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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and Legacy Housing Corp (LEGH). Click either name above to swap in a different company.
Legacy Housing Corp is the larger business by last-quarter revenue ($25.5M vs $13.8M, roughly 1.8× CB Financial Services, Inc.). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs -30.6%). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $15.7M). Over the past eight quarters, CB Financial Services, Inc.'s revenue compounded faster (1.2% CAGR vs -9.1%).
CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.
Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.
CBFV vs LEGH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.8M | $25.5M |
| Net Profit | — | $8.2M |
| Gross Margin | — | 26.4% |
| Operating Margin | 38.1% | 40.4% |
| Net Margin | — | 32.2% |
| Revenue YoY | 19.9% | -30.6% |
| Net Profit YoY | — | -43.5% |
| EPS (diluted) | $0.90 | $0.38 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.8M | $25.5M | ||
| Q3 25 | $2.4M | $28.8M | ||
| Q2 25 | $13.5M | $38.4M | ||
| Q1 25 | $12.1M | $24.3M | ||
| Q4 24 | $13.2M | $36.7M | ||
| Q3 24 | $12.7M | $30.2M | ||
| Q2 24 | $12.2M | $31.7M | ||
| Q1 24 | $13.5M | $30.8M |
| Q4 25 | — | $8.2M | ||
| Q3 25 | $-5.7M | $8.6M | ||
| Q2 25 | $3.9M | $14.7M | ||
| Q1 25 | $1.9M | $10.3M | ||
| Q4 24 | — | $14.5M | ||
| Q3 24 | $3.2M | $15.8M | ||
| Q2 24 | $2.6M | $16.2M | ||
| Q1 24 | $4.2M | $15.1M |
| Q4 25 | — | 26.4% | ||
| Q3 25 | — | 20.2% | ||
| Q2 25 | — | 32.4% | ||
| Q1 25 | — | 29.2% | ||
| Q4 24 | — | 27.3% | ||
| Q3 24 | — | 29.2% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 33.6% |
| Q4 25 | 38.1% | 40.4% | ||
| Q3 25 | -289.8% | 33.7% | ||
| Q2 25 | 35.0% | 43.8% | ||
| Q1 25 | 19.3% | 47.7% | ||
| Q4 24 | 23.1% | 42.3% | ||
| Q3 24 | 31.2% | 50.8% | ||
| Q2 24 | 26.4% | 50.6% | ||
| Q1 24 | 37.9% | 54.3% |
| Q4 25 | — | 32.2% | ||
| Q3 25 | -235.2% | 30.0% | ||
| Q2 25 | 29.3% | 38.3% | ||
| Q1 25 | 15.8% | 42.3% | ||
| Q4 24 | — | 39.5% | ||
| Q3 24 | 25.3% | 52.4% | ||
| Q2 24 | 21.8% | 51.1% | ||
| Q1 24 | 31.1% | 49.1% |
| Q4 25 | $0.90 | $0.38 | ||
| Q3 25 | $-1.07 | $0.35 | ||
| Q2 25 | $0.74 | $0.60 | ||
| Q1 25 | $0.35 | $0.41 | ||
| Q4 24 | $0.45 | $0.59 | ||
| Q3 24 | $0.60 | $0.64 | ||
| Q2 24 | $0.51 | $0.65 | ||
| Q1 24 | $0.82 | $0.60 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.7M | $8.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $157.5M | $528.6M |
| Total Assets | $1.5B | $580.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.7M | $8.5M | ||
| Q3 25 | $55.9M | $13.6M | ||
| Q2 25 | $64.5M | $2.6M | ||
| Q1 25 | $61.3M | $3.4M | ||
| Q4 24 | $49.6M | $1.1M | ||
| Q3 24 | $147.3M | $570.0K | ||
| Q2 24 | $142.6M | $60.0K | ||
| Q1 24 | $73.7M | $621.0K |
| Q4 25 | $157.5M | $528.6M | ||
| Q3 25 | $152.5M | $521.6M | ||
| Q2 25 | $148.4M | $512.8M | ||
| Q1 25 | $148.3M | $503.7M | ||
| Q4 24 | $147.4M | $494.0M | ||
| Q3 24 | $149.1M | $479.3M | ||
| Q2 24 | $142.9M | $463.2M | ||
| Q1 24 | $141.6M | $450.4M |
| Q4 25 | $1.5B | $580.3M | ||
| Q3 25 | $1.5B | $557.9M | ||
| Q2 25 | $1.5B | $552.0M | ||
| Q1 25 | $1.5B | $544.6M | ||
| Q4 24 | $1.5B | $534.2M | ||
| Q3 24 | $1.6B | $521.4M | ||
| Q2 24 | $1.6B | $514.9M | ||
| Q1 24 | $1.5B | $510.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.8M | $19.0M |
| Free Cash FlowOCF − Capex | $17.2M | $15.7M |
| FCF MarginFCF / Revenue | 124.1% | 61.6% |
| Capex IntensityCapex / Revenue | 4.7% | 13.1% |
| Cash ConversionOCF / Net Profit | — | 2.32× |
| TTM Free Cash FlowTrailing 4 quarters | $29.5M | $28.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $17.8M | $19.0M | ||
| Q3 25 | $4.6M | $7.2M | ||
| Q2 25 | $4.1M | $6.1M | ||
| Q1 25 | $4.0M | $4.9M | ||
| Q4 24 | $6.8M | $7.9M | ||
| Q3 24 | $3.1M | $13.8M | ||
| Q2 24 | $-1.2M | $3.5M | ||
| Q1 24 | $3.3M | $10.8M |
| Q4 25 | $17.2M | $15.7M | ||
| Q3 25 | $4.5M | $5.1M | ||
| Q2 25 | $3.9M | $3.7M | ||
| Q1 25 | $3.9M | $3.6M | ||
| Q4 24 | $3.4M | $6.0M | ||
| Q3 24 | $2.2M | $9.1M | ||
| Q2 24 | $-2.4M | $1.7M | ||
| Q1 24 | $2.3M | $9.9M |
| Q4 25 | 124.1% | 61.6% | ||
| Q3 25 | 186.5% | 17.8% | ||
| Q2 25 | 28.8% | 9.6% | ||
| Q1 25 | 32.5% | 15.0% | ||
| Q4 24 | 26.0% | 16.4% | ||
| Q3 24 | 17.4% | 30.2% | ||
| Q2 24 | -19.6% | 5.4% | ||
| Q1 24 | 17.0% | 32.2% |
| Q4 25 | 4.7% | 13.1% | ||
| Q3 25 | 4.3% | 7.1% | ||
| Q2 25 | 1.9% | 6.2% | ||
| Q1 25 | 0.8% | 5.2% | ||
| Q4 24 | 25.1% | 5.1% | ||
| Q3 24 | 6.7% | 15.6% | ||
| Q2 24 | 10.0% | 5.5% | ||
| Q1 24 | 7.2% | 2.8% |
| Q4 25 | — | 2.32× | ||
| Q3 25 | — | 0.83× | ||
| Q2 25 | 1.05× | 0.41× | ||
| Q1 25 | 2.11× | 0.48× | ||
| Q4 24 | — | 0.54× | ||
| Q3 24 | 0.95× | 0.88× | ||
| Q2 24 | -0.44× | 0.21× | ||
| Q1 24 | 0.78× | 0.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBFV
Segment breakdown not available.
LEGH
| Commercial Sales | $8.6M | 34% |
| Retail Store Sales | $6.0M | 24% |
| Inventory Finance Sales | $5.0M | 20% |
| Direct Sales | $4.4M | 17% |
| Other | $1.5M | 6% |
