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Side-by-side financial comparison of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.

COMMUNITY FINANCIAL SYSTEM, INC. is the larger business by last-quarter revenue ($214.5M vs $121.1M, roughly 1.8× Porch Group, Inc.). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 26.7% vs -3.9%, a 30.6% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 8.7%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 7.9%).

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.

CBU vs PRCH — Head-to-Head

Bigger by revenue
CBU
CBU
1.8× larger
CBU
$214.5M
$121.1M
PRCH
Growing faster (revenue YoY)
PRCH
PRCH
+91.3% gap
PRCH
100.0%
8.7%
CBU
Higher net margin
CBU
CBU
30.6% more per $
CBU
26.7%
-3.9%
PRCH
Faster 2-yr revenue CAGR
PRCH
PRCH
Annualised
PRCH
26.4%
7.9%
CBU

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CBU
CBU
PRCH
PRCH
Revenue
$214.5M
$121.1M
Net Profit
$57.2M
$-4.7M
Gross Margin
52.7%
Operating Margin
34.7%
Net Margin
26.7%
-3.9%
Revenue YoY
8.7%
100.0%
Net Profit YoY
15.3%
2.0%
EPS (diluted)
$1.15
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBU
CBU
PRCH
PRCH
Q1 26
$214.5M
$121.1M
Q4 25
$217.0M
$112.3M
Q3 25
$208.1M
$115.1M
Q2 25
$200.5M
$107.0M
Q1 25
$197.3M
$84.5M
Q4 24
$197.4M
$75.3M
Q3 24
$190.3M
$77.7M
Q2 24
$184.3M
$75.9M
Net Profit
CBU
CBU
PRCH
PRCH
Q1 26
$57.2M
$-4.7M
Q4 25
$54.4M
$-3.5M
Q3 25
$55.1M
$-10.9M
Q2 25
$51.3M
$2.6M
Q1 25
$49.6M
$8.4M
Q4 24
$49.8M
$30.5M
Q3 24
$43.9M
$14.4M
Q2 24
$47.9M
$-64.3M
Gross Margin
CBU
CBU
PRCH
PRCH
Q1 26
52.7%
Q4 25
99.5%
Q3 25
75.6%
Q2 25
70.9%
Q1 25
77.4%
Q4 24
Q3 24
79.4%
Q2 24
22.1%
Operating Margin
CBU
CBU
PRCH
PRCH
Q1 26
34.7%
Q4 25
33.1%
14.7%
Q3 25
35.2%
14.2%
Q2 25
32.9%
4.7%
Q1 25
32.6%
-1.5%
Q4 24
32.7%
33.3%
Q3 24
30.0%
-3.2%
Q2 24
33.7%
-69.2%
Net Margin
CBU
CBU
PRCH
PRCH
Q1 26
26.7%
-3.9%
Q4 25
25.1%
-3.1%
Q3 25
26.5%
-9.4%
Q2 25
25.6%
2.4%
Q1 25
25.1%
9.9%
Q4 24
25.2%
40.5%
Q3 24
23.1%
18.5%
Q2 24
26.0%
-84.8%
EPS (diluted)
CBU
CBU
PRCH
PRCH
Q1 26
$1.15
$-0.04
Q4 25
$1.03
$0.00
Q3 25
$1.04
$-0.10
Q2 25
$0.97
$0.00
Q1 25
$0.93
$0.07
Q4 24
$0.94
$0.34
Q3 24
$0.83
$0.12
Q2 24
$0.91
$-0.65

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBU
CBU
PRCH
PRCH
Cash + ST InvestmentsLiquidity on hand
$572.2M
$68.4M
Total DebtLower is stronger
$391.3M
Stockholders' EquityBook value
$2.0B
$26.3M
Total Assets
$17.5B
$806.6M
Debt / EquityLower = less leverage
14.87×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBU
CBU
PRCH
PRCH
Q1 26
$572.2M
$68.4M
Q4 25
$301.8M
$57.3M
Q3 25
$245.2M
$85.0M
Q2 25
$237.2M
$79.8M
Q1 25
$518.0M
$70.4M
Q4 24
$197.0M
$191.7M
Q3 24
$346.1M
$238.6M
Q2 24
$201.5M
$308.4M
Total Debt
CBU
CBU
PRCH
PRCH
Q1 26
$391.3M
Q4 25
$392.8M
Q3 25
$387.1M
Q2 25
$394.1M
Q1 25
$409.2M
Q4 24
$990.2M
$403.9M
Q3 24
$399.0M
Q2 24
$436.8M
Stockholders' Equity
CBU
CBU
PRCH
PRCH
Q1 26
$2.0B
$26.3M
Q4 25
$2.0B
$-24.6M
Q3 25
$1.9B
$-27.9M
Q2 25
$1.9B
$-29.3M
Q1 25
$1.8B
$-52.4M
Q4 24
$1.8B
$-43.2M
Q3 24
$1.8B
$-77.0M
Q2 24
$1.7B
$-101.9M
Total Assets
CBU
CBU
PRCH
PRCH
Q1 26
$17.5B
$806.6M
Q4 25
$17.3B
$797.4M
Q3 25
$17.0B
$787.7M
Q2 25
$16.7B
$770.7M
Q1 25
$16.8B
$802.3M
Q4 24
$16.4B
$814.0M
Q3 24
$16.4B
$867.3M
Q2 24
$15.9B
$876.1M
Debt / Equity
CBU
CBU
PRCH
PRCH
Q1 26
14.87×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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