10q10k10q10k.net
FIRST BANCORP

FIRST BANCORPFBNCEarnings & Financial Report

Nasdaq · Financials · State Commercial Banks

First Bancorp is an American bank holding company headquartered in Southern Pines, North Carolina, that operates as First Bank in North Carolina and South Carolina.

Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

FBNC Q3 FY2025 Key Financial Metrics

Revenue

$89.6M

Gross Profit

N/A

Operating Profit

$26.0M

Net Profit

$20.4M

Gross Margin

N/A

Operating Margin

29.0%

Net Margin

22.7%

YoY Growth

-7.3%

EPS

$0.49

FIRST BANCORP Q3 FY2025 Financial Summary

FIRST BANCORP reported revenue of $89.6M (down 7.3% YoY) for Q3 FY2025, with a net profit of $20.4M (up 9.0% YoY) (22.7% margin).

Key Financial Metrics

Total Revenue$89.6M
Net Profit$20.4M
Gross MarginN/A
Operating Margin29.0%
Report PeriodQ3 FY2025

FIRST BANCORP Quarterly Revenue & Net Profit History

FIRST BANCORP results over the last 6 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q3 FY2025$89.6M-7.3%$20.4M22.7%
Q2 FY2025$111.0M+16.0%$38.6M34.7%
Q1 FY2025$105.8M+14.8%$36.4M34.4%
Q3 FY2024$96.6M-3.3%$18.7M19.3%
Q2 FY2024$95.7M-5.4%$28.7M30.0%
Q1 FY2024$92.2M-13.1%$25.3M27.4%

Income Statement

Q1 2024Q2 2024Q3 2024Q1 2025Q2 2025Q3 2025
Revenue$92.2M$95.7M$96.6M$105.8M$111.0M$89.6M
YoY Growth-13.1%-5.4%-3.3%14.8%16.0%-7.3%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q1 2025Q2 2025Q3 2025
Assets$12.09B$12.06B$12.15B$12.44B$12.61B$12.75B
Liabilities$10.72B$10.66B$10.68B$10.93B$11.05B$11.15B
Equity$1.38B$1.40B$1.48B$1.51B$1.56B$1.60B

Cash Flow

Q1 2024Q2 2024Q3 2024Q1 2025Q2 2025Q3 2025
Operating CF$-20.1M$87.7M$38.4M$52.6M$45.7M$49.7M