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Side-by-side financial comparison of CAPITAL CITY BANK GROUP INC (CCBG) and System1, Inc. (SST). Click either name above to swap in a different company.

CAPITAL CITY BANK GROUP INC is the larger business by last-quarter revenue ($63.5M vs $51.9M, roughly 1.2× System1, Inc.). CAPITAL CITY BANK GROUP INC runs the higher net margin — 21.6% vs -26.0%, a 47.6% gap on every dollar of revenue. On growth, CAPITAL CITY BANK GROUP INC posted the faster year-over-year revenue change (6.0% vs -31.3%). Over the past eight quarters, CAPITAL CITY BANK GROUP INC's revenue compounded faster (6.0% CAGR vs -21.8%).

Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.

System1 is an American Internet advertising company. Formerly known as OpenMail, it was founded in 2013. It describes itself as operating a "Responsive Acquisition Marketing Platform", and cites privacy as one of its principal foci, although it has been criticized for its influence on privacy-focused properties, including search engine Startpage.com. It is headquartered in Marina del Rey, California.

CCBG vs SST — Head-to-Head

Bigger by revenue
CCBG
CCBG
1.2× larger
CCBG
$63.5M
$51.9M
SST
Growing faster (revenue YoY)
CCBG
CCBG
+37.3% gap
CCBG
6.0%
-31.3%
SST
Higher net margin
CCBG
CCBG
47.6% more per $
CCBG
21.6%
-26.0%
SST
Faster 2-yr revenue CAGR
CCBG
CCBG
Annualised
CCBG
6.0%
-21.8%
SST

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCBG
CCBG
SST
SST
Revenue
$63.5M
$51.9M
Net Profit
$13.7M
$-13.5M
Gross Margin
41.0%
Operating Margin
29.3%
-33.6%
Net Margin
21.6%
-26.0%
Revenue YoY
6.0%
-31.3%
Net Profit YoY
4.7%
4.8%
EPS (diluted)
$0.80
$-3.58

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCBG
CCBG
SST
SST
Q4 25
$63.5M
$51.9M
Q3 25
$65.9M
$61.6M
Q2 25
$63.2M
$78.1M
Q1 25
$61.5M
$74.5M
Q4 24
$59.9M
$75.6M
Q3 24
$59.7M
$88.8M
Q2 24
$58.9M
$94.6M
Q1 24
$56.5M
$84.9M
Net Profit
CCBG
CCBG
SST
SST
Q4 25
$13.7M
$-13.5M
Q3 25
$15.9M
$-18.5M
Q2 25
$15.0M
$-17.5M
Q1 25
$16.9M
$-15.9M
Q4 24
$13.1M
$-14.2M
Q3 24
$13.1M
$-23.6M
Q2 24
$14.2M
$-26.4M
Q1 24
$12.6M
$-10.5M
Gross Margin
CCBG
CCBG
SST
SST
Q4 25
41.0%
Q3 25
36.9%
Q2 25
35.7%
Q1 25
38.2%
Q4 24
42.1%
Q3 24
28.0%
Q2 24
27.6%
Q1 24
21.9%
Operating Margin
CCBG
CCBG
SST
SST
Q4 25
29.3%
-33.6%
Q3 25
32.0%
-25.3%
Q2 25
31.7%
-20.4%
Q1 25
35.8%
-17.6%
Q4 24
29.0%
-15.7%
Q3 24
26.1%
-24.6%
Q2 24
29.3%
-30.8%
Q1 24
27.2%
-30.4%
Net Margin
CCBG
CCBG
SST
SST
Q4 25
21.6%
-26.0%
Q3 25
24.2%
-30.1%
Q2 25
23.8%
-22.4%
Q1 25
27.4%
-21.3%
Q4 24
21.9%
-18.7%
Q3 24
22.0%
-26.6%
Q2 24
24.0%
-27.9%
Q1 24
22.2%
-12.4%
EPS (diluted)
CCBG
CCBG
SST
SST
Q4 25
$0.80
$-3.58
Q3 25
$0.93
$-2.30
Q2 25
$0.88
$-2.23
Q1 25
$0.99
$-0.21
Q4 24
$0.78
$-3.41
Q3 24
$0.77
$-3.37
Q2 24
$0.83
$-3.80
Q1 24
$0.74
$-0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCBG
CCBG
SST
SST
Cash + ST InvestmentsLiquidity on hand
$86.9M
Total DebtLower is stronger
$305.1M
Stockholders' EquityBook value
$552.9M
$30.5M
Total Assets
$4.4B
$405.0M
Debt / EquityLower = less leverage
10.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCBG
CCBG
SST
SST
Q4 25
$86.9M
Q3 25
$54.6M
Q2 25
$63.6M
Q1 25
$43.9M
Q4 24
$63.6M
Q3 24
$69.1M
Q2 24
$75.7M
Q1 24
$69.9M
Total Debt
CCBG
CCBG
SST
SST
Q4 25
$305.1M
Q3 25
$259.2M
Q2 25
$263.3M
Q1 25
$267.4M
Q4 24
$255.1M
Q3 24
$259.2M
Q2 24
$263.3M
Q1 24
$268.6M
Stockholders' Equity
CCBG
CCBG
SST
SST
Q4 25
$552.9M
$30.5M
Q3 25
$540.6M
$42.7M
Q2 25
$526.4M
$58.2M
Q1 25
$512.6M
$67.2M
Q4 24
$495.3M
$80.3M
Q3 24
$476.5M
$90.3M
Q2 24
$461.0M
$109.4M
Q1 24
$448.3M
$131.7M
Total Assets
CCBG
CCBG
SST
SST
Q4 25
$4.4B
$405.0M
Q3 25
$4.3B
$385.2M
Q2 25
$4.4B
$429.2M
Q1 25
$4.5B
$419.2M
Q4 24
$4.3B
$459.1M
Q3 24
$4.2B
$479.3M
Q2 24
$4.2B
$511.3M
Q1 24
$4.3B
$521.1M
Debt / Equity
CCBG
CCBG
SST
SST
Q4 25
10.01×
Q3 25
6.07×
Q2 25
4.53×
Q1 25
3.98×
Q4 24
3.18×
Q3 24
2.87×
Q2 24
2.41×
Q1 24
2.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCBG
CCBG
SST
SST
Operating Cash FlowLast quarter
$87.6M
$-10.6M
Free Cash FlowOCF − Capex
$80.0M
FCF MarginFCF / Revenue
126.1%
Capex IntensityCapex / Revenue
12.0%
0.0%
Cash ConversionOCF / Net Profit
6.39×
TTM Free Cash FlowTrailing 4 quarters
$150.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCBG
CCBG
SST
SST
Q4 25
$87.6M
$-10.6M
Q3 25
$21.6M
$-2.1M
Q2 25
$32.6M
$24.5M
Q1 25
$21.9M
$-15.9M
Q4 24
$63.6M
$772.0K
Q3 24
$12.8M
$-5.0K
Q2 24
$24.9M
$10.0M
Q1 24
$14.6M
$-16.0M
Free Cash Flow
CCBG
CCBG
SST
SST
Q4 25
$80.0M
Q3 25
$19.8M
Q2 25
$30.8M
Q1 25
$19.5M
$-16.0M
Q4 24
$54.9M
Q3 24
$10.5M
$-36.0K
Q2 24
$23.0M
Q1 24
$12.4M
FCF Margin
CCBG
CCBG
SST
SST
Q4 25
126.1%
Q3 25
30.1%
Q2 25
48.7%
Q1 25
31.7%
-21.5%
Q4 24
91.7%
Q3 24
17.6%
-0.0%
Q2 24
39.0%
Q1 24
22.0%
Capex Intensity
CCBG
CCBG
SST
SST
Q4 25
12.0%
0.0%
Q3 25
2.6%
0.0%
Q2 25
2.9%
0.0%
Q1 25
3.9%
0.1%
Q4 24
14.5%
0.0%
Q3 24
3.8%
0.0%
Q2 24
3.3%
0.0%
Q1 24
4.0%
0.0%
Cash Conversion
CCBG
CCBG
SST
SST
Q4 25
6.39×
Q3 25
1.35×
Q2 25
2.17×
Q1 25
1.30×
Q4 24
4.86×
Q3 24
0.97×
Q2 24
1.76×
Q1 24
1.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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