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Side-by-side financial comparison of CAPITAL CITY BANK GROUP INC (CCBG) and MITEK SYSTEMS INC (MITK). Click either name above to swap in a different company.
CAPITAL CITY BANK GROUP INC is the larger business by last-quarter revenue ($63.5M vs $44.2M, roughly 1.4× MITEK SYSTEMS INC). CAPITAL CITY BANK GROUP INC runs the higher net margin — 21.6% vs 6.3%, a 15.3% gap on every dollar of revenue. On growth, MITEK SYSTEMS INC posted the faster year-over-year revenue change (18.8% vs 6.0%). CAPITAL CITY BANK GROUP INC produced more free cash flow last quarter ($80.0M vs $6.6M). Over the past eight quarters, CAPITAL CITY BANK GROUP INC's revenue compounded faster (6.0% CAGR vs -2.9%).
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
Mitek Systems, Inc. is a software company that specializes in digital identity verification and mobile image processing using artificial intelligence. The company's software is used for depositing checks and opening bank accounts via mobile devices. It also verifies identity documents such as passports, ID cards, and driver's licenses by analyzing a selfie of an individual holding their ID, comparing their face to the photo on the document.
CCBG vs MITK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | ||
|---|---|---|
| Revenue | $63.5M | $44.2M |
| Net Profit | $13.7M | $2.8M |
| Gross Margin | — | — |
| Operating Margin | 29.3% | 12.3% |
| Net Margin | 21.6% | 6.3% |
| Revenue YoY | 6.0% | 18.8% |
| Net Profit YoY | 4.7% | 160.1% |
| EPS (diluted) | $0.80 | $0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $63.5M | $44.2M | ||
| Q3 25 | $65.9M | $44.8M | ||
| Q2 25 | $63.2M | $45.7M | ||
| Q1 25 | $61.5M | $51.9M | ||
| Q4 24 | $59.9M | $37.3M | ||
| Q3 24 | $59.7M | $43.2M | ||
| Q2 24 | $58.9M | $45.0M | ||
| Q1 24 | $56.5M | $47.0M |
| Q4 25 | $13.7M | $2.8M | ||
| Q3 25 | $15.9M | $1.9M | ||
| Q2 25 | $15.0M | $2.4M | ||
| Q1 25 | $16.9M | $9.2M | ||
| Q4 24 | $13.1M | $-4.6M | ||
| Q3 24 | $13.1M | $8.6M | ||
| Q2 24 | $14.2M | $216.0K | ||
| Q1 24 | $12.6M | $282.0K |
| Q4 25 | 29.3% | 12.3% | ||
| Q3 25 | 32.0% | 10.5% | ||
| Q2 25 | 31.7% | 8.3% | ||
| Q1 25 | 35.8% | 21.9% | ||
| Q4 24 | 29.0% | -8.3% | ||
| Q3 24 | 26.1% | 17.8% | ||
| Q2 24 | 29.3% | 1.6% | ||
| Q1 24 | 27.2% | 1.5% |
| Q4 25 | 21.6% | 6.3% | ||
| Q3 25 | 24.2% | 4.2% | ||
| Q2 25 | 23.8% | 5.2% | ||
| Q1 25 | 27.4% | 17.6% | ||
| Q4 24 | 21.9% | -12.4% | ||
| Q3 24 | 22.0% | 19.8% | ||
| Q2 24 | 24.0% | 0.5% | ||
| Q1 24 | 22.2% | 0.6% |
| Q4 25 | $0.80 | $0.06 | ||
| Q3 25 | $0.93 | $0.04 | ||
| Q2 25 | $0.88 | $0.05 | ||
| Q1 25 | $0.99 | $0.20 | ||
| Q4 24 | $0.78 | $-0.10 | ||
| Q3 24 | $0.77 | $0.19 | ||
| Q2 24 | $0.83 | $0.00 | ||
| Q1 24 | $0.74 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $190.1M |
| Total DebtLower is stronger | — | $4.8M |
| Stockholders' EquityBook value | $552.9M | $233.7M |
| Total Assets | $4.4B | $446.5M |
| Debt / EquityLower = less leverage | — | 0.02× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $190.1M | ||
| Q3 25 | — | $193.0M | ||
| Q2 25 | — | $167.1M | ||
| Q1 25 | — | $136.2M | ||
| Q4 24 | — | $121.2M | ||
| Q3 24 | — | $130.3M | ||
| Q2 24 | — | $123.1M | ||
| Q1 24 | — | $123.9M |
| Q4 25 | — | $4.8M | ||
| Q3 25 | — | $4.3M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.7M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $552.9M | $233.7M | ||
| Q3 25 | $540.6M | $240.3M | ||
| Q2 25 | $526.4M | $237.6M | ||
| Q1 25 | $512.6M | $220.2M | ||
| Q4 24 | $495.3M | $200.9M | ||
| Q3 24 | $476.5M | $214.8M | ||
| Q2 24 | $461.0M | $209.6M | ||
| Q1 24 | $448.3M | $216.1M |
| Q4 25 | $4.4B | $446.5M | ||
| Q3 25 | $4.3B | $459.1M | ||
| Q2 25 | $4.4B | $446.7M | ||
| Q1 25 | $4.5B | $425.3M | ||
| Q4 24 | $4.3B | $396.0M | ||
| Q3 24 | $4.2B | $413.8M | ||
| Q2 24 | $4.2B | $409.2M | ||
| Q1 24 | $4.3B | $417.0M |
| Q4 25 | — | 0.02× | ||
| Q3 25 | — | 0.02× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.01× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $87.6M | $8.0M |
| Free Cash FlowOCF − Capex | $80.0M | $6.6M |
| FCF MarginFCF / Revenue | 126.1% | 14.9% |
| Capex IntensityCapex / Revenue | 12.0% | 3.2% |
| Cash ConversionOCF / Net Profit | 6.39× | 2.89× |
| TTM Free Cash FlowTrailing 4 quarters | $150.1M | $60.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $87.6M | $8.0M | ||
| Q3 25 | $21.6M | $19.5M | ||
| Q2 25 | $32.6M | $21.6M | ||
| Q1 25 | $21.9M | $13.7M | ||
| Q4 24 | $63.6M | $565.0K | ||
| Q3 24 | $12.8M | $21.1M | ||
| Q2 24 | $24.9M | $13.0M | ||
| Q1 24 | $14.6M | $7.1M |
| Q4 25 | $80.0M | $6.6M | ||
| Q3 25 | $19.8M | $19.2M | ||
| Q2 25 | $30.8M | $21.2M | ||
| Q1 25 | $19.5M | $13.5M | ||
| Q4 24 | $54.9M | $230.0K | ||
| Q3 24 | $10.5M | $20.8M | ||
| Q2 24 | $23.0M | $12.6M | ||
| Q1 24 | $12.4M | $6.6M |
| Q4 25 | 126.1% | 14.9% | ||
| Q3 25 | 30.1% | 42.9% | ||
| Q2 25 | 48.7% | 46.5% | ||
| Q1 25 | 31.7% | 26.0% | ||
| Q4 24 | 91.7% | 0.6% | ||
| Q3 24 | 17.6% | 48.2% | ||
| Q2 24 | 39.0% | 27.9% | ||
| Q1 24 | 22.0% | 14.0% |
| Q4 25 | 12.0% | 3.2% | ||
| Q3 25 | 2.6% | 0.6% | ||
| Q2 25 | 2.9% | 0.7% | ||
| Q1 25 | 3.9% | 0.4% | ||
| Q4 24 | 14.5% | 0.9% | ||
| Q3 24 | 3.8% | 0.7% | ||
| Q2 24 | 3.3% | 1.0% | ||
| Q1 24 | 4.0% | 1.0% |
| Q4 25 | 6.39× | 2.89× | ||
| Q3 25 | 1.35× | 10.46× | ||
| Q2 25 | 2.17× | 9.00× | ||
| Q1 25 | 1.30× | 1.50× | ||
| Q4 24 | 4.86× | — | ||
| Q3 24 | 0.97× | 2.46× | ||
| Q2 24 | 1.76× | 60.12× | ||
| Q1 24 | 1.17× | 25.05× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCBG
Segment breakdown not available.
MITK
| Fraud And Identity Solutions | $25.5M | 58% |
| License | $13.9M | 31% |
| Fraud And Identity Solutions Software License And Support | $3.9M | 9% |
| Professional Services And Other | $1.2M | 3% |