COLONY BANKCORP INCCBANEarnings & Financial Report
Colony Bankcorp Inc is a US-based bank holding company that operates Colony Bank. It provides a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving retail customers and small-to-medium enterprises across the state of Georgia.
CBAN Q1 FY2026 Key Financial Metrics
Revenue
$39.9M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$8.2M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
20.6%
YoY Growth
N/A
COLONY BANKCORP INC Q1 FY2026 Financial Summary
COLONY BANKCORP INC reported revenue of $39.9M for Q1 FY2026, with a net profit of $8.2M (up 24.1% YoY) (20.6% margin).
Key Financial Metrics
| Total Revenue | $39.9M |
|---|---|
| Net Profit | $8.2M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Revenue Breakdown
COLONY BANKCORP INC Q1 FY2026 revenue of $39.9M breaks down across 2 segments, led by Net Interest Income at $29.2M (73.2% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Net Interest Income | $29.2M | 73.2% |
| Noninterest Income | $10.7M | 26.8% |
COLONY BANKCORP INC Annual Revenue by Year
COLONY BANKCORP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $132.2M).
COLONY BANKCORP INC Quarterly Revenue & Net Profit History
COLONY BANKCORP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $39.9M | — | $8.2M | 20.6% |
| Q4 FY2025 | $36.9M | +19.9% | N/A | N/A |
| Q3 FY2025 | $32.8M | +14.6% | $5.8M | 17.7% |
| Q2 FY2025 | $32.5M | +16.4% | $8.0M | 24.6% |
| Q1 FY2025 | $30.0M | +6.6% | $6.6M | 22.0% |
| Q4 FY2024 | $30.8M | +9.2% | N/A | N/A |
| Q3 FY2024 | $28.6M | -2.4% | $5.6M | 19.7% |
| Q2 FY2024 | $27.9M | -0.8% | $5.5M | 19.6% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $27.9M | $28.6M | $30.8M | $30.0M | $32.5M | $32.8M | $36.9M | $39.9M |
| YoY Growth | -0.8% | -2.4% | 9.2% | 6.6% | 16.4% | 14.6% | 19.9% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.01B | $3.07B | $3.11B | $3.17B | $3.12B | $3.15B | $3.74B | $3.72B |
| Liabilities | $2.74B | $2.79B | $2.83B | $2.88B | $2.82B | $2.85B | $3.36B | $3.34B |
| Equity | $264.7M | $276.1M | $278.7M | $286.9M | $293.9M | $302.3M | $375.9M | $380.4M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $1.1M | $20.5M | $23.4M | $17.9M | $15.8M | $14.4M | $-5.5M |