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Side-by-side financial comparison of CATHAY GENERAL BANCORP (CATY) and PAMT CORP (PAMT). Click either name above to swap in a different company.
CATHAY GENERAL BANCORP is the larger business by last-quarter revenue ($222.8M vs $141.3M, roughly 1.6× PAMT CORP). CATHAY GENERAL BANCORP runs the higher net margin — 653.4% vs -20.7%, a 674.1% gap on every dollar of revenue. On growth, CATHAY GENERAL BANCORP posted the faster year-over-year revenue change (19.5% vs -15.1%). CATHAY GENERAL BANCORP produced more free cash flow last quarter ($363.7M vs $-25.0M). Over the past eight quarters, CATHAY GENERAL BANCORP's revenue compounded faster (12.8% CAGR vs -12.0%).
Cathay General Bancorp is a U.S.-headquartered bank holding company that operates Cathay Bank, offering full-spectrum commercial and personal banking services. It primarily serves Asian American communities and small-to-medium enterprises across major U.S. states including California, New York and Texas, as well as select Asian markets, with products covering deposits, loans, and wealth management solutions.
CATY vs PAMT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $222.8M | $141.3M |
| Net Profit | $90.5M | $-29.3M |
| Gross Margin | — | — |
| Operating Margin | 50.9% | -27.0% |
| Net Margin | 653.4% | -20.7% |
| Revenue YoY | 19.5% | -15.1% |
| Net Profit YoY | 12.9% | 7.4% |
| EPS (diluted) | $1.33 | $-1.38 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $222.8M | $141.3M | ||
| Q3 25 | $210.6M | $150.3M | ||
| Q2 25 | $196.6M | $151.1M | ||
| Q1 25 | $187.8M | $155.3M | ||
| Q4 24 | $186.5M | $166.5M | ||
| Q3 24 | $189.5M | $182.6M | ||
| Q2 24 | $178.5M | $182.9M | ||
| Q1 24 | $175.2M | $182.6M |
| Q4 25 | $90.5M | $-29.3M | ||
| Q3 25 | $77.7M | $-5.6M | ||
| Q2 25 | $77.5M | $-9.6M | ||
| Q1 25 | $69.5M | $-8.1M | ||
| Q4 24 | $80.2M | $-31.6M | ||
| Q3 24 | $67.5M | $2.4M | ||
| Q2 24 | $66.8M | $-2.9M | ||
| Q1 24 | $71.4M | $281.0K |
| Q4 25 | 50.9% | -27.0% | ||
| Q3 25 | 44.5% | -3.8% | ||
| Q2 25 | 49.0% | -7.3% | ||
| Q1 25 | 46.1% | -5.9% | ||
| Q4 24 | 46.5% | -22.6% | ||
| Q3 24 | 41.2% | 1.3% | ||
| Q2 24 | 40.7% | -0.4% | ||
| Q1 24 | 45.7% | -0.4% |
| Q4 25 | 653.4% | -20.7% | ||
| Q3 25 | 36.9% | -3.7% | ||
| Q2 25 | 39.4% | -6.4% | ||
| Q1 25 | 37.0% | -5.2% | ||
| Q4 24 | 587.9% | -19.0% | ||
| Q3 24 | 35.6% | 1.3% | ||
| Q2 24 | 37.4% | -1.6% | ||
| Q1 24 | 40.8% | 0.2% |
| Q4 25 | $1.33 | $-1.38 | ||
| Q3 25 | $1.13 | $-0.27 | ||
| Q2 25 | $1.10 | $-0.46 | ||
| Q1 25 | $0.98 | $-0.37 | ||
| Q4 24 | $1.11 | $-1.44 | ||
| Q3 24 | $0.94 | $0.11 | ||
| Q2 24 | $0.92 | $-0.13 | ||
| Q1 24 | $0.98 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $83.7M |
| Total DebtLower is stronger | $119.1M | $333.9M |
| Stockholders' EquityBook value | $2.9B | $210.5M |
| Total Assets | $24.2B | $697.9M |
| Debt / EquityLower = less leverage | 0.04× | 1.59× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $83.7M | ||
| Q3 25 | — | $115.6M | ||
| Q2 25 | — | $117.3M | ||
| Q1 25 | — | $102.7M | ||
| Q4 24 | — | $110.7M | ||
| Q3 24 | — | $92.3M | ||
| Q2 24 | — | $114.0M | ||
| Q1 24 | — | $125.8M |
| Q4 25 | $119.1M | $333.9M | ||
| Q3 25 | $119.1M | — | ||
| Q2 25 | $119.1M | — | ||
| Q1 25 | $119.1M | — | ||
| Q4 24 | $119.1M | $325.6M | ||
| Q3 24 | $119.1M | — | ||
| Q2 24 | $119.1M | — | ||
| Q1 24 | $119.1M | — |
| Q4 25 | $2.9B | $210.5M | ||
| Q3 25 | $2.9B | $239.5M | ||
| Q2 25 | $2.9B | $244.9M | ||
| Q1 25 | $2.9B | $269.6M | ||
| Q4 24 | $2.8B | $277.5M | ||
| Q3 24 | $2.8B | $308.9M | ||
| Q2 24 | $2.8B | $306.7M | ||
| Q1 24 | $2.8B | $314.6M |
| Q4 25 | $24.2B | $697.9M | ||
| Q3 25 | $24.1B | $715.2M | ||
| Q2 25 | $23.7B | $707.9M | ||
| Q1 25 | $23.2B | $712.6M | ||
| Q4 24 | $23.1B | $741.7M | ||
| Q3 24 | $23.3B | $756.7M | ||
| Q2 24 | $23.2B | $733.5M | ||
| Q1 24 | $23.4B | $746.4M |
| Q4 25 | 0.04× | 1.59× | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | 1.17× | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — | ||
| Q1 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $368.6M | $-5.8M |
| Free Cash FlowOCF − Capex | $363.7M | $-25.0M |
| FCF MarginFCF / Revenue | 163.2% | -17.7% |
| Capex IntensityCapex / Revenue | 2.2% | 13.6% |
| Cash ConversionOCF / Net Profit | 4.07× | — |
| TTM Free Cash FlowTrailing 4 quarters | $672.7M | $-23.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $368.6M | $-5.8M | ||
| Q3 25 | $150.6M | $5.9M | ||
| Q2 25 | $64.0M | $12.2M | ||
| Q1 25 | $99.0M | $5.0M | ||
| Q4 24 | $329.2M | $15.2M | ||
| Q3 24 | $81.2M | $15.5M | ||
| Q2 24 | $72.9M | $18.7M | ||
| Q1 24 | $88.2M | $9.6M |
| Q4 25 | $363.7M | $-25.0M | ||
| Q3 25 | $150.1M | $2.5M | ||
| Q2 25 | $62.7M | $5.9M | ||
| Q1 25 | $96.3M | $-6.8M | ||
| Q4 24 | $325.5M | $-39.9M | ||
| Q3 24 | $80.0M | $-33.6M | ||
| Q2 24 | $72.4M | $4.1M | ||
| Q1 24 | $87.3M | $-12.2M |
| Q4 25 | 163.2% | -17.7% | ||
| Q3 25 | 71.3% | 1.7% | ||
| Q2 25 | 31.9% | 3.9% | ||
| Q1 25 | 51.2% | -4.4% | ||
| Q4 24 | 174.6% | -24.0% | ||
| Q3 24 | 42.2% | -18.4% | ||
| Q2 24 | 40.5% | 2.2% | ||
| Q1 24 | 49.8% | -6.7% |
| Q4 25 | 2.2% | 13.6% | ||
| Q3 25 | 0.2% | 2.3% | ||
| Q2 25 | 0.6% | 4.2% | ||
| Q1 25 | 1.4% | 7.6% | ||
| Q4 24 | 1.9% | 33.1% | ||
| Q3 24 | 0.6% | 26.9% | ||
| Q2 24 | 0.3% | 8.0% | ||
| Q1 24 | 0.5% | 12.0% |
| Q4 25 | 4.07× | — | ||
| Q3 25 | 1.94× | — | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 1.42× | — | ||
| Q4 24 | 4.10× | — | ||
| Q3 24 | 1.20× | 6.44× | ||
| Q2 24 | 1.09× | — | ||
| Q1 24 | 1.23× | 34.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CATY
Segment breakdown not available.
PAMT
| Freight Transportation Service | $123.1M | 87% |
| Fuel Surcharge | $18.2M | 13% |
