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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and Claritev Corp (CTEV). Click either name above to swap in a different company.

COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $246.6M, roughly 1.9× Claritev Corp). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs -32.7%, a 62.5% gap on every dollar of revenue. On growth, COMMERCE BANCSHARES INC posted the faster year-over-year revenue change (11.1% vs 6.2%). Over the past eight quarters, COMMERCE BANCSHARES INC's revenue compounded faster (7.1% CAGR vs 2.5%).

Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.

CBSH vs CTEV — Head-to-Head

Bigger by revenue
CBSH
CBSH
1.9× larger
CBSH
$475.7M
$246.6M
CTEV
Growing faster (revenue YoY)
CBSH
CBSH
+4.9% gap
CBSH
11.1%
6.2%
CTEV
Higher net margin
CBSH
CBSH
62.5% more per $
CBSH
29.8%
-32.7%
CTEV
Faster 2-yr revenue CAGR
CBSH
CBSH
Annualised
CBSH
7.1%
2.5%
CTEV

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CBSH
CBSH
CTEV
CTEV
Revenue
$475.7M
$246.6M
Net Profit
$141.6M
$-80.6M
Gross Margin
Operating Margin
-3.1%
Net Margin
29.8%
-32.7%
Revenue YoY
11.1%
6.2%
Net Profit YoY
0.7%
41.6%
EPS (diluted)
$0.96
$-4.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBSH
CBSH
CTEV
CTEV
Q1 26
$475.7M
Q4 25
$449.4M
$246.6M
Q3 25
$441.0M
$246.0M
Q2 25
$445.8M
$241.6M
Q1 25
$428.1M
$231.3M
Q4 24
$422.1M
$232.1M
Q3 24
$421.4M
$230.5M
Q2 24
$414.5M
$233.5M
Net Profit
CBSH
CBSH
CTEV
CTEV
Q1 26
$141.6M
Q4 25
$140.7M
$-80.6M
Q3 25
$141.5M
$-69.8M
Q2 25
$152.5M
$-62.6M
Q1 25
$131.6M
$-71.3M
Q4 24
$136.1M
$-138.0M
Q3 24
$138.0M
$-391.4M
Q2 24
$139.6M
$-576.7M
Operating Margin
CBSH
CBSH
CTEV
CTEV
Q1 26
Q4 25
40.8%
-3.1%
Q3 25
41.9%
4.1%
Q2 25
44.0%
6.9%
Q1 25
39.2%
4.2%
Q4 24
41.2%
-17.8%
Q3 24
42.4%
-146.7%
Q2 24
43.4%
-224.4%
Net Margin
CBSH
CBSH
CTEV
CTEV
Q1 26
29.8%
Q4 25
31.3%
-32.7%
Q3 25
32.1%
-28.4%
Q2 25
34.2%
-25.9%
Q1 25
30.7%
-30.8%
Q4 24
32.2%
-59.4%
Q3 24
32.8%
-169.8%
Q2 24
33.7%
-247.0%
EPS (diluted)
CBSH
CBSH
CTEV
CTEV
Q1 26
$0.96
Q4 25
$0.86
$-4.88
Q3 25
$1.06
$-4.23
Q2 25
$1.14
$-3.81
Q1 25
$0.98
$-4.38
Q4 24
$0.83
$-8.49
Q3 24
$1.01
$-24.25
Q2 24
$1.03
$-35.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBSH
CBSH
CTEV
CTEV
Cash + ST InvestmentsLiquidity on hand
$16.8M
Total DebtLower is stronger
$4.6B
Stockholders' EquityBook value
$4.3B
$-173.9M
Total Assets
$35.7B
$4.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBSH
CBSH
CTEV
CTEV
Q1 26
Q4 25
$16.8M
Q3 25
$39.2M
Q2 25
$56.4M
Q1 25
$23.1M
Q4 24
$16.8M
Q3 24
$86.6M
Q2 24
$48.8M
Total Debt
CBSH
CBSH
CTEV
CTEV
Q1 26
Q4 25
$4.6B
Q3 25
$4.5B
Q2 25
$4.5B
Q1 25
$4.5B
Q4 24
$4.5B
Q3 24
$4.5B
Q2 24
$4.5B
Stockholders' Equity
CBSH
CBSH
CTEV
CTEV
Q1 26
$4.3B
Q4 25
$3.8B
$-173.9M
Q3 25
$3.8B
$-101.8M
Q2 25
$3.6B
$-39.9M
Q1 25
$3.5B
$14.8M
Q4 24
$3.3B
$84.0M
Q3 24
$3.4B
$207.6M
Q2 24
$3.1B
$603.4M
Total Assets
CBSH
CBSH
CTEV
CTEV
Q1 26
$35.7B
Q4 25
$32.9B
$4.9B
Q3 25
$32.3B
$5.0B
Q2 25
$32.3B
$5.1B
Q1 25
$32.4B
$5.1B
Q4 24
$32.0B
$5.2B
Q3 24
$31.5B
$5.3B
Q2 24
$30.6B
$5.7B
Debt / Equity
CBSH
CBSH
CTEV
CTEV
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
304.87×
Q4 24
53.67×
Q3 24
21.73×
Q2 24
7.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBSH
CBSH
CTEV
CTEV
Operating Cash FlowLast quarter
$66.3M
Free Cash FlowOCF − Capex
$36.4M
FCF MarginFCF / Revenue
14.8%
Capex IntensityCapex / Revenue
12.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-12.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBSH
CBSH
CTEV
CTEV
Q1 26
Q4 25
$645.1M
$66.3M
Q3 25
$129.0M
$19.9M
Q2 25
$111.2M
$61.2M
Q1 25
$138.6M
$-30.1M
Q4 24
$577.9M
$-33.4M
Q3 24
$431.7M
$72.8M
Q2 24
$147.4M
$18.5M
Free Cash Flow
CBSH
CBSH
CTEV
CTEV
Q1 26
Q4 25
$592.4M
$36.4M
Q3 25
$113.3M
$-16.3M
Q2 25
$100.5M
$36.6M
Q1 25
$126.0M
$-68.9M
Q4 24
$531.7M
$-63.8M
Q3 24
$419.1M
$41.1M
Q2 24
$138.9M
$-7.0M
FCF Margin
CBSH
CBSH
CTEV
CTEV
Q1 26
Q4 25
131.8%
14.8%
Q3 25
25.7%
-6.6%
Q2 25
22.5%
15.2%
Q1 25
29.4%
-29.8%
Q4 24
126.0%
-27.5%
Q3 24
99.5%
17.8%
Q2 24
33.5%
-3.0%
Capex Intensity
CBSH
CBSH
CTEV
CTEV
Q1 26
Q4 25
11.7%
12.1%
Q3 25
3.6%
14.7%
Q2 25
2.4%
10.2%
Q1 25
2.9%
16.8%
Q4 24
10.9%
13.1%
Q3 24
3.0%
13.8%
Q2 24
2.1%
10.9%
Cash Conversion
CBSH
CBSH
CTEV
CTEV
Q1 26
Q4 25
4.59×
Q3 25
0.91×
Q2 25
0.73×
Q1 25
1.05×
Q4 24
4.25×
Q3 24
3.13×
Q2 24
1.06×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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