vs
Side-by-side financial comparison of COGENT COMMUNICATIONS HOLDINGS, INC. (CCOI) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $240.5M, roughly 1.4× COGENT COMMUNICATIONS HOLDINGS, INC.). PRA GROUP INC runs the higher net margin — 17.0% vs -12.8%, a 29.8% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs -4.7%). COGENT COMMUNICATIONS HOLDINGS, INC. produced more free cash flow last quarter ($-43.0M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs -4.9%).
Cogent Communications Holdings, Inc. is a multinational internet service provider based in the United States. Cogent's primary services consist of Internet access and data transport, offered on a fiber optic, IP data-only network, along with colocation in data centers.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
CCOI vs PRAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $240.5M | $333.4M |
| Net Profit | $-30.8M | $56.5M |
| Gross Margin | 46.6% | — |
| Operating Margin | -4.7% | 37.7% |
| Net Margin | -12.8% | 17.0% |
| Revenue YoY | -4.7% | 13.7% |
| Net Profit YoY | 28.9% | 206.3% |
| EPS (diluted) | $-0.63 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $240.5M | $333.4M | ||
| Q3 25 | $241.9M | $311.1M | ||
| Q2 25 | $246.2M | $287.7M | ||
| Q1 25 | $247.0M | $269.6M | ||
| Q4 24 | $252.3M | $293.2M | ||
| Q3 24 | $257.2M | $281.5M | ||
| Q2 24 | $260.4M | $284.2M | ||
| Q1 24 | $266.2M | $255.6M |
| Q4 25 | $-30.8M | $56.5M | ||
| Q3 25 | $-41.5M | $-407.7M | ||
| Q2 25 | $-57.8M | $42.4M | ||
| Q1 25 | $-52.0M | $3.7M | ||
| Q4 24 | $-43.3M | $18.5M | ||
| Q3 24 | $-63.1M | $27.2M | ||
| Q2 24 | $-32.3M | $21.5M | ||
| Q1 24 | $-65.3M | $3.5M |
| Q4 25 | 46.6% | — | ||
| Q3 25 | 45.6% | — | ||
| Q2 25 | 44.2% | — | ||
| Q1 25 | 44.4% | — | ||
| Q4 24 | 38.5% | — | ||
| Q3 24 | 37.2% | — | ||
| Q2 24 | 40.0% | — | ||
| Q1 24 | 36.5% | — |
| Q4 25 | -4.7% | 37.7% | ||
| Q3 25 | -7.5% | -101.4% | ||
| Q2 25 | -12.8% | 29.6% | ||
| Q1 25 | -16.3% | 27.7% | ||
| Q4 24 | -13.2% | 32.1% | ||
| Q3 24 | -22.5% | 32.0% | ||
| Q2 24 | -18.1% | 31.4% | ||
| Q1 24 | -22.3% | 26.0% |
| Q4 25 | -12.8% | 17.0% | ||
| Q3 25 | -17.2% | -131.0% | ||
| Q2 25 | -23.5% | 14.7% | ||
| Q1 25 | -21.1% | 1.4% | ||
| Q4 24 | -17.2% | 6.3% | ||
| Q3 24 | -24.5% | 9.6% | ||
| Q2 24 | -12.4% | 7.6% | ||
| Q1 24 | -24.5% | 1.4% |
| Q4 25 | $-0.63 | $1.47 | ||
| Q3 25 | $-0.87 | $-10.43 | ||
| Q2 25 | $-1.21 | $1.08 | ||
| Q1 25 | $-1.09 | $0.09 | ||
| Q4 24 | $-0.89 | $0.47 | ||
| Q3 24 | $-1.33 | $0.69 | ||
| Q2 24 | $-0.68 | $0.54 | ||
| Q1 24 | $-1.38 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $148.5M | $104.4M |
| Total DebtLower is stronger | $1.7B | — |
| Stockholders' EquityBook value | $-63.8M | $979.9M |
| Total Assets | $3.1B | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $148.5M | $104.4M | ||
| Q3 25 | $147.1M | $107.5M | ||
| Q2 25 | $213.7M | $131.6M | ||
| Q1 25 | $153.8M | $128.7M | ||
| Q4 24 | $198.5M | $105.9M | ||
| Q3 24 | $279.2M | $141.1M | ||
| Q2 24 | $384.4M | $118.9M | ||
| Q1 24 | $118.4M | $108.1M |
| Q4 25 | $1.7B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-63.8M | $979.9M | ||
| Q3 25 | $-39.2M | $928.5M | ||
| Q2 25 | $46.7M | $1.3B | ||
| Q1 25 | $142.8M | $1.2B | ||
| Q4 24 | $222.8M | $1.1B | ||
| Q3 24 | $323.6M | $1.2B | ||
| Q2 24 | $415.5M | $1.1B | ||
| Q1 24 | $500.6M | $1.1B |
| Q4 25 | $3.1B | $5.1B | ||
| Q3 25 | $3.1B | $5.0B | ||
| Q2 25 | $3.3B | $5.4B | ||
| Q1 25 | $3.1B | $5.1B | ||
| Q4 24 | $3.2B | $4.9B | ||
| Q3 24 | $3.2B | $4.9B | ||
| Q2 24 | $3.3B | $4.7B | ||
| Q1 24 | $3.1B | $4.5B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 6.53× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-6.0M | $-85.5M |
| Free Cash FlowOCF − Capex | $-43.0M | $-90.4M |
| FCF MarginFCF / Revenue | -17.9% | -27.1% |
| Capex IntensityCapex / Revenue | 15.4% | 1.4% |
| Cash ConversionOCF / Net Profit | — | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $-198.1M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-6.0M | $-85.5M | ||
| Q3 25 | $3.1M | $-10.1M | ||
| Q2 25 | $-44.0M | $-12.9M | ||
| Q1 25 | $36.4M | $-52.6M | ||
| Q4 24 | $14.5M | $-94.6M | ||
| Q3 24 | $-20.2M | $-35.0M | ||
| Q2 24 | $-22.2M | $-29.5M | ||
| Q1 24 | $19.2M | $-73.0M |
| Q4 25 | $-43.0M | $-90.4M | ||
| Q3 25 | $-33.1M | $-11.3M | ||
| Q2 25 | $-100.2M | $-14.2M | ||
| Q1 25 | $-21.7M | $-53.5M | ||
| Q4 24 | $-31.6M | $-98.6M | ||
| Q3 24 | $-79.5M | $-36.1M | ||
| Q2 24 | $-70.9M | $-30.8M | ||
| Q1 24 | $-21.7M | $-73.5M |
| Q4 25 | -17.9% | -27.1% | ||
| Q3 25 | -13.7% | -3.6% | ||
| Q2 25 | -40.7% | -4.9% | ||
| Q1 25 | -8.8% | -19.8% | ||
| Q4 24 | -12.5% | -33.6% | ||
| Q3 24 | -30.9% | -12.8% | ||
| Q2 24 | -27.2% | -10.8% | ||
| Q1 24 | -8.1% | -28.8% |
| Q4 25 | 15.4% | 1.4% | ||
| Q3 25 | 15.0% | 0.4% | ||
| Q2 25 | 22.8% | 0.4% | ||
| Q1 25 | 23.5% | 0.3% | ||
| Q4 24 | 18.3% | 1.4% | ||
| Q3 24 | 23.0% | 0.4% | ||
| Q2 24 | 18.7% | 0.5% | ||
| Q1 24 | 15.4% | 0.2% |
| Q4 25 | — | -1.51× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -0.30× | ||
| Q1 25 | — | -14.37× | ||
| Q4 24 | — | -5.13× | ||
| Q3 24 | — | -1.29× | ||
| Q2 24 | — | -1.37× | ||
| Q1 24 | — | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCOI
Segment breakdown not available.
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
