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Side-by-side financial comparison of COLONY BANKCORP INC (CBAN) and Finwise Bancorp (FINW). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $39.9M, roughly 1.1× COLONY BANKCORP INC). COLONY BANKCORP INC runs the higher net margin — 20.6% vs 6.4%, a 14.2% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs 19.6%).
Colony Bankcorp Inc is a US-based bank holding company that operates Colony Bank. It provides a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving retail customers and small-to-medium enterprises across the state of Georgia.
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
CBAN vs FINW — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $39.9M | $42.7M |
| Net Profit | $8.2M | $2.7M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 20.6% | 6.4% |
| Revenue YoY | — | — |
| Net Profit YoY | 24.1% | — |
| EPS (diluted) | — | $0.20 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $39.9M | $42.7M | ||
| Q4 25 | $36.9M | $46.9M | ||
| Q3 25 | $32.8M | $36.7M | ||
| Q2 25 | $32.5M | $25.1M | ||
| Q1 25 | $30.0M | $22.1M | ||
| Q4 24 | $30.8M | $21.1M | ||
| Q3 24 | $28.6M | $20.8M | ||
| Q2 24 | $27.9M | $19.8M |
| Q1 26 | $8.2M | $2.7M | ||
| Q4 25 | — | $3.9M | ||
| Q3 25 | $5.8M | $4.9M | ||
| Q2 25 | $8.0M | $4.1M | ||
| Q1 25 | $6.6M | $3.2M | ||
| Q4 24 | — | $2.8M | ||
| Q3 24 | $5.6M | $3.5M | ||
| Q2 24 | $5.5M | $3.2M |
| Q1 26 | — | — | ||
| Q4 25 | 25.9% | 11.7% | ||
| Q3 25 | 22.2% | 17.5% | ||
| Q2 25 | 30.9% | 21.7% | ||
| Q1 25 | 27.6% | 20.1% | ||
| Q4 24 | 28.8% | 17.5% | ||
| Q3 24 | 24.6% | 22.2% | ||
| Q2 24 | 24.8% | 21.1% |
| Q1 26 | 20.6% | 6.4% | ||
| Q4 25 | — | 8.4% | ||
| Q3 25 | 17.7% | 13.3% | ||
| Q2 25 | 24.6% | 16.3% | ||
| Q1 25 | 22.0% | 14.4% | ||
| Q4 24 | — | 13.2% | ||
| Q3 24 | 19.7% | 16.6% | ||
| Q2 24 | 19.6% | 16.1% |
| Q1 26 | — | $0.20 | ||
| Q4 25 | $0.42 | $0.27 | ||
| Q3 25 | $0.33 | $0.34 | ||
| Q2 25 | $0.46 | $0.29 | ||
| Q1 25 | $0.38 | $0.23 | ||
| Q4 24 | $0.43 | $0.19 | ||
| Q3 24 | $0.32 | $0.25 | ||
| Q2 24 | $0.31 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $295.8M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $380.4M | $196.6M |
| Total Assets | $3.7B | $899.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $295.8M | — | ||
| Q4 25 | — | $163.4M | ||
| Q3 25 | — | $105.6M | ||
| Q2 25 | — | $90.1M | ||
| Q1 25 | — | $120.3M | ||
| Q4 24 | — | $109.2M | ||
| Q3 24 | — | $85.8M | ||
| Q2 24 | — | $89.0M |
| Q1 26 | — | — | ||
| Q4 25 | $258.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $248.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $380.4M | $196.6M | ||
| Q4 25 | $375.9M | $193.2M | ||
| Q3 25 | $302.3M | $187.8M | ||
| Q2 25 | $293.9M | $182.0M | ||
| Q1 25 | $286.9M | $177.4M | ||
| Q4 24 | $278.7M | $173.7M | ||
| Q3 24 | $276.1M | $170.4M | ||
| Q2 24 | $264.7M | $165.8M |
| Q1 26 | $3.7B | $899.4M | ||
| Q4 25 | $3.7B | $977.1M | ||
| Q3 25 | $3.2B | $899.9M | ||
| Q2 25 | $3.1B | $842.5M | ||
| Q1 25 | $3.2B | $804.1M | ||
| Q4 24 | $3.1B | $746.0M | ||
| Q3 24 | $3.1B | $683.0M | ||
| Q2 24 | $3.0B | $617.8M |
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.89× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBAN
| Net Interest Income | $29.2M | 73% |
| Noninterest Income | $10.7M | 27% |
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
