||
| Q3 25 | $1.69 | $-0.31 | ||
| Q2 25 | $1.81 | $-0.84 | ||
| Q1 25 | $3.14 | $-1.01 | ||
| Q4 24 | $1.23 | $-0.80 | ||
| Q3 24 | $1.34 | $-0.83 | ||
| Q2 24 | $1.78 | $-1.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | — |
| Total DebtLower is stronger | $59.5M | — |
| Stockholders' EquityBook value | $850.7M | $1.2B |
| Total Assets | $7.1B | $1.3B |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | — | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | — | ||
| Q3 24 | $158.3M | — | ||
| Q2 24 | $298.9M | — |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $1.2B | ||
| Q3 25 | $858.0M | $1.1B | ||
| Q2 25 | $819.0M | $1.1B | ||
| Q1 25 | $814.7M | $692.5M | ||
| Q4 24 | $758.3M | $699.7M | ||
| Q3 24 | $822.5M | $696.2M | ||
| Q2 24 | $748.4M | $692.5M |
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $1.3B | ||
| Q3 25 | $7.2B | $1.3B | ||
| Q2 25 | $7.2B | $1.3B | ||
| Q1 25 | $7.0B | $872.1M | ||
| Q4 24 | $7.6B | $885.0M | ||
| Q3 24 | $7.5B | $877.9M | ||
| Q2 24 | $7.5B | $878.6M |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $25.4M |
| Free Cash FlowOCF − Capex | — | $13.0M |
| FCF MarginFCF / Revenue | — | 11.5% |
| Capex IntensityCapex / Revenue | — | 10.9% |
| Cash ConversionOCF / Net Profit | — | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $35.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $25.4M | ||
| Q3 25 | $303.7M | $31.4M | ||
| Q2 25 | $30.4M | $15.3M | ||
| Q1 25 | $188.3M | $15.0M | ||
| Q4 24 | $-71.7M | $13.5M | ||
| Q3 24 | $143.1M | $8.2M | ||
| Q2 24 | $113.2M | $-181.0K |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $13.0M | ||
| Q3 25 | $300.3M | $26.3M | ||
| Q2 25 | $27.7M | $-2.9M | ||
| Q1 25 | $184.7M | $-1.3M | ||
| Q4 24 | $-73.8M | $-2.4M | ||
| Q3 24 | $138.8M | $-6.7M | ||
| Q2 24 | $111.0M | $-2.7M |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 11.5% | ||
| Q3 25 | 160.9% | 31.5% | ||
| Q2 25 | 14.1% | -4.2% | ||
| Q1 25 | 67.2% | -2.1% | ||
| Q4 24 | -40.4% | -3.5% | ||
| Q3 24 | 77.3% | -11.6% | ||
| Q2 24 | 58.8% | -6.3% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 10.9% | ||
| Q3 25 | 1.8% | 6.1% | ||
| Q2 25 | 1.4% | 26.2% | ||
| Q1 25 | 1.3% | 27.0% | ||
| Q4 24 | 1.1% | 23.3% | ||
| Q3 24 | 2.4% | 25.7% | ||
| Q2 24 | 1.2% | 5.8% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 2.77× | ||
| Q3 25 | 7.83× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
SITM
Segment breakdown not available.
