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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and CVR PARTNERS, LP (UAN). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($276.3M vs $180.0M, roughly 1.5× CVR PARTNERS, LP). CVR PARTNERS, LP runs the higher net margin — 27.7% vs 26.4%, a 1.3% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs 16.4%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
CVR Partners, LP is a leading North American producer of nitrogen-based fertilizer products, primarily urea ammonium nitrate (UAN) and ammonia. It serves agricultural, industrial and commercial markets across the U.S. and Canada, delivering cost-effective, high-quality nutrient solutions for crop production and diverse industrial use cases.
CASH vs UAN — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $180.0M |
| Net Profit | $72.9M | $49.9M |
| Gross Margin | — | 37.5% |
| Operating Margin | — | 32.0% |
| Net Margin | 26.4% | 27.7% |
| Revenue YoY | — | 26.0% |
| Net Profit YoY | — | 84.3% |
| EPS (diluted) | $3.35 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | $180.0M | ||
| Q4 25 | $173.1M | $131.1M | ||
| Q3 25 | $186.7M | $163.5M | ||
| Q2 25 | $195.8M | $168.6M | ||
| Q1 25 | $274.8M | $142.9M | ||
| Q4 24 | $182.6M | $139.6M | ||
| Q3 24 | $179.5M | $125.2M | ||
| Q2 24 | $188.6M | $132.9M |
| Q1 26 | $72.9M | $49.9M | ||
| Q4 25 | $35.2M | $-10.3M | ||
| Q3 25 | $38.8M | $43.1M | ||
| Q2 25 | $42.1M | $38.8M | ||
| Q1 25 | $75.0M | $27.1M | ||
| Q4 24 | $30.0M | $18.3M | ||
| Q3 24 | $33.5M | $3.8M | ||
| Q2 24 | $44.9M | $26.2M |
| Q1 26 | — | 37.5% | ||
| Q4 25 | — | 4.4% | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | 32.4% | ||
| Q1 25 | — | 29.7% | ||
| Q4 24 | — | 23.8% | ||
| Q3 24 | — | 14.7% | ||
| Q2 24 | — | 30.0% |
| Q1 26 | — | 32.0% | ||
| Q4 25 | 24.6% | -2.2% | ||
| Q3 25 | 25.9% | 31.0% | ||
| Q2 25 | 24.1% | 27.5% | ||
| Q1 25 | 33.2% | 24.2% | ||
| Q4 24 | 19.8% | 18.4% | ||
| Q3 24 | 20.9% | 8.8% | ||
| Q2 24 | 27.1% | 25.3% |
| Q1 26 | 26.4% | 27.7% | ||
| Q4 25 | 20.3% | -7.8% | ||
| Q3 25 | 20.8% | 26.3% | ||
| Q2 25 | 21.5% | 23.0% | ||
| Q1 25 | 27.3% | 19.0% | ||
| Q4 24 | 16.4% | 13.1% | ||
| Q3 24 | 18.7% | 3.0% | ||
| Q2 24 | 23.8% | 19.7% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-0.98 | ||
| Q3 25 | $1.69 | $4.08 | ||
| Q2 25 | $1.81 | $3.67 | ||
| Q1 25 | $3.14 | $2.56 | ||
| Q4 24 | $1.23 | $1.73 | ||
| Q3 24 | $1.34 | $0.36 | ||
| Q2 24 | $1.78 | $2.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $128.1M |
| Total DebtLower is stronger | $59.5M | — |
| Stockholders' EquityBook value | $850.7M | — |
| Total Assets | $7.1B | $1.0B |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | $128.1M | ||
| Q4 25 | $331.2M | $69.2M | ||
| Q3 25 | $120.6M | $156.2M | ||
| Q2 25 | $258.3M | $114.4M | ||
| Q1 25 | $254.2M | $121.8M | ||
| Q4 24 | $597.4M | $90.9M | ||
| Q3 24 | $158.3M | $110.5M | ||
| Q2 24 | $298.9M | $47.5M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $569.1M | ||
| Q3 25 | $33.5M | $569.1M | ||
| Q2 25 | $33.4M | $569.2M | ||
| Q1 25 | $33.4M | $569.3M | ||
| Q4 24 | $33.4M | $568.0M | ||
| Q3 24 | $33.4M | $547.7M | ||
| Q2 24 | $33.3M | $547.6M |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | — | ||
| Q3 25 | $858.0M | — | ||
| Q2 25 | $819.0M | — | ||
| Q1 25 | $814.7M | — | ||
| Q4 24 | $758.3M | — | ||
| Q3 24 | $822.5M | — | ||
| Q2 24 | $748.4M | — |
| Q1 26 | $7.1B | $1.0B | ||
| Q4 25 | $7.6B | $969.5M | ||
| Q3 25 | $7.2B | $1.0B | ||
| Q2 25 | $7.2B | $998.0M | ||
| Q1 25 | $7.0B | $1.0B | ||
| Q4 24 | $7.6B | $1.0B | ||
| Q3 24 | $7.5B | $986.6M | ||
| Q2 24 | $7.5B | $959.4M |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
UAN
| Fertilizer sales | $166.1M | 92% |
| Other | $14.0M | 8% |
