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Side-by-side financial comparison of Capital Bancorp Inc (CBNK) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.

GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($104.1M vs $62.7M, roughly 1.7× Capital Bancorp Inc). On growth, Capital Bancorp Inc posted the faster year-over-year revenue change (11.6% vs 3.7%). Over the past eight quarters, Capital Bancorp Inc's revenue compounded faster (23.7% CAGR vs 12.0%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

CBNK vs GDYN — Head-to-Head

Bigger by revenue
GDYN
GDYN
1.7× larger
GDYN
$104.1M
$62.7M
CBNK
Growing faster (revenue YoY)
CBNK
CBNK
+7.9% gap
CBNK
11.6%
3.7%
GDYN
Faster 2-yr revenue CAGR
CBNK
CBNK
Annualised
CBNK
23.7%
12.0%
GDYN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CBNK
CBNK
GDYN
GDYN
Revenue
$62.7M
$104.1M
Net Profit
$-1.5M
Gross Margin
34.8%
Operating Margin
31.4%
61.7%
Net Margin
-1.4%
Revenue YoY
11.6%
3.7%
Net Profit YoY
-150.6%
EPS (diluted)
$0.92
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBNK
CBNK
GDYN
GDYN
Q1 26
$104.1M
Q4 25
$62.7M
$106.2M
Q3 25
$63.1M
$104.2M
Q2 25
$60.8M
$101.1M
Q1 25
$58.6M
$100.4M
Q4 24
$56.2M
$100.3M
Q3 24
$45.0M
$87.4M
Q2 24
$43.9M
$83.0M
Net Profit
CBNK
CBNK
GDYN
GDYN
Q1 26
$-1.5M
Q4 25
$306.0K
Q3 25
$15.1M
$1.2M
Q2 25
$13.1M
$5.3M
Q1 25
$13.9M
$2.9M
Q4 24
$4.5M
Q3 24
$8.7M
$4.3M
Q2 24
$8.2M
$-817.0K
Gross Margin
CBNK
CBNK
GDYN
GDYN
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
CBNK
CBNK
GDYN
GDYN
Q1 26
61.7%
Q4 25
31.4%
0.5%
Q3 25
-1.5%
-0.2%
Q2 25
-1.5%
-0.1%
Q1 25
-1.5%
-2.0%
Q4 24
-2.2%
1.3%
Q3 24
-2.2%
2.4%
Q2 24
-1.8%
0.0%
Net Margin
CBNK
CBNK
GDYN
GDYN
Q1 26
-1.4%
Q4 25
0.3%
Q3 25
23.9%
1.1%
Q2 25
21.6%
5.2%
Q1 25
23.8%
2.9%
Q4 24
4.5%
Q3 24
19.3%
4.9%
Q2 24
18.7%
-1.0%
EPS (diluted)
CBNK
CBNK
GDYN
GDYN
Q1 26
$-0.02
Q4 25
$0.92
$0.01
Q3 25
$0.89
$0.01
Q2 25
$0.78
$0.06
Q1 25
$0.82
$0.03
Q4 24
$0.44
$0.06
Q3 24
$0.62
$0.05
Q2 24
$0.59
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBNK
CBNK
GDYN
GDYN
Cash + ST InvestmentsLiquidity on hand
$327.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$401.8M
$530.1M
Total Assets
$3.6B
$605.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBNK
CBNK
GDYN
GDYN
Q1 26
$327.5M
Q4 25
$342.1M
Q3 25
$338.6M
Q2 25
$336.8M
Q1 25
$325.5M
Q4 24
$334.7M
Q3 24
$231.3M
Q2 24
$256.0M
Stockholders' Equity
CBNK
CBNK
GDYN
GDYN
Q1 26
$530.1M
Q4 25
$401.8M
$542.1M
Q3 25
$394.8M
$537.7M
Q2 25
$380.0M
$532.2M
Q1 25
$369.6M
$517.4M
Q4 24
$355.1M
$517.8M
Q3 24
$280.1M
$400.2M
Q2 24
$267.9M
$388.4M
Total Assets
CBNK
CBNK
GDYN
GDYN
Q1 26
$605.0M
Q4 25
$3.6B
$612.9M
Q3 25
$3.4B
$613.2M
Q2 25
$3.4B
$608.9M
Q1 25
$3.3B
$590.9M
Q4 24
$3.2B
$592.2M
Q3 24
$2.6B
$477.3M
Q2 24
$2.4B
$443.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBNK
CBNK
GDYN
GDYN
Operating Cash FlowLast quarter
$69.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBNK
CBNK
GDYN
GDYN
Q1 26
Q4 25
$69.7M
$9.9M
Q3 25
$32.9M
$7.0M
Q2 25
$-4.2M
$14.4M
Q1 25
$22.6M
$9.4M
Q4 24
$34.9M
$7.1M
Q3 24
$-464.0K
$9.2M
Q2 24
$12.9M
$10.7M
Free Cash Flow
CBNK
CBNK
GDYN
GDYN
Q1 26
Q4 25
$6.1M
Q3 25
$2.9M
Q2 25
$10.2M
Q1 25
$6.0M
Q4 24
$4.4M
Q3 24
$5.9M
Q2 24
$8.0M
FCF Margin
CBNK
CBNK
GDYN
GDYN
Q1 26
Q4 25
5.7%
Q3 25
2.8%
Q2 25
10.1%
Q1 25
6.0%
Q4 24
4.4%
Q3 24
6.8%
Q2 24
9.7%
Capex Intensity
CBNK
CBNK
GDYN
GDYN
Q1 26
Q4 25
3.6%
Q3 25
3.9%
Q2 25
4.1%
Q1 25
3.3%
Q4 24
2.6%
Q3 24
3.7%
Q2 24
3.2%
Cash Conversion
CBNK
CBNK
GDYN
GDYN
Q1 26
Q4 25
32.34×
Q3 25
2.18×
5.92×
Q2 25
-0.32×
2.73×
Q1 25
1.62×
3.21×
Q4 24
1.56×
Q3 24
-0.05×
2.15×
Q2 24
1.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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