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Side-by-side financial comparison of CAPITAL CITY BANK GROUP INC (CCBG) and Clearfield, Inc. (CLFD). Click either name above to swap in a different company.
CAPITAL CITY BANK GROUP INC is the larger business by last-quarter revenue ($63.5M vs $34.3M, roughly 1.8× Clearfield, Inc.). CAPITAL CITY BANK GROUP INC runs the higher net margin — 21.6% vs -1.8%, a 23.4% gap on every dollar of revenue. On growth, CAPITAL CITY BANK GROUP INC posted the faster year-over-year revenue change (6.0% vs -3.2%). CAPITAL CITY BANK GROUP INC produced more free cash flow last quarter ($80.0M vs $-2.4M). Over the past eight quarters, CAPITAL CITY BANK GROUP INC's revenue compounded faster (6.0% CAGR vs -3.5%).
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.
CCBG vs CLFD — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $63.5M | $34.3M |
| Net Profit | $13.7M | $-614.0K |
| Gross Margin | — | 33.2% |
| Operating Margin | 29.3% | -5.3% |
| Net Margin | 21.6% | -1.8% |
| Revenue YoY | 6.0% | -3.2% |
| Net Profit YoY | 4.7% | 67.8% |
| EPS (diluted) | $0.80 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $63.5M | $34.3M | ||
| Q3 25 | $65.9M | $23.4M | ||
| Q2 25 | $63.2M | $49.9M | ||
| Q1 25 | $61.5M | $47.2M | ||
| Q4 24 | $59.9M | $29.7M | ||
| Q3 24 | $59.7M | $5.6M | ||
| Q2 24 | $58.9M | $48.8M | ||
| Q1 24 | $56.5M | $36.9M |
| Q4 25 | $13.7M | $-614.0K | ||
| Q3 25 | $15.9M | $-9.1M | ||
| Q2 25 | $15.0M | $1.6M | ||
| Q1 25 | $16.9M | $1.3M | ||
| Q4 24 | $13.1M | $-1.9M | ||
| Q3 24 | $13.1M | — | ||
| Q2 24 | $14.2M | $-447.0K | ||
| Q1 24 | $12.6M | $-5.9M |
| Q4 25 | — | 33.2% | ||
| Q3 25 | — | 53.2% | ||
| Q2 25 | — | 30.5% | ||
| Q1 25 | — | 30.1% | ||
| Q4 24 | — | 29.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.9% | ||
| Q1 24 | — | 7.7% |
| Q4 25 | 29.3% | -5.3% | ||
| Q3 25 | 32.0% | 10.3% | ||
| Q2 25 | 31.7% | 3.0% | ||
| Q1 25 | 35.8% | 0.6% | ||
| Q4 24 | 29.0% | -6.9% | ||
| Q3 24 | 26.1% | — | ||
| Q2 24 | 29.3% | -4.7% | ||
| Q1 24 | 27.2% | -26.4% |
| Q4 25 | 21.6% | -1.8% | ||
| Q3 25 | 24.2% | -38.8% | ||
| Q2 25 | 23.8% | 3.2% | ||
| Q1 25 | 27.4% | 2.8% | ||
| Q4 24 | 21.9% | -6.4% | ||
| Q3 24 | 22.0% | — | ||
| Q2 24 | 24.0% | -0.9% | ||
| Q1 24 | 22.2% | -16.0% |
| Q4 25 | $0.80 | $-0.04 | ||
| Q3 25 | $0.93 | $-0.65 | ||
| Q2 25 | $0.88 | $0.11 | ||
| Q1 25 | $0.99 | $0.09 | ||
| Q4 24 | $0.78 | $-0.13 | ||
| Q3 24 | $0.77 | — | ||
| Q2 24 | $0.83 | $-0.04 | ||
| Q1 24 | $0.74 | $-0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $96.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $552.9M | $249.7M |
| Total Assets | $4.4B | $268.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $106.0M | ||
| Q2 25 | — | $117.2M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $113.0M | ||
| Q3 24 | — | $129.0M | ||
| Q2 24 | — | $123.8M | ||
| Q1 24 | — | $142.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.2M | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | — |
| Q4 25 | $552.9M | $249.7M | ||
| Q3 25 | $540.6M | $256.2M | ||
| Q2 25 | $526.4M | $264.5M | ||
| Q1 25 | $512.6M | $265.9M | ||
| Q4 24 | $495.3M | $267.4M | ||
| Q3 24 | $476.5M | $275.8M | ||
| Q2 24 | $461.0M | $274.6M | ||
| Q1 24 | $448.3M | $279.2M |
| Q4 25 | $4.4B | $268.1M | ||
| Q3 25 | $4.3B | $306.2M | ||
| Q2 25 | $4.4B | $314.7M | ||
| Q1 25 | $4.5B | $310.9M | ||
| Q4 24 | $4.3B | $303.2M | ||
| Q3 24 | $4.2B | $315.3M | ||
| Q2 24 | $4.2B | $318.1M | ||
| Q1 24 | $4.3B | $315.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.01× | ||
| Q2 24 | — | 0.01× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $87.6M | $-1.4M |
| Free Cash FlowOCF − Capex | $80.0M | $-2.4M |
| FCF MarginFCF / Revenue | 126.1% | -7.1% |
| Capex IntensityCapex / Revenue | 12.0% | 2.9% |
| Cash ConversionOCF / Net Profit | 6.39× | — |
| TTM Free Cash FlowTrailing 4 quarters | $150.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $87.6M | $-1.4M | ||
| Q3 25 | $21.6M | — | ||
| Q2 25 | $32.6M | $7.9M | ||
| Q1 25 | $21.9M | $3.0M | ||
| Q4 24 | $63.6M | $7.2M | ||
| Q3 24 | $12.8M | $22.2M | ||
| Q2 24 | $24.9M | $4.0M | ||
| Q1 24 | $14.6M | $-5.7M |
| Q4 25 | $80.0M | $-2.4M | ||
| Q3 25 | $19.8M | — | ||
| Q2 25 | $30.8M | $7.5M | ||
| Q1 25 | $19.5M | $654.0K | ||
| Q4 24 | $54.9M | $5.1M | ||
| Q3 24 | $10.5M | $18.2M | ||
| Q2 24 | $23.0M | $2.8M | ||
| Q1 24 | $12.4M | $-7.7M |
| Q4 25 | 126.1% | -7.1% | ||
| Q3 25 | 30.1% | — | ||
| Q2 25 | 48.7% | 15.1% | ||
| Q1 25 | 31.7% | 1.4% | ||
| Q4 24 | 91.7% | 17.1% | ||
| Q3 24 | 17.6% | 323.0% | ||
| Q2 24 | 39.0% | 5.8% | ||
| Q1 24 | 22.0% | -20.8% |
| Q4 25 | 12.0% | 2.9% | ||
| Q3 25 | 2.6% | 2.0% | ||
| Q2 25 | 2.9% | 0.8% | ||
| Q1 25 | 3.9% | 5.1% | ||
| Q4 24 | 14.5% | 7.0% | ||
| Q3 24 | 3.8% | 71.4% | ||
| Q2 24 | 3.3% | 2.5% | ||
| Q1 24 | 4.0% | 5.3% |
| Q4 25 | 6.39× | — | ||
| Q3 25 | 1.35× | — | ||
| Q2 25 | 2.17× | 4.93× | ||
| Q1 25 | 1.30× | 2.30× | ||
| Q4 24 | 4.86× | — | ||
| Q3 24 | 0.97× | — | ||
| Q2 24 | 1.76× | — | ||
| Q1 24 | 1.17× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
