vs
Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and TENNANT CO (TNC). Click either name above to swap in a different company.
TENNANT CO is the larger business by last-quarter revenue ($291.6M vs $276.3M, roughly 1.1× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs -1.5%, a 27.9% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs -3.2%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
The Tennant Company (TNC:NYQ) is a company with about 4000 employees that provides cleaning products. It is a company that is listed in the New York Stock Exchange.
CASH vs TNC — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $291.6M |
| Net Profit | $72.9M | $-4.4M |
| Gross Margin | — | 34.6% |
| Operating Margin | — | -1.4% |
| Net Margin | 26.4% | -1.5% |
| Revenue YoY | — | -11.3% |
| Net Profit YoY | — | -166.7% |
| EPS (diluted) | $3.35 | $-0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $291.6M | ||
| Q3 25 | $186.7M | $303.3M | ||
| Q2 25 | $195.8M | $318.6M | ||
| Q1 25 | $274.8M | $290.0M | ||
| Q4 24 | $182.6M | $328.9M | ||
| Q3 24 | $179.5M | $315.8M | ||
| Q2 24 | $188.6M | $331.0M |
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $-4.4M | ||
| Q3 25 | $38.8M | $14.9M | ||
| Q2 25 | $42.1M | $20.2M | ||
| Q1 25 | $75.0M | $13.1M | ||
| Q4 24 | $30.0M | $6.6M | ||
| Q3 24 | $33.5M | $20.8M | ||
| Q2 24 | $44.9M | $27.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 34.6% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 42.1% | ||
| Q1 25 | — | 41.4% | ||
| Q4 24 | — | 41.3% | ||
| Q3 24 | — | 42.4% | ||
| Q2 24 | — | 43.1% |
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | -1.4% | ||
| Q3 25 | 25.9% | 7.4% | ||
| Q2 25 | 24.1% | 9.6% | ||
| Q1 25 | 33.2% | 6.8% | ||
| Q4 24 | 19.8% | 2.3% | ||
| Q3 24 | 20.9% | 9.7% | ||
| Q2 24 | 27.1% | 11.7% |
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | -1.5% | ||
| Q3 25 | 20.8% | 4.9% | ||
| Q2 25 | 21.5% | 6.3% | ||
| Q1 25 | 27.3% | 4.5% | ||
| Q4 24 | 16.4% | 2.0% | ||
| Q3 24 | 18.7% | 6.6% | ||
| Q2 24 | 23.8% | 8.4% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-0.21 | ||
| Q3 25 | $1.69 | $0.80 | ||
| Q2 25 | $1.81 | $1.08 | ||
| Q1 25 | $3.14 | $0.69 | ||
| Q4 24 | $1.23 | $0.35 | ||
| Q3 24 | $1.34 | $1.09 | ||
| Q2 24 | $1.78 | $1.45 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | — |
| Total DebtLower is stronger | $59.5M | $273.2M |
| Stockholders' EquityBook value | $850.7M | $601.6M |
| Total Assets | $7.1B | $1.3B |
| Debt / EquityLower = less leverage | 0.07× | 0.45× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | — | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | — | ||
| Q3 24 | $158.3M | — | ||
| Q2 24 | $298.9M | — |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $273.2M | ||
| Q3 25 | $33.5M | $238.3M | ||
| Q2 25 | $33.4M | $213.4M | ||
| Q1 25 | $33.4M | $213.3M | ||
| Q4 24 | $33.4M | $198.2M | ||
| Q3 24 | $33.4M | $208.6M | ||
| Q2 24 | $33.3M | $205.6M |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $601.6M | ||
| Q3 25 | $858.0M | $640.9M | ||
| Q2 25 | $819.0M | $651.9M | ||
| Q1 25 | $814.7M | $624.4M | ||
| Q4 24 | $758.3M | $620.8M | ||
| Q3 24 | $822.5M | $647.2M | ||
| Q2 24 | $748.4M | $624.6M |
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $1.3B | ||
| Q3 25 | $7.2B | $1.3B | ||
| Q2 25 | $7.2B | $1.2B | ||
| Q1 25 | $7.0B | $1.2B | ||
| Q4 24 | $7.6B | $1.2B | ||
| Q3 24 | $7.5B | $1.2B | ||
| Q2 24 | $7.5B | $1.2B |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.45× | ||
| Q3 25 | 0.04× | 0.37× | ||
| Q2 25 | 0.04× | 0.33× | ||
| Q1 25 | 0.04× | 0.34× | ||
| Q4 24 | 0.04× | 0.32× | ||
| Q3 24 | 0.04× | 0.32× | ||
| Q2 24 | 0.04× | 0.33× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $14.2M |
| Free Cash FlowOCF − Capex | — | $9.7M |
| FCF MarginFCF / Revenue | — | 3.3% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $14.2M | ||
| Q3 25 | $303.7M | $28.7M | ||
| Q2 25 | $30.4M | $22.5M | ||
| Q1 25 | $188.3M | $-400.0K | ||
| Q4 24 | $-71.7M | $37.5M | ||
| Q3 24 | $143.1M | $30.7M | ||
| Q2 24 | $113.2M | $18.6M |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $9.7M | ||
| Q3 25 | $300.3M | $22.3M | ||
| Q2 25 | $27.7M | $18.7M | ||
| Q1 25 | $184.7M | $-7.4M | ||
| Q4 24 | $-73.8M | $28.1M | ||
| Q3 24 | $138.8M | $26.4M | ||
| Q2 24 | $111.0M | $14.4M |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 3.3% | ||
| Q3 25 | 160.9% | 7.4% | ||
| Q2 25 | 14.1% | 5.9% | ||
| Q1 25 | 67.2% | -2.6% | ||
| Q4 24 | -40.4% | 8.5% | ||
| Q3 24 | 77.3% | 8.4% | ||
| Q2 24 | 58.8% | 4.4% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 1.5% | ||
| Q3 25 | 1.8% | 2.1% | ||
| Q2 25 | 1.4% | 1.2% | ||
| Q1 25 | 1.3% | 2.4% | ||
| Q4 24 | 1.1% | 2.9% | ||
| Q3 24 | 2.4% | 1.4% | ||
| Q2 24 | 1.2% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | 1.93× | ||
| Q2 25 | 0.72× | 1.11× | ||
| Q1 25 | 2.51× | -0.03× | ||
| Q4 24 | -2.39× | 5.68× | ||
| Q3 24 | 4.27× | 1.48× | ||
| Q2 24 | 2.52× | 0.67× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
TNC
| Equipment Sales | $165.5M | 57% |
| Parts And Consumables | $69.1M | 24% |
| Service And Other | $57.0M | 20% |
