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Side-by-side financial comparison of CATHAY GENERAL BANCORP (CATY) and CSW INDUSTRIALS, INC. (CSW). Click either name above to swap in a different company.
CSW INDUSTRIALS, INC. is the larger business by last-quarter revenue ($233.0M vs $222.8M, roughly 1.0× CATHAY GENERAL BANCORP). CATHAY GENERAL BANCORP runs the higher net margin — 653.4% vs 4.4%, a 649.0% gap on every dollar of revenue. On growth, CSW INDUSTRIALS, INC. posted the faster year-over-year revenue change (20.3% vs 19.5%). CATHAY GENERAL BANCORP produced more free cash flow last quarter ($363.7M vs $22.7M). Over the past eight quarters, CATHAY GENERAL BANCORP's revenue compounded faster (12.8% CAGR vs 5.1%).
Cathay General Bancorp is a U.S.-headquartered bank holding company that operates Cathay Bank, offering full-spectrum commercial and personal banking services. It primarily serves Asian American communities and small-to-medium enterprises across major U.S. states including California, New York and Texas, as well as select Asian markets, with products covering deposits, loans, and wealth management solutions.
CATY vs CSW — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $222.8M | $233.0M |
| Net Profit | $90.5M | $10.3M |
| Gross Margin | — | 39.7% |
| Operating Margin | 50.9% | 7.4% |
| Net Margin | 653.4% | 4.4% |
| Revenue YoY | 19.5% | 20.3% |
| Net Profit YoY | 12.9% | -61.9% |
| EPS (diluted) | $1.33 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $222.8M | $233.0M | ||
| Q3 25 | $210.6M | $277.0M | ||
| Q2 25 | $196.6M | $263.6M | ||
| Q1 25 | $187.8M | $230.5M | ||
| Q4 24 | $186.5M | $193.6M | ||
| Q3 24 | $189.5M | $227.9M | ||
| Q2 24 | $178.5M | $226.2M | ||
| Q1 24 | $175.2M | $210.9M |
| Q4 25 | $90.5M | $10.3M | ||
| Q3 25 | $77.7M | $40.7M | ||
| Q2 25 | $77.5M | $40.9M | ||
| Q1 25 | $69.5M | $35.1M | ||
| Q4 24 | $80.2M | $26.9M | ||
| Q3 24 | $67.5M | $36.1M | ||
| Q2 24 | $66.8M | $38.6M | ||
| Q1 24 | $71.4M | $31.8M |
| Q4 25 | — | 39.7% | ||
| Q3 25 | — | 43.0% | ||
| Q2 25 | — | 43.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 45.6% | ||
| Q2 24 | — | 47.5% | ||
| Q1 24 | — | 44.4% |
| Q4 25 | 50.9% | 7.4% | ||
| Q3 25 | 44.5% | 20.5% | ||
| Q2 25 | 49.0% | 20.8% | ||
| Q1 25 | 46.1% | 19.5% | ||
| Q4 24 | 46.5% | 15.3% | ||
| Q3 24 | 41.2% | 22.6% | ||
| Q2 24 | 40.7% | 24.3% | ||
| Q1 24 | 45.7% | 21.0% |
| Q4 25 | 653.4% | 4.4% | ||
| Q3 25 | 36.9% | 14.7% | ||
| Q2 25 | 39.4% | 15.5% | ||
| Q1 25 | 37.0% | 15.2% | ||
| Q4 24 | 587.9% | 13.9% | ||
| Q3 24 | 35.6% | 15.8% | ||
| Q2 24 | 37.4% | 17.1% | ||
| Q1 24 | 40.8% | 15.1% |
| Q4 25 | $1.33 | $0.62 | ||
| Q3 25 | $1.13 | $2.41 | ||
| Q2 25 | $1.10 | $2.43 | ||
| Q1 25 | $0.98 | $2.05 | ||
| Q4 24 | $1.11 | $1.60 | ||
| Q3 24 | $0.94 | $2.26 | ||
| Q2 24 | $0.92 | $2.47 | ||
| Q1 24 | $0.98 | $2.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $40.2M |
| Total DebtLower is stronger | $119.1M | — |
| Stockholders' EquityBook value | $2.9B | $1.1B |
| Total Assets | $24.2B | $2.3B |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $40.2M | ||
| Q3 25 | — | $31.5M | ||
| Q2 25 | — | $38.0M | ||
| Q1 25 | — | $225.8M | ||
| Q4 24 | — | $213.8M | ||
| Q3 24 | — | $273.2M | ||
| Q2 24 | — | $18.9M | ||
| Q1 24 | — | $22.2M |
| Q4 25 | $119.1M | — | ||
| Q3 25 | $119.1M | — | ||
| Q2 25 | $119.1M | — | ||
| Q1 25 | $119.1M | $800.1M | ||
| Q4 24 | $119.1M | — | ||
| Q3 24 | $119.1M | — | ||
| Q2 24 | $119.1M | — | ||
| Q1 24 | $119.1M | $166.0M |
| Q4 25 | $2.9B | $1.1B | ||
| Q3 25 | $2.9B | $1.1B | ||
| Q2 25 | $2.9B | $1.1B | ||
| Q1 25 | $2.9B | $1.1B | ||
| Q4 24 | $2.8B | $1.0B | ||
| Q3 24 | $2.8B | $1.0B | ||
| Q2 24 | $2.8B | $650.2M | ||
| Q1 24 | $2.8B | $615.7M |
| Q4 25 | $24.2B | $2.3B | ||
| Q3 25 | $24.1B | $1.5B | ||
| Q2 25 | $23.7B | $1.5B | ||
| Q1 25 | $23.2B | $1.4B | ||
| Q4 24 | $23.1B | $1.4B | ||
| Q3 24 | $23.3B | $1.4B | ||
| Q2 24 | $23.2B | $1.1B | ||
| Q1 24 | $23.4B | $1.0B |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | 0.75× | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — | ||
| Q1 24 | 0.04× | 0.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $368.6M | $28.9M |
| Free Cash FlowOCF − Capex | $363.7M | $22.7M |
| FCF MarginFCF / Revenue | 163.2% | 9.8% |
| Capex IntensityCapex / Revenue | 2.2% | 2.6% |
| Cash ConversionOCF / Net Profit | 4.07× | 2.81× |
| TTM Free Cash FlowTrailing 4 quarters | $672.7M | $162.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $368.6M | $28.9M | ||
| Q3 25 | $150.6M | $61.8M | ||
| Q2 25 | $64.0M | $60.6M | ||
| Q1 25 | $99.0M | $27.3M | ||
| Q4 24 | $329.2M | $11.6M | ||
| Q3 24 | $81.2M | $66.8M | ||
| Q2 24 | $72.9M | $62.7M | ||
| Q1 24 | $88.2M | $22.4M |
| Q4 25 | $363.7M | $22.7M | ||
| Q3 25 | $150.1M | $58.7M | ||
| Q2 25 | $62.7M | $57.7M | ||
| Q1 25 | $96.3M | $22.8M | ||
| Q4 24 | $325.5M | $8.5M | ||
| Q3 24 | $80.0M | $61.3M | ||
| Q2 24 | $72.4M | $59.6M | ||
| Q1 24 | $87.3M | $17.5M |
| Q4 25 | 163.2% | 9.8% | ||
| Q3 25 | 71.3% | 21.2% | ||
| Q2 25 | 31.9% | 21.9% | ||
| Q1 25 | 51.2% | 9.9% | ||
| Q4 24 | 174.6% | 4.4% | ||
| Q3 24 | 42.2% | 26.9% | ||
| Q2 24 | 40.5% | 26.3% | ||
| Q1 24 | 49.8% | 8.3% |
| Q4 25 | 2.2% | 2.6% | ||
| Q3 25 | 0.2% | 1.1% | ||
| Q2 25 | 0.6% | 1.1% | ||
| Q1 25 | 1.4% | 2.0% | ||
| Q4 24 | 1.9% | 1.6% | ||
| Q3 24 | 0.6% | 2.4% | ||
| Q2 24 | 0.3% | 1.4% | ||
| Q1 24 | 0.5% | 2.3% |
| Q4 25 | 4.07× | 2.81× | ||
| Q3 25 | 1.94× | 1.52× | ||
| Q2 25 | 0.83× | 1.48× | ||
| Q1 25 | 1.42× | 0.78× | ||
| Q4 24 | 4.10× | 0.43× | ||
| Q3 24 | 1.20× | 1.85× | ||
| Q2 24 | 1.09× | 1.62× | ||
| Q1 24 | 1.23× | 0.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CATY
Segment breakdown not available.
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
