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Side-by-side financial comparison of CNB FINANCIAL CORP (CCNE) and Microvast Holdings, Inc. (MVST). Click either name above to swap in a different company.

Microvast Holdings, Inc. is the larger business by last-quarter revenue ($96.4M vs $86.4M, roughly 1.1× CNB FINANCIAL CORP). CNB FINANCIAL CORP runs the higher net margin — 24.0% vs 17.2%, a 6.8% gap on every dollar of revenue. On growth, CNB FINANCIAL CORP posted the faster year-over-year revenue change (45.5% vs -15.0%). CNB FINANCIAL CORP produced more free cash flow last quarter ($58.7M vs $15.8M). Over the past eight quarters, CNB FINANCIAL CORP's revenue compounded faster (26.3% CAGR vs 8.9%).

CNB Financial Corp/PA is a regional bank holding company headquartered in Pennsylvania, the United States. It provides a full range of retail and commercial banking services including deposit accounts, personal and commercial loans, wealth management and insurance products. Its core operating markets cover Pennsylvania, Ohio and West Virginia, serving individual consumers and small to medium-sized enterprise clients.

Microvast Holdings, Inc. is a battery technology company headquartered in Stafford, Texas, and publicly traded on the NASDAQ Stock Exchange. It designs, develops and manufactures battery components and systems primarily for electric commercial vehicles and utility-scale energy storage systems (ESS). Microvast has manufacturing facilities in the United States, China, and Germany.

CCNE vs MVST — Head-to-Head

Bigger by revenue
MVST
MVST
1.1× larger
MVST
$96.4M
$86.4M
CCNE
Growing faster (revenue YoY)
CCNE
CCNE
+60.5% gap
CCNE
45.5%
-15.0%
MVST
Higher net margin
CCNE
CCNE
6.8% more per $
CCNE
24.0%
17.2%
MVST
More free cash flow
CCNE
CCNE
$42.9M more FCF
CCNE
$58.7M
$15.8M
MVST
Faster 2-yr revenue CAGR
CCNE
CCNE
Annualised
CCNE
26.3%
8.9%
MVST

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCNE
CCNE
MVST
MVST
Revenue
$86.4M
$96.4M
Net Profit
$20.7M
$16.5M
Gross Margin
1.0%
Operating Margin
48.4%
-42.7%
Net Margin
24.0%
17.2%
Revenue YoY
45.5%
-15.0%
Net Profit YoY
37.4%
120.1%
EPS (diluted)
$0.69
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCNE
CCNE
MVST
MVST
Q4 25
$86.4M
$96.4M
Q3 25
$77.7M
$123.3M
Q2 25
$61.2M
$91.3M
Q1 25
$56.9M
$116.5M
Q4 24
$59.4M
$113.4M
Q3 24
$58.5M
$101.4M
Q2 24
$54.6M
$83.7M
Q1 24
$54.2M
$81.4M
Net Profit
CCNE
CCNE
MVST
MVST
Q4 25
$20.7M
$16.5M
Q3 25
$20.0M
$-1.5M
Q2 25
$14.0M
$-106.1M
Q1 25
$11.5M
$61.8M
Q4 24
$15.1M
$-82.3M
Q3 24
$14.0M
$13.2M
Q2 24
$13.0M
$-101.6M
Q1 24
$12.6M
$-24.8M
Gross Margin
CCNE
CCNE
MVST
MVST
Q4 25
1.0%
Q3 25
37.6%
Q2 25
34.7%
Q1 25
36.9%
Q4 24
36.6%
Q3 24
33.2%
Q2 24
32.5%
Q1 24
21.2%
Operating Margin
CCNE
CCNE
MVST
MVST
Q4 25
48.4%
-42.7%
Q3 25
11.7%
10.5%
Q2 25
28.2%
17.8%
Q1 25
25.2%
16.3%
Q4 24
31.4%
-1.2%
Q3 24
29.6%
7.1%
Q2 24
29.3%
-118.0%
Q1 24
28.5%
-28.4%
Net Margin
CCNE
CCNE
MVST
MVST
Q4 25
24.0%
17.2%
Q3 25
25.7%
-1.2%
Q2 25
22.8%
-116.1%
Q1 25
20.2%
53.0%
Q4 24
25.4%
-72.6%
Q3 24
23.9%
13.1%
Q2 24
23.7%
-121.4%
Q1 24
23.3%
-30.5%
EPS (diluted)
CCNE
CCNE
MVST
MVST
Q4 25
$0.69
$0.19
Q3 25
$0.69
$0.00
Q2 25
$0.61
$-0.33
Q1 25
$0.50
$0.05
Q4 24
$0.67
$-0.24
Q3 24
$0.61
$0.03
Q2 24
$0.56
$-0.32
Q1 24
$0.55
$-0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCNE
CCNE
MVST
MVST
Cash + ST InvestmentsLiquidity on hand
$527.9M
$105.0M
Total DebtLower is stronger
$84.9M
$13.2M
Stockholders' EquityBook value
$872.1M
$410.5M
Total Assets
$8.4B
$1.0B
Debt / EquityLower = less leverage
0.10×
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCNE
CCNE
MVST
MVST
Q4 25
$527.9M
$105.0M
Q3 25
$438.1M
$90.7M
Q2 25
$425.4M
$99.7M
Q1 25
$520.2M
$90.9M
Q4 24
$443.0M
$73.0M
Q3 24
$360.9M
$63.6M
Q2 24
$331.1M
$68.2M
Q1 24
$301.5M
$39.5M
Total Debt
CCNE
CCNE
MVST
MVST
Q4 25
$84.9M
$13.2M
Q3 25
$84.8M
$34.4M
Q2 25
$84.7M
$34.2M
Q1 25
$84.6M
$41.3M
Q4 24
$84.6M
$41.1M
Q3 24
$84.5M
$53.4M
Q2 24
$84.4M
$34.2M
Q1 24
$84.3M
$43.0M
Stockholders' Equity
CCNE
CCNE
MVST
MVST
Q4 25
$872.1M
$410.5M
Q3 25
$844.2M
$358.1M
Q2 25
$637.3M
$356.1M
Q1 25
$624.5M
$454.2M
Q4 24
$610.7M
$387.9M
Q3 24
$606.4M
$486.1M
Q2 24
$586.7M
$455.0M
Q1 24
$578.6M
$546.1M
Total Assets
CCNE
CCNE
MVST
MVST
Q4 25
$8.4B
$1.0B
Q3 25
$8.3B
$1.0B
Q2 25
$6.3B
$1.0B
Q1 25
$6.3B
$982.9M
Q4 24
$6.2B
$951.9M
Q3 24
$6.0B
$997.9M
Q2 24
$5.9B
$961.4M
Q1 24
$5.8B
$1.0B
Debt / Equity
CCNE
CCNE
MVST
MVST
Q4 25
0.10×
0.03×
Q3 25
0.10×
0.10×
Q2 25
0.13×
0.10×
Q1 25
0.14×
0.09×
Q4 24
0.14×
0.11×
Q3 24
0.14×
0.11×
Q2 24
0.14×
0.08×
Q1 24
0.15×
0.08×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCNE
CCNE
MVST
MVST
Operating Cash FlowLast quarter
$65.0M
$16.4M
Free Cash FlowOCF − Capex
$58.7M
$15.8M
FCF MarginFCF / Revenue
67.9%
16.4%
Capex IntensityCapex / Revenue
7.3%
0.7%
Cash ConversionOCF / Net Profit
3.14×
0.99×
TTM Free Cash FlowTrailing 4 quarters
$91.3M
$56.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCNE
CCNE
MVST
MVST
Q4 25
$65.0M
$16.4M
Q3 25
$7.0M
$15.2M
Q2 25
$20.2M
$37.2M
Q1 25
$11.6M
$7.2M
Q4 24
$71.5M
$6.1M
Q3 24
$26.4M
$-5.4M
Q2 24
$10.4M
$111.0K
Q1 24
$12.5M
$2.0M
Free Cash Flow
CCNE
CCNE
MVST
MVST
Q4 25
$58.7M
$15.8M
Q3 25
$4.9M
$1.2M
Q2 25
$17.9M
$34.3M
Q1 25
$9.9M
$4.8M
Q4 24
$55.2M
$5.7M
Q3 24
$22.2M
$-19.6M
Q2 24
$4.1M
$-2.8M
Q1 24
$10.0M
$-8.2M
FCF Margin
CCNE
CCNE
MVST
MVST
Q4 25
67.9%
16.4%
Q3 25
6.4%
1.0%
Q2 25
29.2%
37.5%
Q1 25
17.3%
4.1%
Q4 24
93.0%
5.1%
Q3 24
38.0%
-19.3%
Q2 24
7.6%
-3.4%
Q1 24
18.5%
-10.1%
Capex Intensity
CCNE
CCNE
MVST
MVST
Q4 25
7.3%
0.7%
Q3 25
2.7%
11.3%
Q2 25
3.9%
3.1%
Q1 25
3.0%
2.0%
Q4 24
27.4%
0.3%
Q3 24
7.1%
14.0%
Q2 24
11.6%
3.5%
Q1 24
4.5%
12.6%
Cash Conversion
CCNE
CCNE
MVST
MVST
Q4 25
3.14×
0.99×
Q3 25
0.35×
Q2 25
1.45×
Q1 25
1.01×
0.12×
Q4 24
4.75×
Q3 24
1.89×
-0.41×
Q2 24
0.81×
Q1 24
0.99×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCNE
CCNE

Segment breakdown not available.

MVST
MVST

Europe$35.1M36%
CN$32.5M34%
US$21.5M22%
Other$7.2M8%

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