vs
Side-by-side financial comparison of CATHAY GENERAL BANCORP (CATY) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
CATHAY GENERAL BANCORP is the larger business by last-quarter revenue ($222.8M vs $121.1M, roughly 1.8× Porch Group, Inc.). CATHAY GENERAL BANCORP runs the higher net margin — 653.4% vs -3.9%, a 657.3% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 19.5%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 12.8%).
Cathay General Bancorp is a U.S.-headquartered bank holding company that operates Cathay Bank, offering full-spectrum commercial and personal banking services. It primarily serves Asian American communities and small-to-medium enterprises across major U.S. states including California, New York and Texas, as well as select Asian markets, with products covering deposits, loans, and wealth management solutions.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
CATY vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $222.8M | $121.1M |
| Net Profit | $90.5M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | 50.9% | 34.7% |
| Net Margin | 653.4% | -3.9% |
| Revenue YoY | 19.5% | 100.0% |
| Net Profit YoY | 12.9% | 2.0% |
| EPS (diluted) | $1.33 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $222.8M | $112.3M | ||
| Q3 25 | $210.6M | $115.1M | ||
| Q2 25 | $196.6M | $107.0M | ||
| Q1 25 | $187.8M | $84.5M | ||
| Q4 24 | $186.5M | $75.3M | ||
| Q3 24 | $189.5M | $77.7M | ||
| Q2 24 | $178.5M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | $90.5M | $-3.5M | ||
| Q3 25 | $77.7M | $-10.9M | ||
| Q2 25 | $77.5M | $2.6M | ||
| Q1 25 | $69.5M | $8.4M | ||
| Q4 24 | $80.2M | $30.5M | ||
| Q3 24 | $67.5M | $14.4M | ||
| Q2 24 | $66.8M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 50.9% | 14.7% | ||
| Q3 25 | 44.5% | 14.2% | ||
| Q2 25 | 49.0% | 4.7% | ||
| Q1 25 | 46.1% | -1.5% | ||
| Q4 24 | 46.5% | 33.3% | ||
| Q3 24 | 41.2% | -3.2% | ||
| Q2 24 | 40.7% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | 653.4% | -3.1% | ||
| Q3 25 | 36.9% | -9.4% | ||
| Q2 25 | 39.4% | 2.4% | ||
| Q1 25 | 37.0% | 9.9% | ||
| Q4 24 | 587.9% | 40.5% | ||
| Q3 24 | 35.6% | 18.5% | ||
| Q2 24 | 37.4% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $1.33 | $0.00 | ||
| Q3 25 | $1.13 | $-0.10 | ||
| Q2 25 | $1.10 | $0.00 | ||
| Q1 25 | $0.98 | $0.07 | ||
| Q4 24 | $1.11 | $0.34 | ||
| Q3 24 | $0.94 | $0.12 | ||
| Q2 24 | $0.92 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $68.4M |
| Total DebtLower is stronger | $119.1M | $391.3M |
| Stockholders' EquityBook value | $2.9B | $26.3M |
| Total Assets | $24.2B | $806.6M |
| Debt / EquityLower = less leverage | 0.04× | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | — | $57.3M | ||
| Q3 25 | — | $85.0M | ||
| Q2 25 | — | $79.8M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $191.7M | ||
| Q3 24 | — | $238.6M | ||
| Q2 24 | — | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | $119.1M | $392.8M | ||
| Q3 25 | $119.1M | $387.1M | ||
| Q2 25 | $119.1M | $394.1M | ||
| Q1 25 | $119.1M | $409.2M | ||
| Q4 24 | $119.1M | $403.9M | ||
| Q3 24 | $119.1M | $399.0M | ||
| Q2 24 | $119.1M | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $2.9B | $-24.6M | ||
| Q3 25 | $2.9B | $-27.9M | ||
| Q2 25 | $2.9B | $-29.3M | ||
| Q1 25 | $2.9B | $-52.4M | ||
| Q4 24 | $2.8B | $-43.2M | ||
| Q3 24 | $2.8B | $-77.0M | ||
| Q2 24 | $2.8B | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $24.2B | $797.4M | ||
| Q3 25 | $24.1B | $787.7M | ||
| Q2 25 | $23.7B | $770.7M | ||
| Q1 25 | $23.2B | $802.3M | ||
| Q4 24 | $23.1B | $814.0M | ||
| Q3 24 | $23.3B | $867.3M | ||
| Q2 24 | $23.2B | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $368.6M | — |
| Free Cash FlowOCF − Capex | $363.7M | — |
| FCF MarginFCF / Revenue | 163.2% | — |
| Capex IntensityCapex / Revenue | 2.2% | — |
| Cash ConversionOCF / Net Profit | 4.07× | — |
| TTM Free Cash FlowTrailing 4 quarters | $672.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $368.6M | $1.2M | ||
| Q3 25 | $150.6M | $40.8M | ||
| Q2 25 | $64.0M | $35.6M | ||
| Q1 25 | $99.0M | $-11.2M | ||
| Q4 24 | $329.2M | $-26.6M | ||
| Q3 24 | $81.2M | $12.4M | ||
| Q2 24 | $72.9M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | $363.7M | $1.1M | ||
| Q3 25 | $150.1M | $40.7M | ||
| Q2 25 | $62.7M | $35.4M | ||
| Q1 25 | $96.3M | $-11.2M | ||
| Q4 24 | $325.5M | $-26.8M | ||
| Q3 24 | $80.0M | $12.2M | ||
| Q2 24 | $72.4M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | 163.2% | 1.0% | ||
| Q3 25 | 71.3% | 35.4% | ||
| Q2 25 | 31.9% | 33.0% | ||
| Q1 25 | 51.2% | -13.3% | ||
| Q4 24 | 174.6% | -35.6% | ||
| Q3 24 | 42.2% | 15.7% | ||
| Q2 24 | 40.5% | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | 2.2% | 0.1% | ||
| Q3 25 | 0.2% | 0.1% | ||
| Q2 25 | 0.6% | 0.2% | ||
| Q1 25 | 1.4% | 0.1% | ||
| Q4 24 | 1.9% | 0.3% | ||
| Q3 24 | 0.6% | 0.3% | ||
| Q2 24 | 0.3% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.07× | — | ||
| Q3 25 | 1.94× | — | ||
| Q2 25 | 0.83× | 13.79× | ||
| Q1 25 | 1.42× | -1.33× | ||
| Q4 24 | 4.10× | -0.87× | ||
| Q3 24 | 1.20× | 0.86× | ||
| Q2 24 | 1.09× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
