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Side-by-side financial comparison of Celularity Inc (CELU) and Lake Shore Bancorp, Inc. (LSBK). Click either name above to swap in a different company.

Lake Shore Bancorp, Inc. is the larger business by last-quarter revenue ($7.4M vs $5.3M, roughly 1.4× Celularity Inc). Lake Shore Bancorp, Inc. runs the higher net margin — 31.8% vs -436.7%, a 468.5% gap on every dollar of revenue.

Celularity Inc is a clinical-stage biotechnology firm that develops off-the-shelf placental-derived cell therapies and immunotherapies for treating cancer, autoimmune, and degenerative diseases. It operates primarily in the U.S. market, with product candidates covering oncology, regenerative medicine, and infectious disease segments.

Lake Shore Bancorp, Inc. (Maryland) is a U.S. regional bank holding company that operates via its banking subsidiary, offering retail and commercial banking services including deposits, loans, mortgages and wealth management, primarily serving individuals and SMEs across local communities in Maryland.

CELU vs LSBK — Head-to-Head

Bigger by revenue
LSBK
LSBK
1.4× larger
LSBK
$7.4M
$5.3M
CELU
Higher net margin
LSBK
LSBK
468.5% more per $
LSBK
31.8%
-436.7%
CELU

Income Statement — Q3 FY2025 vs Q3 FY2025

Metric
CELU
CELU
LSBK
LSBK
Revenue
$5.3M
$7.4M
Net Profit
$-23.1M
$2.4M
Gross Margin
26.1%
Operating Margin
-244.1%
38.4%
Net Margin
-436.7%
31.8%
Revenue YoY
-43.2%
Net Profit YoY
-43.3%
EPS (diluted)
$-0.88
$0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CELU
CELU
LSBK
LSBK
Q3 25
$5.3M
$7.4M
Q2 25
$5.7M
$6.9M
Q1 25
$11.4M
Q4 24
$18.1M
Q3 24
$9.3M
Q2 24
$12.1M
Q1 24
$14.7M
Q4 23
$12.1M
Net Profit
CELU
CELU
LSBK
LSBK
Q3 25
$-23.1M
$2.4M
Q2 25
$-24.5M
$1.9M
Q1 25
$-19.8M
Q4 24
$-13.3M
Q3 24
$-16.1M
Q2 24
$-6.5M
Q1 24
$-22.0M
Q4 23
$9.5M
Gross Margin
CELU
CELU
LSBK
LSBK
Q3 25
26.1%
Q2 25
8.6%
Q1 25
68.9%
Q4 24
59.5%
Q3 24
58.2%
Q2 24
82.5%
Q1 24
88.8%
Q4 23
20.7%
Operating Margin
CELU
CELU
LSBK
LSBK
Q3 25
-244.1%
38.4%
Q2 25
-276.6%
33.2%
Q1 25
-91.8%
Q4 24
-51.2%
Q3 24
-124.0%
Q2 24
-84.0%
Q1 24
-50.2%
Q4 23
Net Margin
CELU
CELU
LSBK
LSBK
Q3 25
-436.7%
31.8%
Q2 25
-427.5%
27.7%
Q1 25
-172.9%
Q4 24
-73.3%
Q3 24
-173.2%
Q2 24
-53.6%
Q1 24
-149.9%
Q4 23
78.8%
EPS (diluted)
CELU
CELU
LSBK
LSBK
Q3 25
$-0.88
$0.32
Q2 25
$-1.02
$0.34
Q1 25
$-0.84
Q4 24
$-0.58
Q3 24
$-0.73
Q2 24
$-0.30
Q1 24
$-1.03
Q4 23
$0.80

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CELU
CELU
LSBK
LSBK
Cash + ST InvestmentsLiquidity on hand
$120.0K
$83.6M
Total DebtLower is stronger
$35.7M
$2.0M
Stockholders' EquityBook value
$-20.1M
$139.3M
Total Assets
$114.2M
$742.8M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CELU
CELU
LSBK
LSBK
Q3 25
$120.0K
$83.6M
Q2 25
$863.0K
$75.4M
Q1 25
$293.0K
Q4 24
$738.0K
Q3 24
$133.0K
Q2 24
$467.0K
Q1 24
$1.9M
Q4 23
$227.0K
Total Debt
CELU
CELU
LSBK
LSBK
Q3 25
$35.7M
$2.0M
Q2 25
$2.0M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Q4 23
Stockholders' Equity
CELU
CELU
LSBK
LSBK
Q3 25
$-20.1M
$139.3M
Q2 25
$-25.5M
$92.9M
Q1 25
$-5.5M
Q4 24
$8.8M
Q3 24
$17.3M
Q2 24
$27.8M
Q1 24
$31.2M
Q4 23
$41.0M
Total Assets
CELU
CELU
LSBK
LSBK
Q3 25
$114.2M
$742.8M
Q2 25
$120.3M
$734.8M
Q1 25
$128.9M
Q4 24
$132.7M
Q3 24
$128.8M
Q2 24
$135.5M
Q1 24
$143.8M
Q4 23
$143.9M
Debt / Equity
CELU
CELU
LSBK
LSBK
Q3 25
0.01×
Q2 25
0.02×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Q4 23

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CELU
CELU
LSBK
LSBK
Operating Cash FlowLast quarter
$-4.2M
$3.3M
Free Cash FlowOCF − Capex
$3.3M
FCF MarginFCF / Revenue
44.4%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
1.42×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CELU
CELU
LSBK
LSBK
Q3 25
$-4.2M
$3.3M
Q2 25
$-999.0K
$2.5M
Q1 25
$-3.0M
Q4 24
$1.6M
Q3 24
$-144.0K
Q2 24
$-3.4M
Q1 24
$-4.4M
Q4 23
$-4.3M
Free Cash Flow
CELU
CELU
LSBK
LSBK
Q3 25
$3.3M
Q2 25
$2.0M
Q1 25
Q4 24
$1.5M
Q3 24
Q2 24
$-3.5M
Q1 24
$-4.4M
Q4 23
$-4.9M
FCF Margin
CELU
CELU
LSBK
LSBK
Q3 25
44.4%
Q2 25
28.5%
Q1 25
Q4 24
8.3%
Q3 24
Q2 24
-28.7%
Q1 24
-30.3%
Q4 23
-40.6%
Capex Intensity
CELU
CELU
LSBK
LSBK
Q3 25
0.6%
Q2 25
7.7%
Q1 25
Q4 24
0.5%
Q3 24
0.0%
Q2 24
0.3%
Q1 24
0.3%
Q4 23
4.8%
Cash Conversion
CELU
CELU
LSBK
LSBK
Q3 25
1.42×
Q2 25
1.31×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Q4 23
-0.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CELU
CELU

License Royalty And Other$2.9M56%
Degenerative Disease$2.2M42%

LSBK
LSBK

Segment breakdown not available.

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