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Side-by-side financial comparison of Commercial Bancgroup, Inc. (CBK) and NextPlat Corp (NXPL). Click either name above to swap in a different company.
Commercial Bancgroup, Inc. is the larger business by last-quarter revenue ($23.1M vs $12.8M, roughly 1.8× NextPlat Corp). Commercial Bancgroup, Inc. runs the higher net margin — 41.3% vs -40.2%, a 81.5% gap on every dollar of revenue.
Commercial Bancgroup, Inc.CBKEarnings & Financial Report
Commercial Bancgroup, Inc. operates as a U.S. regional bank holding company that provides a full suite of retail and commercial banking products and services to individual consumers, small and medium-sized businesses, and local institutional clients. Its core offerings include deposit accounts, lending solutions, wealth management, and tailored financial advisory services for regional markets.
CBK vs NXPL — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.1M | $12.8M |
| Net Profit | $9.5M | $-5.1M |
| Gross Margin | — | 14.3% |
| Operating Margin | — | -28.9% |
| Net Margin | 41.3% | -40.2% |
| Revenue YoY | — | -21.1% |
| Net Profit YoY | 9.7% | -70.6% |
| EPS (diluted) | $0.69 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $23.1M | — | ||
| Q4 25 | $23.5M | $12.8M | ||
| Q3 25 | $22.8M | $13.8M | ||
| Q2 25 | — | $13.2M | ||
| Q1 25 | — | $14.5M | ||
| Q4 24 | — | $16.2M | ||
| Q3 24 | — | $15.4M | ||
| Q2 24 | — | $17.0M |
| Q1 26 | $9.5M | — | ||
| Q4 25 | $9.9M | $-5.1M | ||
| Q3 25 | $9.5M | $-2.2M | ||
| Q2 25 | — | $-1.8M | ||
| Q1 25 | — | $-1.3M | ||
| Q4 24 | — | $-3.0M | ||
| Q3 24 | — | $-4.2M | ||
| Q2 24 | — | $-5.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 14.3% | ||
| Q3 25 | — | 19.9% | ||
| Q2 25 | — | 21.8% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 16.8% | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 34.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | -28.9% | ||
| Q3 25 | 53.8% | -14.5% | ||
| Q2 25 | — | -13.8% | ||
| Q1 25 | — | -10.2% | ||
| Q4 24 | — | -14.1% | ||
| Q3 24 | — | -52.1% | ||
| Q2 24 | — | -64.1% |
| Q1 26 | 41.3% | — | ||
| Q4 25 | 42.2% | -40.2% | ||
| Q3 25 | 41.4% | -15.9% | ||
| Q2 25 | — | -13.5% | ||
| Q1 25 | — | -9.2% | ||
| Q4 24 | — | -18.6% | ||
| Q3 24 | — | -27.4% | ||
| Q2 24 | — | -31.3% |
| Q1 26 | $0.69 | — | ||
| Q4 25 | $0.72 | — | ||
| Q3 25 | $0.77 | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $-0.05 | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-0.22 | ||
| Q2 24 | — | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $13.7M |
| Total DebtLower is stronger | $118.2M | $1.3M |
| Stockholders' EquityBook value | — | $17.3M |
| Total Assets | $2.3B | $27.5M |
| Debt / EquityLower = less leverage | — | 0.07× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $13.7M | ||
| Q3 25 | $154.8M | $13.9M | ||
| Q2 25 | — | $16.6M | ||
| Q1 25 | — | $17.7M | ||
| Q4 24 | — | $20.0M | ||
| Q3 24 | — | $20.4M | ||
| Q2 24 | — | $24.9M |
| Q1 26 | $118.2M | — | ||
| Q4 25 | $166.8M | $1.3M | ||
| Q3 25 | $100.1M | $1.2M | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $1.3M | ||
| Q4 24 | — | $1.4M | ||
| Q3 24 | — | $1.5M | ||
| Q2 24 | — | $1.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $17.3M | ||
| Q3 25 | $245.2M | $21.4M | ||
| Q2 25 | — | $23.5M | ||
| Q1 25 | — | $25.3M | ||
| Q4 24 | — | $27.3M | ||
| Q3 24 | — | $22.5M | ||
| Q2 24 | — | $26.5M |
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $27.5M | ||
| Q3 25 | $2.2B | $30.0M | ||
| Q2 25 | — | $31.0M | ||
| Q1 25 | — | $35.2M | ||
| Q4 24 | — | $37.1M | ||
| Q3 24 | — | $41.1M | ||
| Q2 24 | — | $51.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.07× | ||
| Q3 25 | 0.41× | 0.05× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.05× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.07× | ||
| Q2 24 | — | 0.05× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-302.0K |
| Free Cash FlowOCF − Capex | — | $-339.0K |
| FCF MarginFCF / Revenue | — | -2.6% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $-302.0K | ||
| Q3 25 | $28.0M | $-2.7M | ||
| Q2 25 | — | $-1.0M | ||
| Q1 25 | — | $-2.1M | ||
| Q4 24 | — | $-476.0K | ||
| Q3 24 | — | $-4.6M | ||
| Q2 24 | — | $2.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-339.0K | ||
| Q3 25 | $26.5M | — | ||
| Q2 25 | — | $-1.1M | ||
| Q1 25 | — | $-2.1M | ||
| Q4 24 | — | $-508.0K | ||
| Q3 24 | — | $-4.7M | ||
| Q2 24 | — | $2.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | -2.6% | ||
| Q3 25 | 115.8% | — | ||
| Q2 25 | — | -8.0% | ||
| Q1 25 | — | -14.3% | ||
| Q4 24 | — | -3.1% | ||
| Q3 24 | — | -30.6% | ||
| Q2 24 | — | 13.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.3% | ||
| Q3 25 | 6.7% | 0.0% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.96× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBK
| Net Interest Income | $20.5M | 89% |
| Noninterest Income | $2.6M | 11% |
NXPL
| Healthcare Operations | $9.0M | 70% |
| Ecommerce Revenue | $3.8M | 30% |
