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Side-by-side financial comparison of CareCloud, Inc. (CCLD) and Open Lending Corp (LPRO). Click either name above to swap in a different company.

CareCloud, Inc. is the larger business by last-quarter revenue ($34.4M vs $19.3M, roughly 1.8× Open Lending Corp). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs 21.9%). CareCloud, Inc. produced more free cash flow last quarter ($6.6M vs $-3.3M). Over the past eight quarters, CareCloud, Inc.'s revenue compounded faster (15.1% CAGR vs -20.7%).

CareCloud, Inc. is a publicly traded American healthcare information technology company that provides services, to healthcare providers and hospitals. The Company maintains its headquarters in Somerset, New Jersey, and employs approximately 4,000 workers worldwide.

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

CCLD vs LPRO — Head-to-Head

Bigger by revenue
CCLD
CCLD
1.8× larger
CCLD
$34.4M
$19.3M
LPRO
Growing faster (revenue YoY)
LPRO
LPRO
+112.1% gap
LPRO
134.0%
21.9%
CCLD
More free cash flow
CCLD
CCLD
$9.8M more FCF
CCLD
$6.6M
$-3.3M
LPRO
Faster 2-yr revenue CAGR
CCLD
CCLD
Annualised
CCLD
15.1%
-20.7%
LPRO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCLD
CCLD
LPRO
LPRO
Revenue
$34.4M
$19.3M
Net Profit
Gross Margin
76.0%
Operating Margin
9.1%
3.9%
Net Margin
Revenue YoY
21.9%
134.0%
Net Profit YoY
EPS (diluted)
$0.06
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCLD
CCLD
LPRO
LPRO
Q4 25
$34.4M
$19.3M
Q3 25
$31.1M
$24.2M
Q2 25
$27.4M
$25.3M
Q1 25
$27.6M
$24.4M
Q4 24
$28.2M
$-56.9M
Q3 24
$28.5M
$23.5M
Q2 24
$28.1M
$26.7M
Q1 24
$26.0M
$30.7M
Net Profit
CCLD
CCLD
LPRO
LPRO
Q4 25
Q3 25
$3.1M
$-7.6M
Q2 25
$2.9M
$1.0M
Q1 25
$1.9M
$617.0K
Q4 24
Q3 24
$3.1M
$1.4M
Q2 24
$1.7M
$2.9M
Q1 24
$-241.0K
$5.1M
Gross Margin
CCLD
CCLD
LPRO
LPRO
Q4 25
76.0%
Q3 25
78.0%
Q2 25
78.2%
Q1 25
75.1%
Q4 24
111.0%
Q3 24
73.9%
Q2 24
78.6%
Q1 24
81.3%
Operating Margin
CCLD
CCLD
LPRO
LPRO
Q4 25
9.1%
3.9%
Q3 25
10.3%
-31.9%
Q2 25
10.9%
4.6%
Q1 25
7.3%
3.1%
Q4 24
12.2%
138.0%
Q3 24
11.4%
7.9%
Q2 24
8.1%
14.9%
Q1 24
0.5%
23.8%
Net Margin
CCLD
CCLD
LPRO
LPRO
Q4 25
Q3 25
9.8%
-31.3%
Q2 25
10.6%
4.1%
Q1 25
7.0%
2.5%
Q4 24
Q3 24
10.9%
6.1%
Q2 24
6.0%
10.9%
Q1 24
-0.9%
16.5%
EPS (diluted)
CCLD
CCLD
LPRO
LPRO
Q4 25
$0.06
$-0.00
Q3 25
$0.04
$-0.06
Q2 25
$0.04
$0.01
Q1 25
$-0.04
$0.01
Q4 24
$0.00
$-1.20
Q3 24
$-0.04
$0.01
Q2 24
$-0.14
$0.02
Q1 24
$-0.10
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCLD
CCLD
LPRO
LPRO
Cash + ST InvestmentsLiquidity on hand
$176.6M
Total DebtLower is stronger
$1.2M
$84.8M
Stockholders' EquityBook value
$59.5M
$75.0M
Total Assets
$87.6M
$236.7M
Debt / EquityLower = less leverage
0.02×
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCLD
CCLD
LPRO
LPRO
Q4 25
$176.6M
Q3 25
$222.1M
Q2 25
$230.7M
Q1 25
$236.2M
Q4 24
$243.2M
Q3 24
$250.2M
Q2 24
$248.0M
Q1 24
$247.0M
Total Debt
CCLD
CCLD
LPRO
LPRO
Q4 25
$1.2M
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$336.0K
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
CCLD
CCLD
LPRO
LPRO
Q4 25
$59.5M
$75.0M
Q3 25
$57.8M
$72.8M
Q2 25
$56.1M
$78.9M
Q1 25
$54.2M
$79.8M
Q4 24
$49.8M
$78.1M
Q3 24
$46.5M
$220.5M
Q2 24
$43.2M
$216.8M
Q1 24
$41.4M
$211.5M
Total Assets
CCLD
CCLD
LPRO
LPRO
Q4 25
$87.6M
$236.7M
Q3 25
$90.6M
$287.7M
Q2 25
$75.2M
$296.7M
Q1 25
$73.6M
$304.2M
Q4 24
$71.6M
$296.4M
Q3 24
$70.7M
$395.7M
Q2 24
$74.0M
$382.8M
Q1 24
$76.9M
$380.6M
Debt / Equity
CCLD
CCLD
LPRO
LPRO
Q4 25
0.02×
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
0.01×
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCLD
CCLD
LPRO
LPRO
Operating Cash FlowLast quarter
$8.7M
$-3.2M
Free Cash FlowOCF − Capex
$6.6M
$-3.3M
FCF MarginFCF / Revenue
19.0%
-16.8%
Capex IntensityCapex / Revenue
6.2%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$23.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCLD
CCLD
LPRO
LPRO
Q4 25
$8.7M
$-3.2M
Q3 25
$7.4M
$-5.7M
Q2 25
$7.4M
$848.0K
Q1 25
$5.1M
$-3.8M
Q4 24
$5.2M
$17.6M
Q3 24
$7.1M
$11.4M
Q2 24
$4.3M
$-1.4M
Q1 24
$4.1M
$11.0M
Free Cash Flow
CCLD
CCLD
LPRO
LPRO
Q4 25
$6.6M
$-3.3M
Q3 25
$6.5M
Q2 25
$6.2M
$837.0K
Q1 25
$4.5M
$-3.9M
Q4 24
$4.3M
$17.4M
Q3 24
$6.7M
$11.3M
Q2 24
$4.2M
$-1.5M
Q1 24
$3.8M
FCF Margin
CCLD
CCLD
LPRO
LPRO
Q4 25
19.0%
-16.8%
Q3 25
20.9%
Q2 25
22.8%
3.3%
Q1 25
16.2%
-15.9%
Q4 24
15.2%
-30.6%
Q3 24
23.6%
48.0%
Q2 24
14.8%
-5.5%
Q1 24
14.5%
Capex Intensity
CCLD
CCLD
LPRO
LPRO
Q4 25
6.2%
0.3%
Q3 25
2.8%
0.0%
Q2 25
4.2%
0.0%
Q1 25
2.3%
0.2%
Q4 24
3.3%
-0.3%
Q3 24
1.2%
0.5%
Q2 24
0.5%
0.2%
Q1 24
1.1%
0.0%
Cash Conversion
CCLD
CCLD
LPRO
LPRO
Q4 25
Q3 25
2.41×
Q2 25
2.55×
0.82×
Q1 25
2.62×
-6.22×
Q4 24
Q3 24
2.26×
7.92×
Q2 24
2.56×
-0.48×
Q1 24
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCLD
CCLD

Healthcare IT$31.0M90%
Medical Practice Management$3.4M10%

LPRO
LPRO

Segment breakdown not available.

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