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Side-by-side financial comparison of CNB FINANCIAL CORP (CCNE) and INSTEEL INDUSTRIES INC (IIIN). Click either name above to swap in a different company.

INSTEEL INDUSTRIES INC is the larger business by last-quarter revenue ($159.9M vs $86.4M, roughly 1.9× CNB FINANCIAL CORP). CNB FINANCIAL CORP runs the higher net margin — 24.0% vs 4.7%, a 19.2% gap on every dollar of revenue. On growth, CNB FINANCIAL CORP posted the faster year-over-year revenue change (45.5% vs 23.3%). CNB FINANCIAL CORP produced more free cash flow last quarter ($58.7M vs $-2.2M). Over the past eight quarters, CNB FINANCIAL CORP's revenue compounded faster (26.3% CAGR vs 12.0%).

CNB Financial Corp/PA is a regional bank holding company headquartered in Pennsylvania, the United States. It provides a full range of retail and commercial banking services including deposit accounts, personal and commercial loans, wealth management and insurance products. Its core operating markets cover Pennsylvania, Ohio and West Virginia, serving individual consumers and small to medium-sized enterprise clients.

Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.

CCNE vs IIIN — Head-to-Head

Bigger by revenue
IIIN
IIIN
1.9× larger
IIIN
$159.9M
$86.4M
CCNE
Growing faster (revenue YoY)
CCNE
CCNE
+22.2% gap
CCNE
45.5%
23.3%
IIIN
Higher net margin
CCNE
CCNE
19.2% more per $
CCNE
24.0%
4.7%
IIIN
More free cash flow
CCNE
CCNE
$60.8M more FCF
CCNE
$58.7M
$-2.2M
IIIN
Faster 2-yr revenue CAGR
CCNE
CCNE
Annualised
CCNE
26.3%
12.0%
IIIN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CCNE
CCNE
IIIN
IIIN
Revenue
$86.4M
$159.9M
Net Profit
$20.7M
$7.6M
Gross Margin
11.3%
Operating Margin
48.4%
6.0%
Net Margin
24.0%
4.7%
Revenue YoY
45.5%
23.3%
Net Profit YoY
37.4%
602.4%
EPS (diluted)
$0.69
$0.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCNE
CCNE
IIIN
IIIN
Q4 25
$86.4M
$159.9M
Q3 25
$77.7M
$177.4M
Q2 25
$61.2M
$179.9M
Q1 25
$56.9M
$160.7M
Q4 24
$59.4M
$129.7M
Q3 24
$58.5M
$134.3M
Q2 24
$54.6M
$145.8M
Q1 24
$54.2M
$127.4M
Net Profit
CCNE
CCNE
IIIN
IIIN
Q4 25
$20.7M
$7.6M
Q3 25
$20.0M
$14.6M
Q2 25
$14.0M
$15.2M
Q1 25
$11.5M
$10.2M
Q4 24
$15.1M
$1.1M
Q3 24
$14.0M
$4.7M
Q2 24
$13.0M
$6.6M
Q1 24
$12.6M
$6.9M
Gross Margin
CCNE
CCNE
IIIN
IIIN
Q4 25
11.3%
Q3 25
16.1%
Q2 25
17.1%
Q1 25
15.3%
Q4 24
7.3%
Q3 24
9.1%
Q2 24
10.6%
Q1 24
12.3%
Operating Margin
CCNE
CCNE
IIIN
IIIN
Q4 25
48.4%
6.0%
Q3 25
11.7%
10.8%
Q2 25
28.2%
11.0%
Q1 25
25.2%
8.3%
Q4 24
31.4%
1.1%
Q3 24
29.6%
4.5%
Q2 24
29.3%
6.0%
Q1 24
28.5%
7.0%
Net Margin
CCNE
CCNE
IIIN
IIIN
Q4 25
24.0%
4.7%
Q3 25
25.7%
8.2%
Q2 25
22.8%
8.4%
Q1 25
20.2%
6.4%
Q4 24
25.4%
0.8%
Q3 24
23.9%
3.5%
Q2 24
23.7%
4.5%
Q1 24
23.3%
5.4%
EPS (diluted)
CCNE
CCNE
IIIN
IIIN
Q4 25
$0.69
$0.39
Q3 25
$0.69
$0.74
Q2 25
$0.61
$0.78
Q1 25
$0.50
$0.52
Q4 24
$0.67
$0.06
Q3 24
$0.61
$0.24
Q2 24
$0.56
$0.34
Q1 24
$0.55
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCNE
CCNE
IIIN
IIIN
Cash + ST InvestmentsLiquidity on hand
$527.9M
$15.6M
Total DebtLower is stronger
$84.9M
Stockholders' EquityBook value
$872.1M
$358.8M
Total Assets
$8.4B
$456.1M
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCNE
CCNE
IIIN
IIIN
Q4 25
$527.9M
$15.6M
Q3 25
$438.1M
$38.6M
Q2 25
$425.4M
$53.7M
Q1 25
$520.2M
$28.4M
Q4 24
$443.0M
$36.0M
Q3 24
$360.9M
$111.5M
Q2 24
$331.1M
$97.7M
Q1 24
$301.5M
$83.9M
Total Debt
CCNE
CCNE
IIIN
IIIN
Q4 25
$84.9M
Q3 25
$84.8M
Q2 25
$84.7M
Q1 25
$84.6M
Q4 24
$84.6M
Q3 24
$84.5M
Q2 24
$84.4M
Q1 24
$84.3M
Stockholders' Equity
CCNE
CCNE
IIIN
IIIN
Q4 25
$872.1M
$358.8M
Q3 25
$844.2M
$371.5M
Q2 25
$637.3M
$356.2M
Q1 25
$624.5M
$341.4M
Q4 24
$610.7M
$331.6M
Q3 24
$606.4M
$350.9M
Q2 24
$586.7M
$346.0M
Q1 24
$578.6M
$340.6M
Total Assets
CCNE
CCNE
IIIN
IIIN
Q4 25
$8.4B
$456.1M
Q3 25
$8.3B
$462.6M
Q2 25
$6.3B
$471.9M
Q1 25
$6.3B
$421.9M
Q4 24
$6.2B
$404.7M
Q3 24
$6.0B
$422.6M
Q2 24
$5.9B
$414.6M
Q1 24
$5.8B
$397.2M
Debt / Equity
CCNE
CCNE
IIIN
IIIN
Q4 25
0.10×
Q3 25
0.10×
Q2 25
0.13×
Q1 25
0.14×
Q4 24
0.14×
Q3 24
0.14×
Q2 24
0.14×
Q1 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCNE
CCNE
IIIN
IIIN
Operating Cash FlowLast quarter
$65.0M
$-701.0K
Free Cash FlowOCF − Capex
$58.7M
$-2.2M
FCF MarginFCF / Revenue
67.9%
-1.4%
Capex IntensityCapex / Revenue
7.3%
0.9%
Cash ConversionOCF / Net Profit
3.14×
-0.09×
TTM Free Cash FlowTrailing 4 quarters
$91.3M
$439.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCNE
CCNE
IIIN
IIIN
Q4 25
$65.0M
$-701.0K
Q3 25
$7.0M
$-17.0M
Q2 25
$20.2M
$28.5M
Q1 25
$11.6M
$-3.3M
Q4 24
$71.5M
$19.0M
Q3 24
$26.4M
$16.2M
Q2 24
$10.4M
$18.8M
Q1 24
$12.5M
$1.4M
Free Cash Flow
CCNE
CCNE
IIIN
IIIN
Q4 25
$58.7M
$-2.2M
Q3 25
$4.9M
$-18.7M
Q2 25
$17.9M
$26.9M
Q1 25
$9.9M
$-5.5M
Q4 24
$55.2M
$16.3M
Q3 24
$22.2M
$14.5M
Q2 24
$4.1M
$15.5M
Q1 24
$10.0M
$-580.0K
FCF Margin
CCNE
CCNE
IIIN
IIIN
Q4 25
67.9%
-1.4%
Q3 25
6.4%
-10.6%
Q2 25
29.2%
15.0%
Q1 25
17.3%
-3.5%
Q4 24
93.0%
12.6%
Q3 24
38.0%
10.8%
Q2 24
7.6%
10.7%
Q1 24
18.5%
-0.5%
Capex Intensity
CCNE
CCNE
IIIN
IIIN
Q4 25
7.3%
0.9%
Q3 25
2.7%
1.0%
Q2 25
3.9%
0.9%
Q1 25
3.0%
1.4%
Q4 24
27.4%
2.1%
Q3 24
7.1%
1.3%
Q2 24
11.6%
2.2%
Q1 24
4.5%
1.5%
Cash Conversion
CCNE
CCNE
IIIN
IIIN
Q4 25
3.14×
-0.09×
Q3 25
0.35×
-1.17×
Q2 25
1.45×
1.88×
Q1 25
1.01×
-0.32×
Q4 24
4.75×
17.56×
Q3 24
1.89×
3.48×
Q2 24
0.81×
2.86×
Q1 24
0.99×
0.20×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCNE
CCNE

Segment breakdown not available.

IIIN
IIIN

Welded Wire Reinforcement$108.4M68%
PC Strand$51.6M32%

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