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Side-by-side financial comparison of Certara, Inc. (CERT) and CHIMERA INVESTMENT CORP (CIM). Click either name above to swap in a different company.

Certara, Inc. is the larger business by last-quarter revenue ($103.6M vs $66.2M, roughly 1.6× CHIMERA INVESTMENT CORP). CHIMERA INVESTMENT CORP runs the higher net margin — 42.8% vs -5.7%, a 48.5% gap on every dollar of revenue. On growth, Certara, Inc. posted the faster year-over-year revenue change (3.3% vs 0.5%). Over the past eight quarters, Certara, Inc.'s revenue compounded faster (3.6% CAGR vs 0.8%).

Certara is a global leader in biopharmaceutical software and consulting services, specializing in modeling, simulation, and regulatory science solutions. It serves pharmaceutical companies, biotech firms and healthcare stakeholders across all drug development stages, helping accelerate new therapy launches, lower R&D risks and cut overall development costs.

Chimera Investment Corp is a US-based real estate investment trust (REIT) primarily investing in residential mortgage-backed securities, residential and commercial mortgage loans, and other real estate-related financial assets. It delivers sustainable risk-adjusted returns for shareholders via regular dividend distributions from its investment portfolio.

CERT vs CIM — Head-to-Head

Bigger by revenue
CERT
CERT
1.6× larger
CERT
$103.6M
$66.2M
CIM
Growing faster (revenue YoY)
CERT
CERT
+2.7% gap
CERT
3.3%
0.5%
CIM
Higher net margin
CIM
CIM
48.5% more per $
CIM
42.8%
-5.7%
CERT
Faster 2-yr revenue CAGR
CERT
CERT
Annualised
CERT
3.6%
0.8%
CIM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CERT
CERT
CIM
CIM
Revenue
$103.6M
$66.2M
Net Profit
$-5.9M
$28.3M
Gross Margin
Operating Margin
0.8%
42.6%
Net Margin
-5.7%
42.8%
Revenue YoY
3.3%
0.5%
Net Profit YoY
-189.6%
119.3%
EPS (diluted)
$-0.04
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CERT
CERT
CIM
CIM
Q4 25
$103.6M
$66.2M
Q3 25
$104.6M
$65.0M
Q2 25
$104.6M
$66.0M
Q1 25
$106.0M
$69.2M
Q4 24
$100.4M
$65.8M
Q3 24
$94.8M
$66.5M
Q2 24
$93.3M
$67.3M
Q1 24
$96.7M
$65.1M
Net Profit
CERT
CERT
CIM
CIM
Q4 25
$-5.9M
$28.3M
Q3 25
$1.5M
$-580.0K
Q2 25
$-2.0M
$35.5M
Q1 25
$4.7M
$167.3M
Q4 24
$6.6M
$-146.5M
Q3 24
$-1.4M
$136.5M
Q2 24
$-12.6M
$56.7M
Q1 24
$-4.7M
$129.5M
Operating Margin
CERT
CERT
CIM
CIM
Q4 25
0.8%
42.6%
Q3 25
2.9%
-0.5%
Q2 25
9.1%
54.3%
Q1 25
7.2%
Q4 24
6.0%
-222.6%
Q3 24
2.7%
Q2 24
-9.7%
84.2%
Q1 24
-1.3%
Net Margin
CERT
CERT
CIM
CIM
Q4 25
-5.7%
42.8%
Q3 25
1.5%
-0.9%
Q2 25
-1.9%
53.7%
Q1 25
4.5%
241.7%
Q4 24
6.6%
-222.6%
Q3 24
-1.4%
205.4%
Q2 24
-13.5%
84.2%
Q1 24
-4.8%
198.8%
EPS (diluted)
CERT
CERT
CIM
CIM
Q4 25
$-0.04
$0.05
Q3 25
$0.01
$-0.27
Q2 25
$-0.01
$0.17
Q1 25
$0.03
$1.77
Q4 24
$0.04
$-2.06
Q3 24
$-0.01
$1.39
Q2 24
$-0.08
$0.41
Q1 24
$-0.03
$1.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CERT
CERT
CIM
CIM
Cash + ST InvestmentsLiquidity on hand
$189.4M
$278.6M
Total DebtLower is stronger
$293.1M
$251.5M
Stockholders' EquityBook value
$1.1B
$2.6B
Total Assets
$1.6B
$15.8B
Debt / EquityLower = less leverage
0.28×
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CERT
CERT
CIM
CIM
Q4 25
$189.4M
$278.6M
Q3 25
$172.7M
$491.5M
Q2 25
$162.3M
$250.2M
Q1 25
$179.1M
$253.3M
Q4 24
$179.2M
$84.0M
Q3 24
$233.0M
$97.3M
Q2 24
$224.6M
$162.3M
Q1 24
$224.8M
$169.0M
Total Debt
CERT
CERT
CIM
CIM
Q4 25
$293.1M
$251.5M
Q3 25
$293.5M
$251.0M
Q2 25
$294.2M
$135.2M
Q1 25
$294.8M
$134.9M
Q4 24
$295.4M
$134.6M
Q3 24
$296.1M
$134.4M
Q2 24
$296.7M
$62.4M
Q1 24
$290.8M
Stockholders' Equity
CERT
CERT
CIM
CIM
Q4 25
$1.1B
$2.6B
Q3 25
$1.1B
$2.6B
Q2 25
$1.1B
$2.6B
Q1 25
$1.1B
$2.6B
Q4 24
$1.1B
$2.5B
Q3 24
$1.1B
$2.7B
Q2 24
$1.0B
$2.6B
Q1 24
$1.1B
$2.6B
Total Assets
CERT
CERT
CIM
CIM
Q4 25
$1.6B
$15.8B
Q3 25
$1.5B
$15.1B
Q2 25
$1.5B
$14.9B
Q1 25
$1.6B
$13.2B
Q4 24
$1.6B
$13.1B
Q3 24
$1.5B
$13.7B
Q2 24
$1.5B
$13.1B
Q1 24
$1.5B
$12.5B
Debt / Equity
CERT
CERT
CIM
CIM
Q4 25
0.28×
0.10×
Q3 25
0.28×
0.10×
Q2 25
0.27×
0.05×
Q1 25
0.27×
0.05×
Q4 24
0.28×
0.05×
Q3 24
0.28×
0.05×
Q2 24
0.28×
0.02×
Q1 24
0.28×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CERT
CERT
CIM
CIM
Operating Cash FlowLast quarter
$28.8M
$-248.9M
Free Cash FlowOCF − Capex
$27.8M
FCF MarginFCF / Revenue
26.8%
Capex IntensityCapex / Revenue
1.0%
Cash ConversionOCF / Net Profit
-8.78×
TTM Free Cash FlowTrailing 4 quarters
$94.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CERT
CERT
CIM
CIM
Q4 25
$28.8M
$-248.9M
Q3 25
$32.3M
$-137.5M
Q2 25
$17.8M
$-7.4M
Q1 25
$17.4M
$48.8M
Q4 24
$49.4M
$205.7M
Q3 24
$17.0M
$41.4M
Q2 24
$9.8M
$69.0M
Q1 24
$4.3M
$57.3M
Free Cash Flow
CERT
CERT
CIM
CIM
Q4 25
$27.8M
Q3 25
$32.1M
Q2 25
$17.8M
Q1 25
$16.8M
Q4 24
$49.0M
Q3 24
$16.8M
Q2 24
$9.4M
Q1 24
$3.7M
FCF Margin
CERT
CERT
CIM
CIM
Q4 25
26.8%
Q3 25
30.7%
Q2 25
17.0%
Q1 25
15.8%
Q4 24
48.8%
Q3 24
17.7%
Q2 24
10.1%
Q1 24
3.8%
Capex Intensity
CERT
CERT
CIM
CIM
Q4 25
1.0%
Q3 25
0.2%
Q2 25
0.1%
Q1 25
0.6%
Q4 24
0.4%
Q3 24
0.2%
Q2 24
0.5%
Q1 24
0.6%
Cash Conversion
CERT
CERT
CIM
CIM
Q4 25
-8.78×
Q3 25
21.19×
Q2 25
-0.21×
Q1 25
3.66×
0.29×
Q4 24
7.51×
Q3 24
0.30×
Q2 24
1.22×
Q1 24
0.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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