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Side-by-side financial comparison of CNB FINANCIAL CORP (CCNE) and SOUNDHOUND AI, INC. (SOUN). Click either name above to swap in a different company.

CNB FINANCIAL CORP is the larger business by last-quarter revenue ($86.4M vs $55.1M, roughly 1.6× SOUNDHOUND AI, INC.). SOUNDHOUND AI, INC. runs the higher net margin — 72.8% vs 24.0%, a 48.8% gap on every dollar of revenue. On growth, SOUNDHOUND AI, INC. posted the faster year-over-year revenue change (59.4% vs 45.5%). CNB FINANCIAL CORP produced more free cash flow last quarter ($58.7M vs $-22.3M). Over the past eight quarters, SOUNDHOUND AI, INC.'s revenue compounded faster (117.9% CAGR vs 26.3%).

CNB Financial Corp/PA is a regional bank holding company headquartered in Pennsylvania, the United States. It provides a full range of retail and commercial banking services including deposit accounts, personal and commercial loans, wealth management and insurance products. Its core operating markets cover Pennsylvania, Ohio and West Virginia, serving individual consumers and small to medium-sized enterprise clients.

SoundHound AI, Inc. is an American music and speech recognition company based in Santa Clara, California. It was originally founded as Melodis in 2005 before rebranding to SoundHound Inc. in 2010, and SoundHound AI in 2022.

CCNE vs SOUN — Head-to-Head

Bigger by revenue
CCNE
CCNE
1.6× larger
CCNE
$86.4M
$55.1M
SOUN
Growing faster (revenue YoY)
SOUN
SOUN
+13.9% gap
SOUN
59.4%
45.5%
CCNE
Higher net margin
SOUN
SOUN
48.8% more per $
SOUN
72.8%
24.0%
CCNE
More free cash flow
CCNE
CCNE
$80.9M more FCF
CCNE
$58.7M
$-22.3M
SOUN
Faster 2-yr revenue CAGR
SOUN
SOUN
Annualised
SOUN
117.9%
26.3%
CCNE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCNE
CCNE
SOUN
SOUN
Revenue
$86.4M
$55.1M
Net Profit
$20.7M
$40.1M
Gross Margin
47.9%
Operating Margin
48.4%
77.3%
Net Margin
24.0%
72.8%
Revenue YoY
45.5%
59.4%
Net Profit YoY
37.4%
115.5%
EPS (diluted)
$0.69
$-0.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCNE
CCNE
SOUN
SOUN
Q4 25
$86.4M
$55.1M
Q3 25
$77.7M
$42.0M
Q2 25
$61.2M
$42.7M
Q1 25
$56.9M
$29.1M
Q4 24
$59.4M
$34.5M
Q3 24
$58.5M
$25.1M
Q2 24
$54.6M
$13.5M
Q1 24
$54.2M
$11.6M
Net Profit
CCNE
CCNE
SOUN
SOUN
Q4 25
$20.7M
$40.1M
Q3 25
$20.0M
$-109.3M
Q2 25
$14.0M
$-74.7M
Q1 25
$11.5M
$129.9M
Q4 24
$15.1M
$-258.6M
Q3 24
$14.0M
$-21.8M
Q2 24
$13.0M
$-37.3M
Q1 24
$12.6M
$-33.0M
Gross Margin
CCNE
CCNE
SOUN
SOUN
Q4 25
47.9%
Q3 25
42.6%
Q2 25
39.0%
Q1 25
36.5%
Q4 24
39.9%
Q3 24
48.6%
Q2 24
63.0%
Q1 24
59.7%
Operating Margin
CCNE
CCNE
SOUN
SOUN
Q4 25
48.4%
77.3%
Q3 25
11.7%
-275.6%
Q2 25
28.2%
-182.9%
Q1 25
25.2%
Q4 24
31.4%
-744.2%
Q3 24
29.6%
-134.6%
Q2 24
29.3%
-163.3%
Q1 24
28.5%
-246.1%
Net Margin
CCNE
CCNE
SOUN
SOUN
Q4 25
24.0%
72.8%
Q3 25
25.7%
-259.9%
Q2 25
22.8%
-175.1%
Q1 25
20.2%
446.1%
Q4 24
25.4%
-748.6%
Q3 24
23.9%
-86.7%
Q2 24
23.7%
-277.2%
Q1 24
23.3%
-284.7%
EPS (diluted)
CCNE
CCNE
SOUN
SOUN
Q4 25
$0.69
$-0.13
Q3 25
$0.69
$-0.27
Q2 25
$0.61
$-0.19
Q1 25
$0.50
$0.31
Q4 24
$0.67
$-0.75
Q3 24
$0.61
$-0.06
Q2 24
$0.56
$-0.11
Q1 24
$0.55
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCNE
CCNE
SOUN
SOUN
Cash + ST InvestmentsLiquidity on hand
$527.9M
$248.5M
Total DebtLower is stronger
$84.9M
Stockholders' EquityBook value
$872.1M
$463.8M
Total Assets
$8.4B
$688.2M
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCNE
CCNE
SOUN
SOUN
Q4 25
$527.9M
$248.5M
Q3 25
$438.1M
$268.9M
Q2 25
$425.4M
$230.3M
Q1 25
$520.2M
$245.8M
Q4 24
$443.0M
$198.2M
Q3 24
$360.9M
$135.6M
Q2 24
$331.1M
$200.2M
Q1 24
$301.5M
$211.7M
Total Debt
CCNE
CCNE
SOUN
SOUN
Q4 25
$84.9M
Q3 25
$84.8M
Q2 25
$84.7M
Q1 25
$84.6M
Q4 24
$84.6M
$0
Q3 24
$84.5M
Q2 24
$84.4M
Q1 24
$84.3M
$85.5M
Stockholders' Equity
CCNE
CCNE
SOUN
SOUN
Q4 25
$872.1M
$463.8M
Q3 25
$844.2M
$399.2M
Q2 25
$637.3M
$359.8M
Q1 25
$624.5M
$397.0M
Q4 24
$610.7M
$182.7M
Q3 24
$606.4M
$296.0M
Q2 24
$586.7M
$223.9M
Q1 24
$578.6M
$155.5M
Total Assets
CCNE
CCNE
SOUN
SOUN
Q4 25
$8.4B
$688.2M
Q3 25
$8.3B
$702.2M
Q2 25
$6.3B
$579.5M
Q1 25
$6.3B
$587.5M
Q4 24
$6.2B
$554.0M
Q3 24
$6.0B
$499.7M
Q2 24
$5.9B
$266.7M
Q1 24
$5.8B
$287.4M
Debt / Equity
CCNE
CCNE
SOUN
SOUN
Q4 25
0.10×
Q3 25
0.10×
Q2 25
0.13×
Q1 25
0.14×
Q4 24
0.14×
0.00×
Q3 24
0.14×
Q2 24
0.14×
Q1 24
0.15×
0.55×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCNE
CCNE
SOUN
SOUN
Operating Cash FlowLast quarter
$65.0M
$-21.9M
Free Cash FlowOCF − Capex
$58.7M
$-22.3M
FCF MarginFCF / Revenue
67.9%
-40.4%
Capex IntensityCapex / Revenue
7.3%
0.7%
Cash ConversionOCF / Net Profit
3.14×
-0.55×
TTM Free Cash FlowTrailing 4 quarters
$91.3M
$-99.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCNE
CCNE
SOUN
SOUN
Q4 25
$65.0M
$-21.9M
Q3 25
$7.0M
$-32.7M
Q2 25
$20.2M
$-24.5M
Q1 25
$11.6M
$-19.2M
Q4 24
$71.5M
$-33.1M
Q3 24
$26.4M
$-35.3M
Q2 24
$10.4M
$-18.5M
Q1 24
$12.5M
$-21.9M
Free Cash Flow
CCNE
CCNE
SOUN
SOUN
Q4 25
$58.7M
$-22.3M
Q3 25
$4.9M
$-32.8M
Q2 25
$17.9M
$-24.7M
Q1 25
$9.9M
$-19.3M
Q4 24
$55.2M
$-33.2M
Q3 24
$22.2M
$-35.5M
Q2 24
$4.1M
$-18.7M
Q1 24
$10.0M
$-22.0M
FCF Margin
CCNE
CCNE
SOUN
SOUN
Q4 25
67.9%
-40.4%
Q3 25
6.4%
-78.1%
Q2 25
29.2%
-57.8%
Q1 25
17.3%
-66.4%
Q4 24
93.0%
-96.1%
Q3 24
38.0%
-141.6%
Q2 24
7.6%
-139.1%
Q1 24
18.5%
-190.2%
Capex Intensity
CCNE
CCNE
SOUN
SOUN
Q4 25
7.3%
0.7%
Q3 25
2.7%
0.4%
Q2 25
3.9%
0.4%
Q1 25
3.0%
0.6%
Q4 24
27.4%
0.2%
Q3 24
7.1%
0.9%
Q2 24
11.6%
1.8%
Q1 24
4.5%
0.9%
Cash Conversion
CCNE
CCNE
SOUN
SOUN
Q4 25
3.14×
-0.55×
Q3 25
0.35×
Q2 25
1.45×
Q1 25
1.01×
-0.15×
Q4 24
4.75×
Q3 24
1.89×
Q2 24
0.81×
Q1 24
0.99×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCNE
CCNE

Segment breakdown not available.

SOUN
SOUN

Hosted Services$37.7M68%
Licensing$12.6M23%
Professional Service$4.6M8%

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