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Side-by-side financial comparison of CAPITAL CITY BANK GROUP INC (CCBG) and SolarMax Technology, Inc. (SMXT). Click either name above to swap in a different company.

CAPITAL CITY BANK GROUP INC is the larger business by last-quarter revenue ($63.5M vs $46.6M, roughly 1.4× SolarMax Technology, Inc.). CAPITAL CITY BANK GROUP INC runs the higher net margin — 21.6% vs -1.9%, a 23.5% gap on every dollar of revenue. On growth, SolarMax Technology, Inc. posted the faster year-over-year revenue change (623.5% vs 6.0%).

Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.

SolarMax Technology, Inc. develops, manufactures and sells high-efficiency solar PV modules and clean energy systems. It serves residential, commercial and industrial clients in North America and key Asia-Pacific markets, offering installation and after-sales support to boost low-carbon energy use.

CCBG vs SMXT — Head-to-Head

Bigger by revenue
CCBG
CCBG
1.4× larger
CCBG
$63.5M
$46.6M
SMXT
Growing faster (revenue YoY)
SMXT
SMXT
+617.5% gap
SMXT
623.5%
6.0%
CCBG
Higher net margin
CCBG
CCBG
23.5% more per $
CCBG
21.6%
-1.9%
SMXT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCBG
CCBG
SMXT
SMXT
Revenue
$63.5M
$46.6M
Net Profit
$13.7M
$-872.2K
Gross Margin
2.7%
Operating Margin
29.3%
-2.7%
Net Margin
21.6%
-1.9%
Revenue YoY
6.0%
623.5%
Net Profit YoY
4.7%
77.7%
EPS (diluted)
$0.80
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCBG
CCBG
SMXT
SMXT
Q4 25
$63.5M
$46.6M
Q3 25
$65.9M
$30.6M
Q2 25
$63.2M
$6.9M
Q1 25
$61.5M
$6.9M
Q4 24
$59.9M
$6.4M
Q3 24
$59.7M
$6.3M
Q2 24
$58.9M
Q1 24
$56.5M
Net Profit
CCBG
CCBG
SMXT
SMXT
Q4 25
$13.7M
$-872.2K
Q3 25
$15.9M
$-2.3M
Q2 25
$15.0M
$-1.9M
Q1 25
$16.9M
$-1.3M
Q4 24
$13.1M
$-3.9M
Q3 24
$13.1M
$-9.6M
Q2 24
$14.2M
Q1 24
$12.6M
Gross Margin
CCBG
CCBG
SMXT
SMXT
Q4 25
2.7%
Q3 25
3.1%
Q2 25
8.8%
Q1 25
20.5%
Q4 24
14.5%
Q3 24
19.9%
Q2 24
Q1 24
Operating Margin
CCBG
CCBG
SMXT
SMXT
Q4 25
29.3%
-2.7%
Q3 25
32.0%
-6.9%
Q2 25
31.7%
-25.7%
Q1 25
35.8%
-16.7%
Q4 24
29.0%
-27.9%
Q3 24
26.1%
-158.4%
Q2 24
29.3%
Q1 24
27.2%
Net Margin
CCBG
CCBG
SMXT
SMXT
Q4 25
21.6%
-1.9%
Q3 25
24.2%
-7.4%
Q2 25
23.8%
-27.6%
Q1 25
27.4%
-18.7%
Q4 24
21.9%
-60.6%
Q3 24
22.0%
-152.0%
Q2 24
24.0%
Q1 24
22.2%
EPS (diluted)
CCBG
CCBG
SMXT
SMXT
Q4 25
$0.80
$-0.02
Q3 25
$0.93
$-0.04
Q2 25
$0.88
$-0.04
Q1 25
$0.99
$-0.03
Q4 24
$0.78
$-0.07
Q3 24
$0.77
$-0.21
Q2 24
$0.83
Q1 24
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCBG
CCBG
SMXT
SMXT
Cash + ST InvestmentsLiquidity on hand
$8.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$552.9M
$-12.2M
Total Assets
$4.4B
$91.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCBG
CCBG
SMXT
SMXT
Q4 25
$8.0M
Q3 25
$5.7M
Q2 25
$1.9M
Q1 25
$6.8M
Q4 24
$7.1M
Q3 24
$8.6M
Q2 24
Q1 24
Stockholders' Equity
CCBG
CCBG
SMXT
SMXT
Q4 25
$552.9M
$-12.2M
Q3 25
$540.6M
$-11.8M
Q2 25
$526.4M
$-15.1M
Q1 25
$512.6M
$-15.9M
Q4 24
$495.3M
$-15.1M
Q3 24
$476.5M
$-10.9M
Q2 24
$461.0M
Q1 24
$448.3M
Total Assets
CCBG
CCBG
SMXT
SMXT
Q4 25
$4.4B
$91.3M
Q3 25
$4.3B
$58.7M
Q2 25
$4.4B
$38.2M
Q1 25
$4.5B
$38.6M
Q4 24
$4.3B
$38.6M
Q3 24
$4.2B
$43.0M
Q2 24
$4.2B
Q1 24
$4.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCBG
CCBG
SMXT
SMXT
Operating Cash FlowLast quarter
$87.6M
$-2.5M
Free Cash FlowOCF − Capex
$80.0M
FCF MarginFCF / Revenue
126.1%
Capex IntensityCapex / Revenue
12.0%
Cash ConversionOCF / Net Profit
6.39×
TTM Free Cash FlowTrailing 4 quarters
$150.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCBG
CCBG
SMXT
SMXT
Q4 25
$87.6M
$-2.5M
Q3 25
$21.6M
$3.4M
Q2 25
$32.6M
$220.7K
Q1 25
$21.9M
$-601.1K
Q4 24
$63.6M
$-1.3M
Q3 24
$12.8M
$203.6K
Q2 24
$24.9M
Q1 24
$14.6M
Free Cash Flow
CCBG
CCBG
SMXT
SMXT
Q4 25
$80.0M
Q3 25
$19.8M
Q2 25
$30.8M
Q1 25
$19.5M
Q4 24
$54.9M
Q3 24
$10.5M
Q2 24
$23.0M
Q1 24
$12.4M
FCF Margin
CCBG
CCBG
SMXT
SMXT
Q4 25
126.1%
Q3 25
30.1%
Q2 25
48.7%
Q1 25
31.7%
Q4 24
91.7%
Q3 24
17.6%
Q2 24
39.0%
Q1 24
22.0%
Capex Intensity
CCBG
CCBG
SMXT
SMXT
Q4 25
12.0%
Q3 25
2.6%
Q2 25
2.9%
Q1 25
3.9%
Q4 24
14.5%
Q3 24
3.8%
0.0%
Q2 24
3.3%
Q1 24
4.0%
Cash Conversion
CCBG
CCBG
SMXT
SMXT
Q4 25
6.39×
Q3 25
1.35×
Q2 25
2.17×
Q1 25
1.30×
Q4 24
4.86×
Q3 24
0.97×
Q2 24
1.76×
Q1 24
1.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCBG
CCBG

Segment breakdown not available.

SMXT
SMXT

Yabucoa$35.9M77%
Other$10.7M23%

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