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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP (NEN). Click either name above to swap in a different company.

NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP is the larger business by last-quarter revenue ($23.6M vs $13.8M, roughly 1.7× CB Financial Services, Inc.). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs 15.7%). Over the past eight quarters, NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP's revenue compounded faster (8.9% CAGR vs 1.2%).

CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.

New England Realty Associates Limited Partnership is a real estate investment entity that owns, operates and manages residential and commercial properties primarily across the U.S. New England region. Its core assets include multifamily apartments, mixed-use properties and small commercial spaces, serving tenants across Massachusetts, New Hampshire and adjacent states, delivering steady returns to unitholders via rental income and property value growth.

CBFV vs NEN — Head-to-Head

Bigger by revenue
NEN
NEN
1.7× larger
NEN
$23.6M
$13.8M
CBFV
Growing faster (revenue YoY)
CBFV
CBFV
+4.2% gap
CBFV
19.9%
15.7%
NEN
Faster 2-yr revenue CAGR
NEN
NEN
Annualised
NEN
8.9%
1.2%
CBFV

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CBFV
CBFV
NEN
NEN
Revenue
$13.8M
$23.6M
Net Profit
$-1.4M
Gross Margin
Operating Margin
38.1%
14.0%
Net Margin
-677.3%
Revenue YoY
19.9%
15.7%
Net Profit YoY
-133.0%
EPS (diluted)
$0.90

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBFV
CBFV
NEN
NEN
Q4 25
$13.8M
$23.6M
Q3 25
$2.4M
$23.7M
Q2 25
$13.5M
$21.2M
Q1 25
$12.1M
$20.7M
Q4 24
$13.2M
$20.4M
Q3 24
$12.7M
$20.2M
Q2 24
$12.2M
$20.1M
Q1 24
$13.5M
$19.9M
Net Profit
CBFV
CBFV
NEN
NEN
Q4 25
$-1.4M
Q3 25
$-5.7M
$-521.8K
Q2 25
$3.9M
$4.1M
Q1 25
$1.9M
$3.8M
Q4 24
$4.2M
Q3 24
$3.2M
$3.9M
Q2 24
$2.6M
$4.1M
Q1 24
$4.2M
$3.5M
Operating Margin
CBFV
CBFV
NEN
NEN
Q4 25
38.1%
14.0%
Q3 25
-289.8%
20.0%
Q2 25
35.0%
33.3%
Q1 25
19.3%
30.1%
Q4 24
23.1%
32.4%
Q3 24
31.2%
32.0%
Q2 24
26.4%
32.6%
Q1 24
37.9%
28.9%
Net Margin
CBFV
CBFV
NEN
NEN
Q4 25
-677.3%
Q3 25
-235.2%
-2.2%
Q2 25
29.3%
19.5%
Q1 25
15.8%
18.3%
Q4 24
20.7%
Q3 24
25.3%
19.3%
Q2 24
21.8%
20.3%
Q1 24
31.1%
17.4%
EPS (diluted)
CBFV
CBFV
NEN
NEN
Q4 25
$0.90
Q3 25
$-1.07
Q2 25
$0.74
Q1 25
$0.35
Q4 24
$0.45
Q3 24
$0.60
Q2 24
$0.51
Q1 24
$0.82

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBFV
CBFV
NEN
NEN
Cash + ST InvestmentsLiquidity on hand
$31.7M
$26.7M
Total DebtLower is stronger
$531.0M
Stockholders' EquityBook value
$157.5M
Total Assets
$1.5B
$505.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBFV
CBFV
NEN
NEN
Q4 25
$31.7M
$26.7M
Q3 25
$55.9M
$13.4M
Q2 25
$64.5M
$16.7M
Q1 25
$61.3M
$30.9M
Q4 24
$49.6M
$17.6M
Q3 24
$147.3M
$15.1M
Q2 24
$142.6M
$13.5M
Q1 24
$73.7M
$28.8M
Total Debt
CBFV
CBFV
NEN
NEN
Q4 25
$531.0M
Q3 25
$514.2M
Q2 25
$514.3M
Q1 25
$407.8M
Q4 24
$408.6M
Q3 24
$409.3M
Q2 24
$410.0M
Q1 24
$410.7M
Stockholders' Equity
CBFV
CBFV
NEN
NEN
Q4 25
$157.5M
Q3 25
$152.5M
Q2 25
$148.4M
Q1 25
$148.3M
Q4 24
$147.4M
Q3 24
$149.1M
Q2 24
$142.9M
Q1 24
$141.6M
Total Assets
CBFV
CBFV
NEN
NEN
Q4 25
$1.5B
$505.3M
Q3 25
$1.5B
$492.9M
Q2 25
$1.5B
$494.8M
Q1 25
$1.5B
$385.2M
Q4 24
$1.5B
$393.5M
Q3 24
$1.6B
$387.4M
Q2 24
$1.6B
$383.7M
Q1 24
$1.5B
$381.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBFV
CBFV
NEN
NEN
Operating Cash FlowLast quarter
$17.8M
$27.7M
Free Cash FlowOCF − Capex
$17.2M
FCF MarginFCF / Revenue
124.1%
Capex IntensityCapex / Revenue
4.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBFV
CBFV
NEN
NEN
Q4 25
$17.8M
$27.7M
Q3 25
$4.6M
$2.3M
Q2 25
$4.1M
$12.5M
Q1 25
$4.0M
$5.5M
Q4 24
$6.8M
$31.9M
Q3 24
$3.1M
$8.5M
Q2 24
$-1.2M
$5.4M
Q1 24
$3.3M
$6.1M
Free Cash Flow
CBFV
CBFV
NEN
NEN
Q4 25
$17.2M
Q3 25
$4.5M
Q2 25
$3.9M
Q1 25
$3.9M
Q4 24
$3.4M
Q3 24
$2.2M
Q2 24
$-2.4M
Q1 24
$2.3M
FCF Margin
CBFV
CBFV
NEN
NEN
Q4 25
124.1%
Q3 25
186.5%
Q2 25
28.8%
Q1 25
32.5%
Q4 24
26.0%
Q3 24
17.4%
Q2 24
-19.6%
Q1 24
17.0%
Capex Intensity
CBFV
CBFV
NEN
NEN
Q4 25
4.7%
Q3 25
4.3%
Q2 25
1.9%
Q1 25
0.8%
Q4 24
25.1%
Q3 24
6.7%
Q2 24
10.0%
Q1 24
7.2%
Cash Conversion
CBFV
CBFV
NEN
NEN
Q4 25
Q3 25
Q2 25
1.05×
3.02×
Q1 25
2.11×
1.44×
Q4 24
7.57×
Q3 24
0.95×
2.17×
Q2 24
-0.44×
1.32×
Q1 24
0.78×
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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