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Side-by-side financial comparison of CNB FINANCIAL CORP (CCNE) and SONIDA SENIOR LIVING, INC. (SNDA). Click either name above to swap in a different company.

SONIDA SENIOR LIVING, INC. is the larger business by last-quarter revenue ($97.7M vs $86.4M, roughly 1.1× CNB FINANCIAL CORP). CNB FINANCIAL CORP runs the higher net margin — 24.0% vs -30.5%, a 54.5% gap on every dollar of revenue. On growth, CNB FINANCIAL CORP posted the faster year-over-year revenue change (45.5% vs 6.2%). CNB FINANCIAL CORP produced more free cash flow last quarter ($58.7M vs $-9.3M). Over the past eight quarters, CNB FINANCIAL CORP's revenue compounded faster (26.3% CAGR vs 20.3%).

CNB Financial Corp/PA is a regional bank holding company headquartered in Pennsylvania, the United States. It provides a full range of retail and commercial banking services including deposit accounts, personal and commercial loans, wealth management and insurance products. Its core operating markets cover Pennsylvania, Ohio and West Virginia, serving individual consumers and small to medium-sized enterprise clients.

Sonida Senior Living, Inc. is a leading owner, operator and investor in senior housing communities in the United States in terms of resident capacity. The company and its predecessors have provided senior housing since 1990. As of June 1, 2025, the company operated 96 senior housing communities in 20 states with an aggregate capacity of approximately 10,000+ residents, including 83 senior housing communities that the company owns and 13 communities that the company manages on behalf of third ...

CCNE vs SNDA — Head-to-Head

Bigger by revenue
SNDA
SNDA
1.1× larger
SNDA
$97.7M
$86.4M
CCNE
Growing faster (revenue YoY)
CCNE
CCNE
+39.3% gap
CCNE
45.5%
6.2%
SNDA
Higher net margin
CCNE
CCNE
54.5% more per $
CCNE
24.0%
-30.5%
SNDA
More free cash flow
CCNE
CCNE
$68.0M more FCF
CCNE
$58.7M
$-9.3M
SNDA
Faster 2-yr revenue CAGR
CCNE
CCNE
Annualised
CCNE
26.3%
20.3%
SNDA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCNE
CCNE
SNDA
SNDA
Revenue
$86.4M
$97.7M
Net Profit
$20.7M
$-29.8M
Gross Margin
Operating Margin
48.4%
-30.8%
Net Margin
24.0%
-30.5%
Revenue YoY
45.5%
6.2%
Net Profit YoY
37.4%
-441.0%
EPS (diluted)
$0.69
$-1.73

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCNE
CCNE
SNDA
SNDA
Q4 25
$86.4M
$97.7M
Q3 25
$77.7M
$98.0M
Q2 25
$61.2M
$93.5M
Q1 25
$56.9M
$91.9M
Q4 24
$59.4M
$91.9M
Q3 24
$58.5M
$74.8M
Q2 24
$54.6M
$70.2M
Q1 24
$54.2M
$67.4M
Net Profit
CCNE
CCNE
SNDA
SNDA
Q4 25
$20.7M
$-29.8M
Q3 25
$20.0M
$-26.9M
Q2 25
$14.0M
$-1.6M
Q1 25
$11.5M
$-12.5M
Q4 24
$15.1M
$-5.5M
Q3 24
$14.0M
$-13.8M
Q2 24
$13.0M
$-9.8M
Q1 24
$12.6M
$27.0M
Operating Margin
CCNE
CCNE
SNDA
SNDA
Q4 25
48.4%
-30.8%
Q3 25
11.7%
-27.8%
Q2 25
28.2%
-2.0%
Q1 25
25.2%
21.9%
Q4 24
31.4%
-6.7%
Q3 24
29.6%
-19.0%
Q2 24
29.3%
-13.9%
Q1 24
28.5%
22.1%
Net Margin
CCNE
CCNE
SNDA
SNDA
Q4 25
24.0%
-30.5%
Q3 25
25.7%
-27.4%
Q2 25
22.8%
-1.7%
Q1 25
20.2%
-13.6%
Q4 24
25.4%
-6.0%
Q3 24
23.9%
-18.4%
Q2 24
23.7%
-14.0%
Q1 24
23.3%
40.1%
EPS (diluted)
CCNE
CCNE
SNDA
SNDA
Q4 25
$0.69
$-1.73
Q3 25
$0.69
$-1.56
Q2 25
$0.61
$-0.16
Q1 25
$0.50
$-0.77
Q4 24
$0.67
$-0.86
Q3 24
$0.61
$-0.98
Q2 24
$0.56
$-0.86
Q1 24
$0.55
$2.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCNE
CCNE
SNDA
SNDA
Cash + ST InvestmentsLiquidity on hand
$527.9M
$11.0M
Total DebtLower is stronger
$84.9M
$689.7M
Stockholders' EquityBook value
$872.1M
$-11.0K
Total Assets
$8.4B
$844.8M
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCNE
CCNE
SNDA
SNDA
Q4 25
$527.9M
$11.0M
Q3 25
$438.1M
$17.0M
Q2 25
$425.4M
$14.1M
Q1 25
$520.2M
$14.0M
Q4 24
$443.0M
$17.0M
Q3 24
$360.9M
$24.9M
Q2 24
$331.1M
$9.5M
Q1 24
$301.5M
$24.2M
Total Debt
CCNE
CCNE
SNDA
SNDA
Q4 25
$84.9M
$689.7M
Q3 25
$84.8M
$684.4M
Q2 25
$84.7M
$677.9M
Q1 25
$84.6M
$650.9M
Q4 24
$84.6M
$651.4M
Q3 24
$84.5M
$604.1M
Q2 24
$84.4M
$583.8M
Q1 24
$84.3M
$578.1M
Stockholders' Equity
CCNE
CCNE
SNDA
SNDA
Q4 25
$872.1M
$-11.0K
Q3 25
$844.2M
$29.8M
Q2 25
$637.3M
$56.7M
Q1 25
$624.5M
$58.8M
Q4 24
$610.7M
$71.8M
Q3 24
$606.4M
$77.5M
Q2 24
$586.7M
$-34.1M
Q1 24
$578.6M
$-41.4M
Total Assets
CCNE
CCNE
SNDA
SNDA
Q4 25
$8.4B
$844.8M
Q3 25
$8.3B
$854.8M
Q2 25
$6.3B
$849.8M
Q1 25
$6.3B
$824.5M
Q4 24
$6.2B
$841.9M
Q3 24
$6.0B
$796.2M
Q2 24
$5.9B
$652.2M
Q1 24
$5.8B
$636.3M
Debt / Equity
CCNE
CCNE
SNDA
SNDA
Q4 25
0.10×
Q3 25
0.10×
22.99×
Q2 25
0.13×
11.96×
Q1 25
0.14×
11.08×
Q4 24
0.14×
9.07×
Q3 24
0.14×
7.79×
Q2 24
0.14×
Q1 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCNE
CCNE
SNDA
SNDA
Operating Cash FlowLast quarter
$65.0M
$-400.0K
Free Cash FlowOCF − Capex
$58.7M
$-9.3M
FCF MarginFCF / Revenue
67.9%
-9.5%
Capex IntensityCapex / Revenue
7.3%
9.1%
Cash ConversionOCF / Net Profit
3.14×
TTM Free Cash FlowTrailing 4 quarters
$91.3M
$-8.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCNE
CCNE
SNDA
SNDA
Q4 25
$65.0M
$-400.0K
Q3 25
$7.0M
$12.0M
Q2 25
$20.2M
$8.9M
Q1 25
$11.6M
$3.8M
Q4 24
$71.5M
$-3.1M
Q3 24
$26.4M
$3.0M
Q2 24
$10.4M
$2.5M
Q1 24
$12.5M
$-4.1M
Free Cash Flow
CCNE
CCNE
SNDA
SNDA
Q4 25
$58.7M
$-9.3M
Q3 25
$4.9M
$3.0M
Q2 25
$17.9M
$1.9M
Q1 25
$9.9M
$-4.5M
Q4 24
$55.2M
$-10.4M
Q3 24
$22.2M
$-5.1M
Q2 24
$4.1M
$-1.7M
Q1 24
$10.0M
$-9.9M
FCF Margin
CCNE
CCNE
SNDA
SNDA
Q4 25
67.9%
-9.5%
Q3 25
6.4%
3.0%
Q2 25
29.2%
2.1%
Q1 25
17.3%
-4.9%
Q4 24
93.0%
-11.3%
Q3 24
38.0%
-6.8%
Q2 24
7.6%
-2.4%
Q1 24
18.5%
-14.6%
Capex Intensity
CCNE
CCNE
SNDA
SNDA
Q4 25
7.3%
9.1%
Q3 25
2.7%
9.2%
Q2 25
3.9%
7.5%
Q1 25
3.0%
9.1%
Q4 24
27.4%
7.9%
Q3 24
7.1%
10.8%
Q2 24
11.6%
5.9%
Q1 24
4.5%
8.5%
Cash Conversion
CCNE
CCNE
SNDA
SNDA
Q4 25
3.14×
Q3 25
0.35×
Q2 25
1.45×
Q1 25
1.01×
Q4 24
4.75×
Q3 24
1.89×
Q2 24
0.81×
Q1 24
0.99×
-0.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCNE
CCNE

Segment breakdown not available.

SNDA
SNDA

Health Care Resident Service$86.3M88%
Community Reimbursement Revenue$10.3M11%
Management Service$1.1M1%

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