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Side-by-side financial comparison of CRYO CELL INTERNATIONAL INC (CCEL) and Ellington Credit Co (EARN). Click either name above to swap in a different company.

CRYO CELL INTERNATIONAL INC is the larger business by last-quarter revenue ($7.8M vs $6.1M, roughly 1.3× Ellington Credit Co). Ellington Credit Co runs the higher net margin — -32.6% vs -48.7%, a 16.0% gap on every dollar of revenue. On growth, Ellington Credit Co posted the faster year-over-year revenue change (1528.9% vs -2.3%). Over the past eight quarters, Ellington Credit Co's revenue compounded faster (6.3% CAGR vs -0.1%).

Cryo-Cell International, Inc. is a cord blood bank. It was founded by Dan Richard in 1989. Cryo-Cell International is the first private cord blood bank to separate and store stem cells. Cryo-Cell is headquartered outside of Tampa, in Oldsmar, Florida. In January 1997, the Company's stock began trading on the NASDAQ Small Cap market under symbol CCEL.

Ellington Management Group is an American hedge fund firm. As of June 2019, the firm was reportedly managing $8.5 billion in structured products and other credit instruments.

CCEL vs EARN — Head-to-Head

Bigger by revenue
CCEL
CCEL
1.3× larger
CCEL
$7.8M
$6.1M
EARN
Growing faster (revenue YoY)
EARN
EARN
+1531.2% gap
EARN
1528.9%
-2.3%
CCEL
Higher net margin
EARN
EARN
16.0% more per $
EARN
-32.6%
-48.7%
CCEL
Faster 2-yr revenue CAGR
EARN
EARN
Annualised
EARN
6.3%
-0.1%
CCEL

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CCEL
CCEL
EARN
EARN
Revenue
$7.8M
$6.1M
Net Profit
$-3.8M
$-2.0M
Gross Margin
77.9%
Operating Margin
-50.6%
-35.6%
Net Margin
-48.7%
-32.6%
Revenue YoY
-2.3%
1528.9%
Net Profit YoY
-105.1%
-116.1%
EPS (diluted)
$-0.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCEL
CCEL
EARN
EARN
Q4 25
$7.8M
Q3 25
$7.8M
Q2 25
$7.9M
Q1 25
$8.0M
Q4 24
$8.0M
$6.1M
Q3 24
$8.1M
$4.8M
Q2 24
$8.0M
$3.9M
Q1 24
$7.9M
Net Profit
CCEL
CCEL
EARN
EARN
Q4 25
$-3.8M
Q3 25
$749.4K
Q2 25
$355.8K
Q1 25
$282.9K
Q4 24
$-1.9M
$-2.0M
Q3 24
$1.1M
$5.4M
Q2 24
$655.8K
$-815.0K
Q1 24
$556.2K
Gross Margin
CCEL
CCEL
EARN
EARN
Q4 25
77.9%
Q3 25
77.0%
Q2 25
76.6%
Q1 25
75.1%
Q4 24
78.4%
Q3 24
73.6%
Q2 24
74.8%
Q1 24
73.7%
Operating Margin
CCEL
CCEL
EARN
EARN
Q4 25
-50.6%
Q3 25
24.3%
Q2 25
18.8%
Q1 25
13.3%
Q4 24
-1.5%
-35.6%
Q3 24
17.2%
Q2 24
17.3%
-22.8%
Q1 24
10.5%
Net Margin
CCEL
CCEL
EARN
EARN
Q4 25
-48.7%
Q3 25
9.6%
Q2 25
4.5%
Q1 25
3.5%
Q4 24
-23.2%
-32.6%
Q3 24
13.0%
114.6%
Q2 24
8.2%
-20.9%
Q1 24
7.1%
EPS (diluted)
CCEL
CCEL
EARN
EARN
Q4 25
$-0.46
Q3 25
$0.09
Q2 25
$0.04
Q1 25
$0.03
Q4 24
$-0.23
Q3 24
$0.13
Q2 24
$0.08
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCEL
CCEL
EARN
EARN
Cash + ST InvestmentsLiquidity on hand
$3.3M
$31.8M
Total DebtLower is stronger
$8.4M
Stockholders' EquityBook value
$-18.6M
$193.7M
Total Assets
$61.7M
$824.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCEL
CCEL
EARN
EARN
Q4 25
$3.3M
Q3 25
$3.2M
Q2 25
$4.4M
Q1 25
$3.5M
Q4 24
$3.5M
$31.8M
Q3 24
$2.1M
$25.7M
Q2 24
$1.5M
$118.8M
Q1 24
$979.6K
Total Debt
CCEL
CCEL
EARN
EARN
Q4 25
$8.4M
Q3 25
$8.4M
Q2 25
$8.4M
Q1 25
$8.5M
Q4 24
$8.5M
Q3 24
$8.5M
Q2 24
$8.5M
Q1 24
$8.6M
Stockholders' Equity
CCEL
CCEL
EARN
EARN
Q4 25
$-18.6M
Q3 25
$-14.8M
Q2 25
$-15.6M
Q1 25
$-14.7M
Q4 24
$-13.2M
$193.7M
Q3 24
$-9.6M
$191.6M
Q2 24
$-10.7M
$146.1M
Q1 24
$-10.3M
Total Assets
CCEL
CCEL
EARN
EARN
Q4 25
$61.7M
Q3 25
$63.2M
Q2 25
$64.4M
Q1 25
$64.4M
Q4 24
$64.7M
$824.1M
Q3 24
$62.9M
$752.3M
Q2 24
$62.6M
$933.5M
Q1 24
$61.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCEL
CCEL
EARN
EARN
Operating Cash FlowLast quarter
$1.3M
$4.4M
Free Cash FlowOCF − Capex
$1.2M
FCF MarginFCF / Revenue
15.5%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$5.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCEL
CCEL
EARN
EARN
Q4 25
$1.3M
Q3 25
$2.5M
Q2 25
$707.0K
Q1 25
$954.1K
Q4 24
$2.2M
$4.4M
Q3 24
$2.4M
$3.2M
Q2 24
$1.8M
$2.7M
Q1 24
$-356.9K
Free Cash Flow
CCEL
CCEL
EARN
EARN
Q4 25
$1.2M
Q3 25
$2.5M
Q2 25
$644.6K
Q1 25
$892.0K
Q4 24
$2.1M
Q3 24
$2.3M
Q2 24
$21.5K
Q1 24
$-814.6K
FCF Margin
CCEL
CCEL
EARN
EARN
Q4 25
15.5%
Q3 25
31.9%
Q2 25
8.1%
Q1 25
11.2%
Q4 24
26.8%
Q3 24
27.9%
Q2 24
0.3%
Q1 24
-10.4%
Capex Intensity
CCEL
CCEL
EARN
EARN
Q4 25
0.9%
Q3 25
0.5%
Q2 25
0.8%
Q1 25
0.8%
Q4 24
0.1%
Q3 24
2.3%
Q2 24
21.8%
Q1 24
5.8%
Cash Conversion
CCEL
CCEL
EARN
EARN
Q4 25
Q3 25
3.38×
Q2 25
1.99×
Q1 25
3.37×
Q4 24
Q3 24
2.32×
0.60×
Q2 24
2.70×
Q1 24
-0.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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