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Side-by-side financial comparison of Consensus Cloud Solutions, Inc. (CCSI) and FIRST BANCORP (FBNC). Click either name above to swap in a different company.

FIRST BANCORP is the larger business by last-quarter revenue ($89.6M vs $88.5M, roughly 1.0× Consensus Cloud Solutions, Inc.). Consensus Cloud Solutions, Inc. runs the higher net margin — 27.9% vs 22.7%, a 5.2% gap on every dollar of revenue. On growth, Consensus Cloud Solutions, Inc. posted the faster year-over-year revenue change (1.5% vs -7.3%). FIRST BANCORP produced more free cash flow last quarter ($48.2M vs $38.5M).

Consensus Cloud Solutions, Inc. is a provider of cloud-based secure information delivery and digital workflow solutions. Its core offerings include encrypted digital fax, secure document exchange, and process automation tools, serving clients across healthcare, legal, financial services and enterprise sectors, with a primary operating market in North America.

First Bancorp is an American bank holding company headquartered in Southern Pines, North Carolina, that operates as First Bank in North Carolina and South Carolina.

CCSI vs FBNC — Head-to-Head

Bigger by revenue
FBNC
FBNC
1.0× larger
FBNC
$89.6M
$88.5M
CCSI
Growing faster (revenue YoY)
CCSI
CCSI
+8.8% gap
CCSI
1.5%
-7.3%
FBNC
Higher net margin
CCSI
CCSI
5.2% more per $
CCSI
27.9%
22.7%
FBNC
More free cash flow
FBNC
FBNC
$9.8M more FCF
FBNC
$48.2M
$38.5M
CCSI

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
CCSI
CCSI
FBNC
FBNC
Revenue
$88.5M
$89.6M
Net Profit
$24.7M
$20.4M
Gross Margin
80.9%
Operating Margin
42.7%
29.0%
Net Margin
27.9%
22.7%
Revenue YoY
1.5%
-7.3%
Net Profit YoY
16.7%
9.0%
EPS (diluted)
$1.30
$0.49

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCSI
CCSI
FBNC
FBNC
Q1 26
$88.5M
Q4 25
$87.1M
Q3 25
$87.8M
$89.6M
Q2 25
$87.7M
$111.0M
Q1 25
$87.1M
$105.8M
Q4 24
$87.0M
Q3 24
$87.8M
$96.6M
Q2 24
$87.5M
$95.7M
Net Profit
CCSI
CCSI
FBNC
FBNC
Q1 26
$24.7M
Q4 25
$20.5M
Q3 25
$22.1M
$20.4M
Q2 25
$20.8M
$38.6M
Q1 25
$21.2M
$36.4M
Q4 24
$18.1M
Q3 24
$21.1M
$18.7M
Q2 24
$23.9M
$28.7M
Gross Margin
CCSI
CCSI
FBNC
FBNC
Q1 26
80.9%
Q4 25
80.0%
Q3 25
80.0%
Q2 25
79.9%
Q1 25
79.3%
Q4 24
79.5%
Q3 24
79.9%
Q2 24
80.4%
Operating Margin
CCSI
CCSI
FBNC
FBNC
Q1 26
42.7%
Q4 25
41.1%
Q3 25
43.2%
29.0%
Q2 25
44.5%
44.9%
Q1 25
43.0%
44.2%
Q4 24
38.4%
Q3 24
43.8%
23.4%
Q2 24
45.6%
38.5%
Net Margin
CCSI
CCSI
FBNC
FBNC
Q1 26
27.9%
Q4 25
23.5%
Q3 25
25.2%
22.7%
Q2 25
23.7%
34.7%
Q1 25
24.3%
34.4%
Q4 24
20.8%
Q3 24
24.1%
19.3%
Q2 24
27.3%
30.0%
EPS (diluted)
CCSI
CCSI
FBNC
FBNC
Q1 26
$1.30
Q4 25
$1.06
Q3 25
$1.15
$0.49
Q2 25
$1.07
$0.93
Q1 25
$1.07
$0.88
Q4 24
$0.92
Q3 24
$1.09
$0.45
Q2 24
$1.24
$0.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCSI
CCSI
FBNC
FBNC
Cash + ST InvestmentsLiquidity on hand
$92.3M
Total DebtLower is stronger
$556.8M
$92.4M
Stockholders' EquityBook value
$22.0M
$1.6B
Total Assets
$678.7M
$12.8B
Debt / EquityLower = less leverage
25.31×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCSI
CCSI
FBNC
FBNC
Q1 26
$92.3M
Q4 25
$74.7M
Q3 25
$97.6M
Q2 25
$57.9M
Q1 25
$53.4M
Q4 24
$33.5M
Q3 24
$54.6M
Q2 24
$49.2M
Total Debt
CCSI
CCSI
FBNC
FBNC
Q1 26
$556.8M
Q4 25
$558.4M
Q3 25
$578.6M
$92.4M
Q2 25
$578.2M
$92.2M
Q1 25
$583.7M
$92.1M
Q4 24
$593.0M
Q3 24
$612.5M
$91.7M
Q2 24
$642.8M
$91.5M
Stockholders' Equity
CCSI
CCSI
FBNC
FBNC
Q1 26
$22.0M
Q4 25
$13.8M
Q3 25
$-2.6M
$1.6B
Q2 25
$-26.5M
$1.6B
Q1 25
$-49.4M
$1.5B
Q4 24
$-79.5M
Q3 24
$-93.2M
$1.5B
Q2 24
$-124.4M
$1.4B
Total Assets
CCSI
CCSI
FBNC
FBNC
Q1 26
$678.7M
Q4 25
$663.8M
Q3 25
$675.0M
$12.8B
Q2 25
$641.5M
$12.6B
Q1 25
$629.6M
$12.4B
Q4 24
$602.2M
Q3 24
$622.5M
$12.2B
Q2 24
$608.5M
$12.1B
Debt / Equity
CCSI
CCSI
FBNC
FBNC
Q1 26
25.31×
Q4 25
40.54×
Q3 25
0.06×
Q2 25
0.06×
Q1 25
0.06×
Q4 24
Q3 24
0.06×
Q2 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCSI
CCSI
FBNC
FBNC
Operating Cash FlowLast quarter
$45.8M
$49.7M
Free Cash FlowOCF − Capex
$38.5M
$48.2M
FCF MarginFCF / Revenue
43.5%
53.8%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
1.86×
2.44×
TTM Free Cash FlowTrailing 4 quarters
$110.6M
$182.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCSI
CCSI
FBNC
FBNC
Q1 26
$45.8M
Q4 25
$15.2M
Q3 25
$51.6M
$49.7M
Q2 25
$28.3M
$45.7M
Q1 25
$40.9M
$52.6M
Q4 24
$11.1M
Q3 24
$41.6M
$38.4M
Q2 24
$24.4M
$87.7M
Free Cash Flow
CCSI
CCSI
FBNC
FBNC
Q1 26
$38.5M
Q4 25
$7.3M
Q3 25
$44.4M
$48.2M
Q2 25
$20.3M
$44.3M
Q1 25
$33.7M
$52.4M
Q4 24
$3.1M
Q3 24
$33.6M
$38.0M
Q2 24
$15.8M
$87.6M
FCF Margin
CCSI
CCSI
FBNC
FBNC
Q1 26
43.5%
Q4 25
8.4%
Q3 25
50.6%
53.8%
Q2 25
23.2%
39.9%
Q1 25
38.7%
49.5%
Q4 24
3.6%
Q3 24
38.3%
39.3%
Q2 24
18.1%
91.6%
Capex Intensity
CCSI
CCSI
FBNC
FBNC
Q1 26
Q4 25
9.1%
Q3 25
8.2%
1.6%
Q2 25
9.1%
1.2%
Q1 25
8.3%
0.2%
Q4 24
9.2%
Q3 24
9.1%
0.5%
Q2 24
9.8%
0.1%
Cash Conversion
CCSI
CCSI
FBNC
FBNC
Q1 26
1.86×
Q4 25
0.74×
Q3 25
2.34×
2.44×
Q2 25
1.36×
1.19×
Q1 25
1.94×
1.44×
Q4 24
0.62×
Q3 24
1.97×
2.06×
Q2 24
1.02×
3.06×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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