FIRST BANCORP /NC/FBNCEarnings & Financial Report
Nasdaq
First Bancorp is an American bank holding company headquartered in Southern Pines, North Carolina, that operates as First Bank in North Carolina and South Carolina.
NextMar 19, 2026
FBNC Q3 2025 Key Financial Metrics
Revenue
$102.5M
Gross Profit
N/A
Operating Profit
$26.0M
Net Profit
$20.4M
Gross Margin
N/A
Operating Margin
25.3%
Net Margin
19.9%
YoY Growth
23.4%
EPS
$0.49
Financial Flow
FIRST BANCORP /NC/ Q3 2025 Financial Summary
FIRST BANCORP /NC/ reported revenue of $102.5M for Q3 2025, with a net profit of $20.4M (19.9% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $102.5M |
|---|---|
| Net Profit | $20.4M |
| Gross Margin | N/A |
| Operating Margin | 25.3% |
| Report Period | Q3 2025 |
FIRST BANCORP /NC/ Annual Revenue by Year
FIRST BANCORP /NC/ annual revenue history includes year-by-year totals (for example, 2024 revenue was $332.3M).
| Year | Annual Revenue |
|---|---|
| 2024 | $332.3M |
| 2023 | $346.7M |
| 2022 | $324.9M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $82.5M | $79.2M | $81.1M | $83.0M | $88.9M | $92.9M | $96.7M | $102.5M |
| YoY Growth | -2.2% | -14.3% | -6.8% | -2.0% | 7.8% | 17.2% | 19.3% | 23.4% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $12.11B | $12.09B | $12.06B | $12.15B | $12.15B | $12.44B | $12.61B | $12.75B |
| Liabilities | $10.74B | $10.72B | $10.66B | $10.68B | $10.70B | $10.93B | $11.05B | $11.15B |
| Equity | $1.37B | $1.38B | $1.40B | $1.48B | $1.45B | $1.51B | $1.56B | $1.60B |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $45.6M | $-20.1M | $87.7M | $38.4M | $68.7M | $52.6M | $45.7M | $49.7M |