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Side-by-side financial comparison of Commercial Bancgroup, Inc. (CBK) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

Commercial Bancgroup, Inc. is the larger business by last-quarter revenue ($23.1M vs $19.1M, roughly 1.2× Americas Gold & Silver Corp). Commercial Bancgroup, Inc. runs the higher net margin — 41.3% vs -82.3%, a 123.7% gap on every dollar of revenue.

Commercial Bancgroup, Inc. operates as a U.S. regional bank holding company that provides a full suite of retail and commercial banking products and services to individual consumers, small and medium-sized businesses, and local institutional clients. Its core offerings include deposit accounts, lending solutions, wealth management, and tailored financial advisory services for regional markets.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

CBK vs USAS — Head-to-Head

Bigger by revenue
CBK
CBK
1.2× larger
CBK
$23.1M
$19.1M
USAS
Higher net margin
CBK
CBK
123.7% more per $
CBK
41.3%
-82.3%
USAS

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
CBK
CBK
USAS
USAS
Revenue
$23.1M
$19.1M
Net Profit
$9.5M
$-15.7M
Gross Margin
34.2%
Operating Margin
Net Margin
41.3%
-82.3%
Revenue YoY
-28.0%
Net Profit YoY
-69.9%
2.8%
EPS (diluted)
$0.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBK
CBK
USAS
USAS
Q1 26
$23.1M
Q4 25
$23.5M
Q3 25
$22.8M
$19.1M
Q3 24
$26.5M
Net Profit
CBK
CBK
USAS
USAS
Q1 26
$9.5M
Q4 25
$9.9M
Q3 25
$9.5M
$-15.7M
Q3 24
$-16.2M
Gross Margin
CBK
CBK
USAS
USAS
Q1 26
Q4 25
Q3 25
34.2%
Q3 24
23.6%
Operating Margin
CBK
CBK
USAS
USAS
Q1 26
Q4 25
Q3 25
53.8%
Q3 24
Net Margin
CBK
CBK
USAS
USAS
Q1 26
41.3%
Q4 25
42.2%
Q3 25
41.4%
-82.3%
Q3 24
-60.9%
EPS (diluted)
CBK
CBK
USAS
USAS
Q1 26
$0.69
Q4 25
$0.72
Q3 25
$0.77
Q3 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBK
CBK
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$39.1M
Total DebtLower is stronger
$118.2M
Stockholders' EquityBook value
$50.2M
Total Assets
$2.3B
$234.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBK
CBK
USAS
USAS
Q1 26
Q4 25
Q3 25
$154.8M
$39.1M
Q3 24
Total Debt
CBK
CBK
USAS
USAS
Q1 26
$118.2M
Q4 25
$166.8M
Q3 25
$100.1M
Q3 24
Stockholders' Equity
CBK
CBK
USAS
USAS
Q1 26
Q4 25
Q3 25
$245.2M
$50.2M
Q3 24
$53.1M
Total Assets
CBK
CBK
USAS
USAS
Q1 26
$2.3B
Q4 25
$2.3B
Q3 25
$2.2B
$234.7M
Q3 24
Debt / Equity
CBK
CBK
USAS
USAS
Q1 26
Q4 25
Q3 25
0.41×
Q3 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBK
CBK
USAS
USAS
Operating Cash FlowLast quarter
$-12.5M
Free Cash FlowOCF − Capex
$-41.3M
FCF MarginFCF / Revenue
-216.5%
Capex IntensityCapex / Revenue
150.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBK
CBK
USAS
USAS
Q1 26
Q4 25
Q3 25
$28.0M
$-12.5M
Q3 24
$2.4M
Free Cash Flow
CBK
CBK
USAS
USAS
Q1 26
Q4 25
Q3 25
$26.5M
$-41.3M
Q3 24
$-11.2M
FCF Margin
CBK
CBK
USAS
USAS
Q1 26
Q4 25
Q3 25
115.8%
-216.5%
Q3 24
-42.2%
Capex Intensity
CBK
CBK
USAS
USAS
Q1 26
Q4 25
Q3 25
6.7%
150.8%
Q3 24
51.2%
Cash Conversion
CBK
CBK
USAS
USAS
Q1 26
Q4 25
Q3 25
2.96×
Q3 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBK
CBK

Net Interest Income$20.5M89%
Noninterest Income$2.6M11%

USAS
USAS

Segment breakdown not available.

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