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Side-by-side financial comparison of Century Communities, Inc. (CCS) and RLI CORP (RLI). Click either name above to swap in a different company.

Century Communities, Inc. is the larger business by last-quarter revenue ($789.7M vs $465.7M, roughly 1.7× RLI CORP). RLI CORP runs the higher net margin — 19.6% vs 3.1%, a 16.5% gap on every dollar of revenue. On growth, RLI CORP posted the faster year-over-year revenue change (6.1% vs -12.6%). Over the past eight quarters, RLI CORP's revenue compounded faster (2.3% CAGR vs -12.8%).

20th Century Animation, Inc. is an American animation studio located in Century City, Los Angeles, until its lease with Fox Corporation ended and it was relocated to the Walt Disney Studios in Burbank. Walt Disney Studios Motion Pictures distributes and markets the films produced by this studio in theatrical markets. Formed in February 1994, it is organized as a division and label of 20th Century Studios, a subsidiary of the Walt Disney Studios, and is tasked with producing animated feature-l...

RLI Corp. is an American insurance company specializing in property insurance and casualty insurance. It is headquartered in Peoria, Illinois.

CCS vs RLI — Head-to-Head

Bigger by revenue
CCS
CCS
1.7× larger
CCS
$789.7M
$465.7M
RLI
Growing faster (revenue YoY)
RLI
RLI
+18.6% gap
RLI
6.1%
-12.6%
CCS
Higher net margin
RLI
RLI
16.5% more per $
RLI
19.6%
3.1%
CCS
Faster 2-yr revenue CAGR
RLI
RLI
Annualised
RLI
2.3%
-12.8%
CCS

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CCS
CCS
RLI
RLI
Revenue
$789.7M
$465.7M
Net Profit
$24.4M
$91.2M
Gross Margin
Operating Margin
24.4%
Net Margin
3.1%
19.6%
Revenue YoY
-12.6%
6.1%
Net Profit YoY
-38.0%
123.1%
EPS (diluted)
$0.88
$1.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCS
CCS
RLI
RLI
Q1 26
$789.7M
Q4 25
$1.2B
$465.7M
Q3 25
$980.3M
$509.3M
Q2 25
$1.0B
$499.8M
Q1 25
$903.2M
$407.7M
Q4 24
$1.3B
$439.1M
Q3 24
$1.1B
$470.0M
Q2 24
$1.0B
$416.4M
Net Profit
CCS
CCS
RLI
RLI
Q1 26
$24.4M
Q4 25
$36.0M
$91.2M
Q3 25
$37.4M
$124.6M
Q2 25
$34.9M
$124.3M
Q1 25
$39.4M
$63.2M
Q4 24
$102.7M
$40.9M
Q3 24
$83.0M
$95.0M
Q2 24
$83.7M
$82.0M
Operating Margin
CCS
CCS
RLI
RLI
Q1 26
Q4 25
3.8%
24.4%
Q3 25
4.9%
30.9%
Q2 25
4.7%
31.3%
Q1 25
5.8%
19.3%
Q4 24
10.6%
10.8%
Q3 24
9.7%
24.9%
Q2 24
10.6%
24.8%
Net Margin
CCS
CCS
RLI
RLI
Q1 26
3.1%
Q4 25
2.9%
19.6%
Q3 25
3.8%
24.5%
Q2 25
3.5%
24.9%
Q1 25
4.4%
15.5%
Q4 24
8.1%
9.3%
Q3 24
7.3%
20.2%
Q2 24
8.1%
19.7%
EPS (diluted)
CCS
CCS
RLI
RLI
Q1 26
$0.88
Q4 25
$1.21
$1.00
Q3 25
$1.25
$1.35
Q2 25
$1.14
$1.34
Q1 25
$1.26
$0.68
Q4 24
$3.20
$-2.87
Q3 24
$2.59
$2.06
Q2 24
$2.61
$1.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCS
CCS
RLI
RLI
Cash + ST InvestmentsLiquidity on hand
$78.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.6B
$1.8B
Total Assets
$4.5B
$6.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCS
CCS
RLI
RLI
Q1 26
$78.2M
Q4 25
$109.4M
Q3 25
$130.1M
Q2 25
$93.2M
Q1 25
$100.3M
Q4 24
$150.0M
Q3 24
$149.2M
Q2 24
$106.7M
Total Debt
CCS
CCS
RLI
RLI
Q1 26
Q4 25
Q3 25
$100.0M
Q2 25
$100.0M
Q1 25
$100.0M
Q4 24
$100.0M
Q3 24
$100.0M
Q2 24
$100.0M
Stockholders' Equity
CCS
CCS
RLI
RLI
Q1 26
$2.6B
Q4 25
$2.6B
$1.8B
Q3 25
$2.6B
$1.9B
Q2 25
$2.6B
$1.7B
Q1 25
$2.6B
$1.6B
Q4 24
$2.6B
$1.5B
Q3 24
$2.5B
$1.7B
Q2 24
$2.5B
$1.6B
Total Assets
CCS
CCS
RLI
RLI
Q1 26
$4.5B
Q4 25
$4.5B
$6.2B
Q3 25
$4.7B
$6.2B
Q2 25
$4.6B
$6.0B
Q1 25
$4.6B
$5.7B
Q4 24
$4.5B
$5.6B
Q3 24
$4.8B
$5.8B
Q2 24
$4.3B
$5.5B
Debt / Equity
CCS
CCS
RLI
RLI
Q1 26
Q4 25
Q3 25
0.05×
Q2 25
0.06×
Q1 25
0.06×
Q4 24
0.07×
Q3 24
0.06×
Q2 24
0.06×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCS
CCS
RLI
RLI
Operating Cash FlowLast quarter
$156.8M
Free Cash FlowOCF − Capex
$155.0M
FCF MarginFCF / Revenue
33.3%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
1.72×
TTM Free Cash FlowTrailing 4 quarters
$608.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCS
CCS
RLI
RLI
Q1 26
Q4 25
$210.7M
$156.8M
Q3 25
$-10.0M
$179.2M
Q2 25
$-11.0M
$174.7M
Q1 25
$-36.6M
$103.5M
Q4 24
$299.7M
$128.1M
Q3 24
$-95.5M
$219.4M
Q2 24
$-100.1M
$141.8M
Free Cash Flow
CCS
CCS
RLI
RLI
Q1 26
Q4 25
$202.6M
$155.0M
Q3 25
$-20.8M
$177.8M
Q2 25
$-17.6M
$173.4M
Q1 25
$-40.0M
$102.5M
Q4 24
$290.6M
$127.6M
Q3 24
$-101.9M
$219.0M
Q2 24
$-117.6M
$139.1M
FCF Margin
CCS
CCS
RLI
RLI
Q1 26
Q4 25
16.4%
33.3%
Q3 25
-2.1%
34.9%
Q2 25
-1.8%
34.7%
Q1 25
-4.4%
25.1%
Q4 24
22.8%
29.0%
Q3 24
-9.0%
46.6%
Q2 24
-11.3%
33.4%
Capex Intensity
CCS
CCS
RLI
RLI
Q1 26
Q4 25
0.7%
0.4%
Q3 25
1.1%
0.3%
Q2 25
0.7%
0.3%
Q1 25
0.4%
0.3%
Q4 24
0.7%
0.1%
Q3 24
0.6%
0.1%
Q2 24
1.7%
0.7%
Cash Conversion
CCS
CCS
RLI
RLI
Q1 26
Q4 25
5.86×
1.72×
Q3 25
-0.27×
1.44×
Q2 25
-0.32×
1.41×
Q1 25
-0.93×
1.64×
Q4 24
2.92×
3.13×
Q3 24
-1.15×
2.31×
Q2 24
-1.20×
1.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCS
CCS

Home sales revenues$734.1M93%
Land sales and other revenues$33.2M4%
Financial services revenues$22.4M3%

RLI
RLI

Casualty Segment$246.8M53%
Property Insurance Segment$122.5M26%
Other$59.3M13%
Surety Insurance Segment$37.1M8%

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