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Side-by-side financial comparison of CareDx, Inc. (CDNA) and OFG BANCORP (OFG). Click either name above to swap in a different company.

OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $117.7M, roughly 1.6× CareDx, Inc.). OFG BANCORP runs the higher net margin — 30.3% vs 2.4%, a 27.9% gap on every dollar of revenue. On growth, CareDx, Inc. posted the faster year-over-year revenue change (39.0% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $514.0K). Over the past eight quarters, CareDx, Inc.'s revenue compounded faster (12.9% CAGR vs 2.8%).

CareDx, Inc. is a leading precision medicine company dedicated to organ transplant patient care. It develops and commercializes diagnostic tests for rejection surveillance, digital health management tools, and supportive clinical services, catering to transplant clinicians, patients, and healthcare systems across North America and European core markets.

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

CDNA vs OFG — Head-to-Head

Bigger by revenue
OFG
OFG
1.6× larger
OFG
$184.3M
$117.7M
CDNA
Growing faster (revenue YoY)
CDNA
CDNA
+38.1% gap
CDNA
39.0%
0.9%
OFG
Higher net margin
OFG
OFG
27.9% more per $
OFG
30.3%
2.4%
CDNA
More free cash flow
OFG
OFG
$198.8M more FCF
OFG
$199.3M
$514.0K
CDNA
Faster 2-yr revenue CAGR
CDNA
CDNA
Annualised
CDNA
12.9%
2.8%
OFG

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CDNA
CDNA
OFG
OFG
Revenue
$117.7M
$184.3M
Net Profit
$2.8M
$55.9M
Gross Margin
Operating Margin
25.7%
Net Margin
2.4%
30.3%
Revenue YoY
39.0%
0.9%
Net Profit YoY
11.0%
EPS (diluted)
$0.05
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CDNA
CDNA
OFG
OFG
Q1 26
$117.7M
Q4 25
$108.4M
$184.3M
Q3 25
$100.1M
$186.2M
Q2 25
$86.7M
$182.4M
Q1 25
$84.7M
$178.6M
Q4 24
$86.6M
$182.7M
Q3 24
$82.9M
$174.7M
Q2 24
$92.3M
$179.8M
Net Profit
CDNA
CDNA
OFG
OFG
Q1 26
$2.8M
Q4 25
$-4.1M
$55.9M
Q3 25
$1.7M
$51.8M
Q2 25
$-8.6M
$51.8M
Q1 25
$-10.4M
$45.6M
Q4 24
$87.7M
$50.3M
Q3 24
$-10.6M
$47.0M
Q2 24
$-4.6M
$51.1M
Operating Margin
CDNA
CDNA
OFG
OFG
Q1 26
Q4 25
-5.6%
25.7%
Q3 25
-0.2%
33.0%
Q2 25
-12.8%
36.1%
Q1 25
-15.8%
33.3%
Q4 24
97.5%
28.9%
Q3 24
-16.6%
35.4%
Q2 24
-7.9%
39.6%
Net Margin
CDNA
CDNA
OFG
OFG
Q1 26
2.4%
Q4 25
-3.8%
30.3%
Q3 25
1.7%
27.8%
Q2 25
-9.9%
28.4%
Q1 25
-12.2%
25.5%
Q4 24
101.3%
27.6%
Q3 24
-12.8%
26.9%
Q2 24
-5.0%
28.4%
EPS (diluted)
CDNA
CDNA
OFG
OFG
Q1 26
$0.05
Q4 25
$-0.08
$1.27
Q3 25
$0.03
$1.16
Q2 25
$-0.16
$1.15
Q1 25
$-0.19
$1.00
Q4 24
$1.60
$1.10
Q3 24
$-0.20
$1.00
Q2 24
$-0.09
$1.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CDNA
CDNA
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$77.9M
$1.0B
Total DebtLower is stronger
Stockholders' EquityBook value
$1.4B
Total Assets
$411.1M
$12.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CDNA
CDNA
OFG
OFG
Q1 26
$77.9M
Q4 25
$177.2M
$1.0B
Q3 25
$194.2M
$740.3M
Q2 25
$186.3M
$851.8M
Q1 25
$230.9M
$710.6M
Q4 24
$260.7M
$591.1M
Q3 24
$240.9M
$680.6M
Q2 24
$228.9M
$740.4M
Total Debt
CDNA
CDNA
OFG
OFG
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$0
Q2 24
$0
Stockholders' Equity
CDNA
CDNA
OFG
OFG
Q1 26
Q4 25
$303.1M
$1.4B
Q3 25
$311.1M
$1.4B
Q2 25
$327.4M
$1.3B
Q1 25
$379.3M
$1.3B
Q4 24
$378.4M
$1.3B
Q3 24
$273.2M
$1.3B
Q2 24
$264.7M
$1.2B
Total Assets
CDNA
CDNA
OFG
OFG
Q1 26
$411.1M
Q4 25
$413.2M
$12.5B
Q3 25
$432.3M
$12.2B
Q2 25
$444.3M
$12.2B
Q1 25
$489.6M
$11.7B
Q4 24
$491.1M
$11.5B
Q3 24
$477.0M
$11.5B
Q2 24
$466.8M
$11.3B
Debt / Equity
CDNA
CDNA
OFG
OFG
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.00×
Q2 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CDNA
CDNA
OFG
OFG
Operating Cash FlowLast quarter
$4.3M
$217.7M
Free Cash FlowOCF − Capex
$514.0K
$199.3M
FCF MarginFCF / Revenue
0.4%
108.1%
Capex IntensityCapex / Revenue
10.0%
Cash ConversionOCF / Net Profit
1.54×
3.90×
TTM Free Cash FlowTrailing 4 quarters
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CDNA
CDNA
OFG
OFG
Q1 26
$4.3M
Q4 25
$21.4M
$217.7M
Q3 25
$37.4M
$39.5M
Q2 25
$9.9M
$35.9M
Q1 25
$-26.6M
$83.1M
Q4 24
$21.9M
$252.5M
Q3 24
$12.5M
$58.1M
Q2 24
$18.9M
$95.1M
Free Cash Flow
CDNA
CDNA
OFG
OFG
Q1 26
$514.0K
Q4 25
$199.3M
Q3 25
$35.5M
Q2 25
$31.8M
Q1 25
$78.7M
Q4 24
$231.2M
Q3 24
$51.8M
Q2 24
$90.4M
FCF Margin
CDNA
CDNA
OFG
OFG
Q1 26
0.4%
Q4 25
108.1%
Q3 25
19.1%
Q2 25
17.4%
Q1 25
44.1%
Q4 24
126.5%
Q3 24
29.6%
Q2 24
50.3%
Capex Intensity
CDNA
CDNA
OFG
OFG
Q1 26
Q4 25
10.0%
Q3 25
2.1%
Q2 25
2.3%
Q1 25
2.4%
Q4 24
11.7%
Q3 24
3.6%
Q2 24
2.6%
Cash Conversion
CDNA
CDNA
OFG
OFG
Q1 26
1.54×
Q4 25
3.90×
Q3 25
22.30×
0.76×
Q2 25
0.69×
Q1 25
1.82×
Q4 24
0.25×
5.02×
Q3 24
1.24×
Q2 24
1.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CDNA
CDNA

Testing services revenue$91.4M78%
Patient and digital solutions revenue$16.0M14%
Product revenue$10.3M9%

OFG
OFG

Segment breakdown not available.

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