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Side-by-side financial comparison of CAPITAL CITY BANK GROUP INC (CCBG) and MID PENN BANCORP INC (MPB). Click either name above to swap in a different company.
CAPITAL CITY BANK GROUP INC is the larger business by last-quarter revenue ($63.5M vs $62.0M, roughly 1.0× MID PENN BANCORP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs 21.6%, a 9.8% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs 6.0%). CAPITAL CITY BANK GROUP INC produced more free cash flow last quarter ($80.0M vs $71.8M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs 6.0%).
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
CCBG vs MPB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $63.5M | $62.0M |
| Net Profit | $13.7M | $19.4M |
| Gross Margin | — | — |
| Operating Margin | 29.3% | 43.6% |
| Net Margin | 21.6% | 31.4% |
| Revenue YoY | 6.0% | 30.8% |
| Net Profit YoY | 4.7% | 47.0% |
| EPS (diluted) | $0.80 | $0.83 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $63.5M | $62.0M | ||
| Q3 25 | $65.9M | $61.8M | ||
| Q2 25 | $63.2M | $54.3M | ||
| Q1 25 | $61.5M | $47.7M | ||
| Q4 24 | $59.9M | $47.4M | ||
| Q3 24 | $59.7M | $45.3M | ||
| Q2 24 | $58.9M | $44.1M | ||
| Q1 24 | $56.5M | $42.3M |
| Q4 25 | $13.7M | $19.4M | ||
| Q3 25 | $15.9M | $18.3M | ||
| Q2 25 | $15.0M | $4.8M | ||
| Q1 25 | $16.9M | $13.7M | ||
| Q4 24 | $13.1M | $13.2M | ||
| Q3 24 | $13.1M | $12.3M | ||
| Q2 24 | $14.2M | $11.8M | ||
| Q1 24 | $12.6M | $12.1M |
| Q4 25 | 29.3% | 43.6% | ||
| Q3 25 | 32.0% | 39.3% | ||
| Q2 25 | 31.7% | 7.9% | ||
| Q1 25 | 35.8% | 35.2% | ||
| Q4 24 | 29.0% | 34.1% | ||
| Q3 24 | 26.1% | 32.8% | ||
| Q2 24 | 29.3% | 32.4% | ||
| Q1 24 | 27.2% | 34.8% |
| Q4 25 | 21.6% | 31.4% | ||
| Q3 25 | 24.2% | 29.6% | ||
| Q2 25 | 23.8% | 8.8% | ||
| Q1 25 | 27.4% | 28.8% | ||
| Q4 24 | 21.9% | 27.9% | ||
| Q3 24 | 22.0% | 27.1% | ||
| Q2 24 | 24.0% | 26.7% | ||
| Q1 24 | 22.2% | 28.7% |
| Q4 25 | $0.80 | $0.83 | ||
| Q3 25 | $0.93 | $0.79 | ||
| Q2 25 | $0.88 | $0.22 | ||
| Q1 25 | $0.99 | $0.71 | ||
| Q4 24 | $0.78 | $0.72 | ||
| Q3 24 | $0.77 | $0.74 | ||
| Q2 24 | $0.83 | $0.71 | ||
| Q1 24 | $0.74 | $0.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $552.9M | $814.1M |
| Total Assets | $4.4B | $6.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $552.9M | $814.1M | ||
| Q3 25 | $540.6M | $796.3M | ||
| Q2 25 | $526.4M | $775.7M | ||
| Q1 25 | $512.6M | $667.9M | ||
| Q4 24 | $495.3M | $655.0M | ||
| Q3 24 | $476.5M | $573.1M | ||
| Q2 24 | $461.0M | $559.7M | ||
| Q1 24 | $448.3M | $551.0M |
| Q4 25 | $4.4B | $6.1B | ||
| Q3 25 | $4.3B | $6.3B | ||
| Q2 25 | $4.4B | $6.4B | ||
| Q1 25 | $4.5B | $5.5B | ||
| Q4 24 | $4.3B | $5.5B | ||
| Q3 24 | $4.2B | $5.5B | ||
| Q2 24 | $4.2B | $5.4B | ||
| Q1 24 | $4.3B | $5.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $87.6M | $80.0M |
| Free Cash FlowOCF − Capex | $80.0M | $71.8M |
| FCF MarginFCF / Revenue | 126.1% | 115.8% |
| Capex IntensityCapex / Revenue | 12.0% | 13.3% |
| Cash ConversionOCF / Net Profit | 6.39× | 4.12× |
| TTM Free Cash FlowTrailing 4 quarters | $150.1M | $132.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $87.6M | $80.0M | ||
| Q3 25 | $21.6M | $26.3M | ||
| Q2 25 | $32.6M | $29.0M | ||
| Q1 25 | $21.9M | $11.5M | ||
| Q4 24 | $63.6M | $51.4M | ||
| Q3 24 | $12.8M | $16.9M | ||
| Q2 24 | $24.9M | $18.0M | ||
| Q1 24 | $14.6M | $12.4M |
| Q4 25 | $80.0M | $71.8M | ||
| Q3 25 | $19.8M | $24.3M | ||
| Q2 25 | $30.8M | $27.2M | ||
| Q1 25 | $19.5M | $8.8M | ||
| Q4 24 | $54.9M | $44.5M | ||
| Q3 24 | $10.5M | $16.8M | ||
| Q2 24 | $23.0M | $17.7M | ||
| Q1 24 | $12.4M | $12.1M |
| Q4 25 | 126.1% | 115.8% | ||
| Q3 25 | 30.1% | 39.4% | ||
| Q2 25 | 48.7% | 50.1% | ||
| Q1 25 | 31.7% | 18.4% | ||
| Q4 24 | 91.7% | 93.8% | ||
| Q3 24 | 17.6% | 37.1% | ||
| Q2 24 | 39.0% | 40.2% | ||
| Q1 24 | 22.0% | 28.5% |
| Q4 25 | 12.0% | 13.3% | ||
| Q3 25 | 2.6% | 3.1% | ||
| Q2 25 | 2.9% | 3.2% | ||
| Q1 25 | 3.9% | 5.7% | ||
| Q4 24 | 14.5% | 14.6% | ||
| Q3 24 | 3.8% | 0.0% | ||
| Q2 24 | 3.3% | 0.7% | ||
| Q1 24 | 4.0% | 0.8% |
| Q4 25 | 6.39× | 4.12× | ||
| Q3 25 | 1.35× | 1.44× | ||
| Q2 25 | 2.17× | 6.08× | ||
| Q1 25 | 1.30× | 0.84× | ||
| Q4 24 | 4.86× | 3.88× | ||
| Q3 24 | 0.97× | 1.37× | ||
| Q2 24 | 1.76× | 1.53× | ||
| Q1 24 | 1.17× | 1.02× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
