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Side-by-side financial comparison of CNB FINANCIAL CORP (CCNE) and CLPS Inc (CLPS). Click either name above to swap in a different company.

CNB FINANCIAL CORP is the larger business by last-quarter revenue ($86.4M vs $82.8M, roughly 1.0× CLPS Inc). CNB FINANCIAL CORP runs the higher net margin — 24.0% vs 0.2%, a 23.8% gap on every dollar of revenue.

CNB Financial Corp/PA is a regional bank holding company headquartered in Pennsylvania, the United States. It provides a full range of retail and commercial banking services including deposit accounts, personal and commercial loans, wealth management and insurance products. Its core operating markets cover Pennsylvania, Ohio and West Virginia, serving individual consumers and small to medium-sized enterprise clients.

CLPS Inc is a global information technology, consulting and digital solutions provider primarily serving the financial services sector, including banking, insurance and asset management clients. It also offers tailored tech solutions for retail, healthcare and e-commerce segments, with operating footprints across North America, Asia Pacific and Europe.

CCNE vs CLPS — Head-to-Head

Bigger by revenue
CCNE
CCNE
1.0× larger
CCNE
$86.4M
$82.8M
CLPS
Higher net margin
CCNE
CCNE
23.8% more per $
CCNE
24.0%
0.2%
CLPS

Income Statement — Q4 FY2025 vs Q4 FY2026

Metric
CCNE
CCNE
CLPS
CLPS
Revenue
$86.4M
$82.8M
Net Profit
$20.7M
$183.0K
Gross Margin
23.1%
Operating Margin
48.4%
0.2%
Net Margin
24.0%
0.2%
Revenue YoY
45.5%
Net Profit YoY
37.4%
EPS (diluted)
$0.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCNE
CCNE
CLPS
CLPS
Q2 26
$82.8M
Q4 25
$86.4M
Q3 25
$77.7M
Q2 25
$61.2M
Q1 25
$56.9M
Q4 24
$59.4M
$71.8M
Q3 24
$58.5M
Q2 24
$54.6M
Net Profit
CCNE
CCNE
CLPS
CLPS
Q2 26
$183.0K
Q4 25
$20.7M
Q3 25
$20.0M
Q2 25
$14.0M
Q1 25
$11.5M
Q4 24
$15.1M
$-993.5K
Q3 24
$14.0M
Q2 24
$13.0M
Gross Margin
CCNE
CCNE
CLPS
CLPS
Q2 26
23.1%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
21.9%
Q3 24
Q2 24
Operating Margin
CCNE
CCNE
CLPS
CLPS
Q2 26
0.2%
Q4 25
48.4%
Q3 25
11.7%
Q2 25
28.2%
Q1 25
25.2%
Q4 24
31.4%
-1.3%
Q3 24
29.6%
Q2 24
29.3%
Net Margin
CCNE
CCNE
CLPS
CLPS
Q2 26
0.2%
Q4 25
24.0%
Q3 25
25.7%
Q2 25
22.8%
Q1 25
20.2%
Q4 24
25.4%
-1.4%
Q3 24
23.9%
Q2 24
23.7%
EPS (diluted)
CCNE
CCNE
CLPS
CLPS
Q2 26
Q4 25
$0.69
Q3 25
$0.69
Q2 25
$0.61
Q1 25
$0.50
Q4 24
$0.67
Q3 24
$0.61
Q2 24
$0.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCNE
CCNE
CLPS
CLPS
Cash + ST InvestmentsLiquidity on hand
$527.9M
$29.1M
Total DebtLower is stronger
$84.9M
Stockholders' EquityBook value
$872.1M
$57.6M
Total Assets
$8.4B
$118.1M
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCNE
CCNE
CLPS
CLPS
Q2 26
$29.1M
Q4 25
$527.9M
Q3 25
$438.1M
Q2 25
$425.4M
Q1 25
$520.2M
Q4 24
$443.0M
$31.2M
Q3 24
$360.9M
Q2 24
$331.1M
Total Debt
CCNE
CCNE
CLPS
CLPS
Q2 26
Q4 25
$84.9M
Q3 25
$84.8M
Q2 25
$84.7M
Q1 25
$84.6M
Q4 24
$84.6M
Q3 24
$84.5M
Q2 24
$84.4M
Stockholders' Equity
CCNE
CCNE
CLPS
CLPS
Q2 26
$57.6M
Q4 25
$872.1M
Q3 25
$844.2M
Q2 25
$637.3M
Q1 25
$624.5M
Q4 24
$610.7M
$63.9M
Q3 24
$606.4M
Q2 24
$586.7M
Total Assets
CCNE
CCNE
CLPS
CLPS
Q2 26
$118.1M
Q4 25
$8.4B
Q3 25
$8.3B
Q2 25
$6.3B
Q1 25
$6.3B
Q4 24
$6.2B
$110.0M
Q3 24
$6.0B
Q2 24
$5.9B
Debt / Equity
CCNE
CCNE
CLPS
CLPS
Q2 26
Q4 25
0.10×
Q3 25
0.10×
Q2 25
0.13×
Q1 25
0.14×
Q4 24
0.14×
Q3 24
0.14×
Q2 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCNE
CCNE
CLPS
CLPS
Operating Cash FlowLast quarter
$65.0M
Free Cash FlowOCF − Capex
$58.7M
FCF MarginFCF / Revenue
67.9%
Capex IntensityCapex / Revenue
7.3%
Cash ConversionOCF / Net Profit
3.14×
TTM Free Cash FlowTrailing 4 quarters
$91.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCNE
CCNE
CLPS
CLPS
Q2 26
Q4 25
$65.0M
Q3 25
$7.0M
Q2 25
$20.2M
Q1 25
$11.6M
Q4 24
$71.5M
Q3 24
$26.4M
Q2 24
$10.4M
Free Cash Flow
CCNE
CCNE
CLPS
CLPS
Q2 26
Q4 25
$58.7M
Q3 25
$4.9M
Q2 25
$17.9M
Q1 25
$9.9M
Q4 24
$55.2M
Q3 24
$22.2M
Q2 24
$4.1M
FCF Margin
CCNE
CCNE
CLPS
CLPS
Q2 26
Q4 25
67.9%
Q3 25
6.4%
Q2 25
29.2%
Q1 25
17.3%
Q4 24
93.0%
Q3 24
38.0%
Q2 24
7.6%
Capex Intensity
CCNE
CCNE
CLPS
CLPS
Q2 26
Q4 25
7.3%
Q3 25
2.7%
Q2 25
3.9%
Q1 25
3.0%
Q4 24
27.4%
Q3 24
7.1%
Q2 24
11.6%
Cash Conversion
CCNE
CCNE
CLPS
CLPS
Q2 26
Q4 25
3.14×
Q3 25
0.35×
Q2 25
1.45×
Q1 25
1.01×
Q4 24
4.75×
Q3 24
1.89×
Q2 24
0.81×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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