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Side-by-side financial comparison of CareCloud, Inc. (CCLD) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.

CareCloud, Inc. is the larger business by last-quarter revenue ($34.4M vs $33.0M, roughly 1.0× Orange County Bancorp, Inc.). On growth, CareCloud, Inc. posted the faster year-over-year revenue change (21.9% vs 20.6%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $6.6M). Over the past eight quarters, CareCloud, Inc.'s revenue compounded faster (15.1% CAGR vs 14.3%).

CareCloud, Inc. is a publicly traded American healthcare information technology company that provides services, to healthcare providers and hospitals. The Company maintains its headquarters in Somerset, New Jersey, and employs approximately 4,000 workers worldwide.

Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.

CCLD vs OBT — Head-to-Head

Bigger by revenue
CCLD
CCLD
1.0× larger
CCLD
$34.4M
$33.0M
OBT
Growing faster (revenue YoY)
CCLD
CCLD
+1.3% gap
CCLD
21.9%
20.6%
OBT
More free cash flow
OBT
OBT
$34.8M more FCF
OBT
$41.3M
$6.6M
CCLD
Faster 2-yr revenue CAGR
CCLD
CCLD
Annualised
CCLD
15.1%
14.3%
OBT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCLD
CCLD
OBT
OBT
Revenue
$34.4M
$33.0M
Net Profit
$12.4M
Gross Margin
Operating Margin
9.1%
41.4%
Net Margin
37.6%
Revenue YoY
21.9%
20.6%
Net Profit YoY
73.5%
EPS (diluted)
$0.06
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCLD
CCLD
OBT
OBT
Q4 25
$34.4M
$33.0M
Q3 25
$31.1M
$33.7M
Q2 25
$27.4M
$32.5M
Q1 25
$27.6M
$28.0M
Q4 24
$28.2M
$27.4M
Q3 24
$28.5M
$27.1M
Q2 24
$28.1M
$27.9M
Q1 24
$26.0M
$25.3M
Net Profit
CCLD
CCLD
OBT
OBT
Q4 25
$12.4M
Q3 25
$3.1M
$10.0M
Q2 25
$2.9M
$10.5M
Q1 25
$1.9M
$8.7M
Q4 24
$7.2M
Q3 24
$3.1M
$3.2M
Q2 24
$1.7M
$8.2M
Q1 24
$-241.0K
$9.3M
Operating Margin
CCLD
CCLD
OBT
OBT
Q4 25
9.1%
41.4%
Q3 25
10.3%
38.6%
Q2 25
10.9%
41.9%
Q1 25
7.3%
40.3%
Q4 24
12.2%
32.8%
Q3 24
11.4%
14.8%
Q2 24
8.1%
36.6%
Q1 24
0.5%
45.9%
Net Margin
CCLD
CCLD
OBT
OBT
Q4 25
37.6%
Q3 25
9.8%
29.7%
Q2 25
10.6%
32.2%
Q1 25
7.0%
31.1%
Q4 24
26.2%
Q3 24
10.9%
11.8%
Q2 24
6.0%
29.4%
Q1 24
-0.9%
36.7%
EPS (diluted)
CCLD
CCLD
OBT
OBT
Q4 25
$0.06
$0.94
Q3 25
$0.04
$0.75
Q2 25
$0.04
$0.87
Q1 25
$-0.04
$0.77
Q4 24
$0.00
$0.64
Q3 24
$-0.04
$0.28
Q2 24
$-0.14
$0.73
Q1 24
$-0.10
$0.82

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCLD
CCLD
OBT
OBT
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$1.2M
Stockholders' EquityBook value
$59.5M
$284.4M
Total Assets
$87.6M
$2.7B
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Total Debt
CCLD
CCLD
OBT
OBT
Q4 25
$1.2M
Q3 25
Q2 25
Q1 25
Q4 24
$336.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CCLD
CCLD
OBT
OBT
Q4 25
$59.5M
$284.4M
Q3 25
$57.8M
$270.1M
Q2 25
$56.1M
$252.6M
Q1 25
$54.2M
$201.3M
Q4 24
$49.8M
$185.5M
Q3 24
$46.5M
$193.1M
Q2 24
$43.2M
$177.5M
Q1 24
$41.4M
$168.7M
Total Assets
CCLD
CCLD
OBT
OBT
Q4 25
$87.6M
$2.7B
Q3 25
$90.6M
$2.6B
Q2 25
$75.2M
$2.6B
Q1 25
$73.6M
$2.6B
Q4 24
$71.6M
$2.5B
Q3 24
$70.7M
$2.5B
Q2 24
$74.0M
$2.5B
Q1 24
$76.9M
$2.5B
Debt / Equity
CCLD
CCLD
OBT
OBT
Q4 25
0.02×
Q3 25
Q2 25
Q1 25
Q4 24
0.01×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCLD
CCLD
OBT
OBT
Operating Cash FlowLast quarter
$8.7M
$43.8M
Free Cash FlowOCF − Capex
$6.6M
$41.3M
FCF MarginFCF / Revenue
19.0%
125.1%
Capex IntensityCapex / Revenue
6.2%
7.6%
Cash ConversionOCF / Net Profit
3.53×
TTM Free Cash FlowTrailing 4 quarters
$23.8M
$69.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCLD
CCLD
OBT
OBT
Q4 25
$8.7M
$43.8M
Q3 25
$7.4M
$30.2M
Q2 25
$7.4M
$-5.0M
Q1 25
$5.1M
$4.8M
Q4 24
$5.2M
$34.6M
Q3 24
$7.1M
$10.2M
Q2 24
$4.3M
$9.3M
Q1 24
$4.1M
$2.3M
Free Cash Flow
CCLD
CCLD
OBT
OBT
Q4 25
$6.6M
$41.3M
Q3 25
$6.5M
$29.6M
Q2 25
$6.2M
$-5.7M
Q1 25
$4.5M
$4.3M
Q4 24
$4.3M
$32.9M
Q3 24
$6.7M
$10.0M
Q2 24
$4.2M
$9.2M
Q1 24
$3.8M
$2.0M
FCF Margin
CCLD
CCLD
OBT
OBT
Q4 25
19.0%
125.1%
Q3 25
20.9%
87.8%
Q2 25
22.8%
-17.5%
Q1 25
16.2%
15.5%
Q4 24
15.2%
120.0%
Q3 24
23.6%
36.7%
Q2 24
14.8%
32.8%
Q1 24
14.5%
7.9%
Capex Intensity
CCLD
CCLD
OBT
OBT
Q4 25
6.2%
7.6%
Q3 25
2.8%
1.8%
Q2 25
4.2%
2.3%
Q1 25
2.3%
1.8%
Q4 24
3.3%
6.3%
Q3 24
1.2%
1.1%
Q2 24
0.5%
0.4%
Q1 24
1.1%
1.0%
Cash Conversion
CCLD
CCLD
OBT
OBT
Q4 25
3.53×
Q3 25
2.41×
3.01×
Q2 25
2.55×
-0.47×
Q1 25
2.62×
0.56×
Q4 24
4.83×
Q3 24
2.26×
3.19×
Q2 24
2.56×
1.13×
Q1 24
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCLD
CCLD

Healthcare IT$31.0M90%
Medical Practice Management$3.4M10%

OBT
OBT

Segment breakdown not available.

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