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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and Massimo Group (MAMO). Click either name above to swap in a different company.
Massimo Group is the larger business by last-quarter revenue ($21.0M vs $13.8M, roughly 1.5× CB Financial Services, Inc.). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs 15.7%). Over the past eight quarters, CB Financial Services, Inc.'s revenue compounded faster (1.2% CAGR vs -16.5%).
CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.
Massimo Dutti, S.A. is a Spanish premium clothing retailer specializing in cashmere and wool products, established in 1985 and owned by Spanish multinational company Inditex, the parent company of Zara, Pull&Bear, and other brands.
CBFV vs MAMO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.8M | $21.0M |
| Net Profit | — | $2.0M |
| Gross Margin | — | 41.5% |
| Operating Margin | 38.1% | 13.1% |
| Net Margin | — | 9.5% |
| Revenue YoY | 19.9% | 15.7% |
| Net Profit YoY | — | 215.0% |
| EPS (diluted) | $0.90 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.8M | $21.0M | ||
| Q3 25 | $2.4M | $17.0M | ||
| Q2 25 | $13.5M | $18.9M | ||
| Q1 25 | $12.1M | $14.9M | ||
| Q4 24 | $13.2M | $18.2M | ||
| Q3 24 | $12.7M | $25.6M | ||
| Q2 24 | $12.2M | $35.4M | ||
| Q1 24 | $13.5M | $30.2M |
| Q4 25 | — | $2.0M | ||
| Q3 25 | $-5.7M | $1.5M | ||
| Q2 25 | $3.9M | $77.7K | ||
| Q1 25 | $1.9M | $-2.1M | ||
| Q4 24 | — | $-1.7M | ||
| Q3 24 | $3.2M | $-2.5M | ||
| Q2 24 | $2.6M | $2.8M | ||
| Q1 24 | $4.2M | $3.2M |
| Q4 25 | — | 41.5% | ||
| Q3 25 | — | 42.0% | ||
| Q2 25 | — | 36.3% | ||
| Q1 25 | — | 28.4% | ||
| Q4 24 | — | 19.6% | ||
| Q3 24 | — | 27.2% | ||
| Q2 24 | — | 32.5% | ||
| Q1 24 | — | 34.7% |
| Q4 25 | 38.1% | 13.1% | ||
| Q3 25 | -289.8% | 10.5% | ||
| Q2 25 | 35.0% | 0.8% | ||
| Q1 25 | 19.3% | -18.2% | ||
| Q4 24 | 23.1% | -15.4% | ||
| Q3 24 | 31.2% | 1.2% | ||
| Q2 24 | 26.4% | 10.1% | ||
| Q1 24 | 37.9% | 13.2% |
| Q4 25 | — | 9.5% | ||
| Q3 25 | -235.2% | 9.0% | ||
| Q2 25 | 29.3% | 0.4% | ||
| Q1 25 | 15.8% | -14.0% | ||
| Q4 24 | — | -9.5% | ||
| Q3 24 | 25.3% | -9.8% | ||
| Q2 24 | 21.8% | 8.0% | ||
| Q1 24 | 31.1% | 10.6% |
| Q4 25 | $0.90 | $0.05 | ||
| Q3 25 | $-1.07 | $0.04 | ||
| Q2 25 | $0.74 | $0.00 | ||
| Q1 25 | $0.35 | $-0.05 | ||
| Q4 24 | $0.45 | $-0.05 | ||
| Q3 24 | $0.60 | $-0.06 | ||
| Q2 24 | $0.51 | $0.07 | ||
| Q1 24 | $0.82 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.7M | $5.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $157.5M | $23.7M |
| Total Assets | $1.5B | $51.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.7M | $5.8M | ||
| Q3 25 | $55.9M | $2.6M | ||
| Q2 25 | $64.5M | — | ||
| Q1 25 | $61.3M | $3.0M | ||
| Q4 24 | $49.6M | $10.2M | ||
| Q3 24 | $147.3M | — | ||
| Q2 24 | $142.6M | — | ||
| Q1 24 | $73.7M | — |
| Q4 25 | $157.5M | $23.7M | ||
| Q3 25 | $152.5M | $21.7M | ||
| Q2 25 | $148.4M | $20.2M | ||
| Q1 25 | $148.3M | $19.9M | ||
| Q4 24 | $147.4M | $21.7M | ||
| Q3 24 | $149.1M | $22.5M | ||
| Q2 24 | $142.9M | $24.7M | ||
| Q1 24 | $141.6M | $18.1M |
| Q4 25 | $1.5B | $51.4M | ||
| Q3 25 | $1.5B | $44.4M | ||
| Q2 25 | $1.5B | $45.9M | ||
| Q1 25 | $1.5B | $46.4M | ||
| Q4 24 | $1.5B | $54.9M | ||
| Q3 24 | $1.6B | $57.1M | ||
| Q2 24 | $1.6B | $49.9M | ||
| Q1 24 | $1.5B | $47.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.8M | $4.0M |
| Free Cash FlowOCF − Capex | $17.2M | — |
| FCF MarginFCF / Revenue | 124.1% | — |
| Capex IntensityCapex / Revenue | 4.7% | — |
| Cash ConversionOCF / Net Profit | — | 2.01× |
| TTM Free Cash FlowTrailing 4 quarters | $29.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $17.8M | $4.0M | ||
| Q3 25 | $4.6M | $633.2K | ||
| Q2 25 | $4.1M | $-1.4M | ||
| Q1 25 | $4.0M | $-3.3M | ||
| Q4 24 | $6.8M | $9.1M | ||
| Q3 24 | $3.1M | $4.7M | ||
| Q2 24 | $-1.2M | $-6.5M | ||
| Q1 24 | $3.3M | $-637.0K |
| Q4 25 | $17.2M | — | ||
| Q3 25 | $4.5M | — | ||
| Q2 25 | $3.9M | — | ||
| Q1 25 | $3.9M | — | ||
| Q4 24 | $3.4M | $9.0M | ||
| Q3 24 | $2.2M | $4.6M | ||
| Q2 24 | $-2.4M | $-6.7M | ||
| Q1 24 | $2.3M | $-741.4K |
| Q4 25 | 124.1% | — | ||
| Q3 25 | 186.5% | — | ||
| Q2 25 | 28.8% | — | ||
| Q1 25 | 32.5% | — | ||
| Q4 24 | 26.0% | 49.7% | ||
| Q3 24 | 17.4% | 18.1% | ||
| Q2 24 | -19.6% | -19.0% | ||
| Q1 24 | 17.0% | -2.5% |
| Q4 25 | 4.7% | — | ||
| Q3 25 | 4.3% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 25.1% | 0.2% | ||
| Q3 24 | 6.7% | 0.3% | ||
| Q2 24 | 10.0% | 0.7% | ||
| Q1 24 | 7.2% | 0.3% |
| Q4 25 | — | 2.01× | ||
| Q3 25 | — | 0.41× | ||
| Q2 25 | 1.05× | -17.92× | ||
| Q1 25 | 2.11× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.95× | — | ||
| Q2 24 | -0.44× | -2.30× | ||
| Q1 24 | 0.78× | -0.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
