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Side-by-side financial comparison of Certara, Inc. (CERT) and Hippo Holdings Inc. (HIPO). Click either name above to swap in a different company.

Hippo Holdings Inc. is the larger business by last-quarter revenue ($120.4M vs $103.6M, roughly 1.2× Certara, Inc.). Hippo Holdings Inc. runs the higher net margin — 5.0% vs -5.7%, a 10.7% gap on every dollar of revenue. On growth, Hippo Holdings Inc. posted the faster year-over-year revenue change (18.2% vs 3.3%). Certara, Inc. produced more free cash flow last quarter ($27.8M vs $9.1M). Over the past eight quarters, Hippo Holdings Inc.'s revenue compounded faster (18.9% CAGR vs 3.6%).

Certara is a global leader in biopharmaceutical software and consulting services, specializing in modeling, simulation, and regulatory science solutions. It serves pharmaceutical companies, biotech firms and healthcare stakeholders across all drug development stages, helping accelerate new therapy launches, lower R&D risks and cut overall development costs.

Hippo Valley Estate is a sugar estate found near the town of Chiredzi in Chiredzi District of southeastern Zimbabwe, on the Runde River near the border with Mozambique.

CERT vs HIPO — Head-to-Head

Bigger by revenue
HIPO
HIPO
1.2× larger
HIPO
$120.4M
$103.6M
CERT
Growing faster (revenue YoY)
HIPO
HIPO
+14.9% gap
HIPO
18.2%
3.3%
CERT
Higher net margin
HIPO
HIPO
10.7% more per $
HIPO
5.0%
-5.7%
CERT
More free cash flow
CERT
CERT
$18.7M more FCF
CERT
$27.8M
$9.1M
HIPO
Faster 2-yr revenue CAGR
HIPO
HIPO
Annualised
HIPO
18.9%
3.6%
CERT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CERT
CERT
HIPO
HIPO
Revenue
$103.6M
$120.4M
Net Profit
$-5.9M
$6.0M
Gross Margin
Operating Margin
0.8%
5.6%
Net Margin
-5.7%
5.0%
Revenue YoY
3.3%
18.2%
Net Profit YoY
-189.6%
-86.4%
EPS (diluted)
$-0.04
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CERT
CERT
HIPO
HIPO
Q4 25
$103.6M
$120.4M
Q3 25
$104.6M
$120.6M
Q2 25
$104.6M
$117.3M
Q1 25
$106.0M
$110.3M
Q4 24
$100.4M
$101.9M
Q3 24
$94.8M
$95.5M
Q2 24
$93.3M
$89.6M
Q1 24
$96.7M
$85.1M
Net Profit
CERT
CERT
HIPO
HIPO
Q4 25
$-5.9M
$6.0M
Q3 25
$1.5M
$98.1M
Q2 25
$-2.0M
$1.3M
Q1 25
$4.7M
$-47.7M
Q4 24
$6.6M
$44.2M
Q3 24
$-1.4M
$-8.5M
Q2 24
$-12.6M
$-40.5M
Q1 24
$-4.7M
$-35.7M
Operating Margin
CERT
CERT
HIPO
HIPO
Q4 25
0.8%
5.6%
Q3 25
2.9%
81.3%
Q2 25
9.1%
3.4%
Q1 25
7.2%
-41.3%
Q4 24
6.0%
46.3%
Q3 24
2.7%
-5.4%
Q2 24
-9.7%
-40.7%
Q1 24
-1.3%
-38.7%
Net Margin
CERT
CERT
HIPO
HIPO
Q4 25
-5.7%
5.0%
Q3 25
1.5%
81.3%
Q2 25
-1.9%
1.1%
Q1 25
4.5%
-43.2%
Q4 24
6.6%
43.4%
Q3 24
-1.4%
-8.9%
Q2 24
-13.5%
-45.2%
Q1 24
-4.8%
-42.0%
EPS (diluted)
CERT
CERT
HIPO
HIPO
Q4 25
$-0.04
$0.31
Q3 25
$0.01
$3.77
Q2 25
$-0.01
$0.05
Q1 25
$0.03
$-1.91
Q4 24
$0.04
$1.81
Q3 24
$-0.01
$-0.34
Q2 24
$-0.08
$-1.64
Q1 24
$-0.03
$-1.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CERT
CERT
HIPO
HIPO
Cash + ST InvestmentsLiquidity on hand
$189.4M
$218.3M
Total DebtLower is stronger
$293.1M
Stockholders' EquityBook value
$1.1B
$436.1M
Total Assets
$1.6B
$1.9B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CERT
CERT
HIPO
HIPO
Q4 25
$189.4M
$218.3M
Q3 25
$172.7M
$247.7M
Q2 25
$162.3M
$198.9M
Q1 25
$179.1M
$140.9M
Q4 24
$179.2M
$197.6M
Q3 24
$233.0M
$191.2M
Q2 24
$224.6M
$175.9M
Q1 24
$224.8M
$223.4M
Total Debt
CERT
CERT
HIPO
HIPO
Q4 25
$293.1M
Q3 25
$293.5M
Q2 25
$294.2M
Q1 25
$294.8M
Q4 24
$295.4M
Q3 24
$296.1M
Q2 24
$296.7M
Q1 24
$290.8M
Stockholders' Equity
CERT
CERT
HIPO
HIPO
Q4 25
$1.1B
$436.1M
Q3 25
$1.1B
$421.5M
Q2 25
$1.1B
$332.5M
Q1 25
$1.1B
$322.8M
Q4 24
$1.1B
$362.1M
Q3 24
$1.1B
$326.4M
Q2 24
$1.0B
$322.6M
Q1 24
$1.1B
$351.2M
Total Assets
CERT
CERT
HIPO
HIPO
Q4 25
$1.6B
$1.9B
Q3 25
$1.5B
$1.9B
Q2 25
$1.5B
$1.7B
Q1 25
$1.6B
$1.5B
Q4 24
$1.6B
$1.5B
Q3 24
$1.5B
$1.5B
Q2 24
$1.5B
$1.5B
Q1 24
$1.5B
$1.5B
Debt / Equity
CERT
CERT
HIPO
HIPO
Q4 25
0.28×
Q3 25
0.28×
Q2 25
0.27×
Q1 25
0.27×
Q4 24
0.28×
Q3 24
0.28×
Q2 24
0.28×
Q1 24
0.28×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CERT
CERT
HIPO
HIPO
Operating Cash FlowLast quarter
$28.8M
$9.2M
Free Cash FlowOCF − Capex
$27.8M
$9.1M
FCF MarginFCF / Revenue
26.8%
7.6%
Capex IntensityCapex / Revenue
1.0%
0.1%
Cash ConversionOCF / Net Profit
1.53×
TTM Free Cash FlowTrailing 4 quarters
$94.4M
$14.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CERT
CERT
HIPO
HIPO
Q4 25
$28.8M
$9.2M
Q3 25
$32.3M
$16.9M
Q2 25
$17.8M
$24.7M
Q1 25
$17.4M
$-35.6M
Q4 24
$49.4M
$47.5M
Q3 24
$17.0M
$46.8M
Q2 24
$9.8M
$-10.6M
Q1 24
$4.3M
$17.7M
Free Cash Flow
CERT
CERT
HIPO
HIPO
Q4 25
$27.8M
$9.1M
Q3 25
$32.1M
$16.8M
Q2 25
$17.8M
$24.6M
Q1 25
$16.8M
$-35.7M
Q4 24
$49.0M
$47.2M
Q3 24
$16.8M
Q2 24
$9.4M
$-10.7M
Q1 24
$3.7M
$17.6M
FCF Margin
CERT
CERT
HIPO
HIPO
Q4 25
26.8%
7.6%
Q3 25
30.7%
13.9%
Q2 25
17.0%
21.0%
Q1 25
15.8%
-32.4%
Q4 24
48.8%
46.3%
Q3 24
17.7%
Q2 24
10.1%
-11.9%
Q1 24
3.8%
20.7%
Capex Intensity
CERT
CERT
HIPO
HIPO
Q4 25
1.0%
0.1%
Q3 25
0.2%
0.1%
Q2 25
0.1%
0.1%
Q1 25
0.6%
0.1%
Q4 24
0.4%
0.3%
Q3 24
0.2%
0.0%
Q2 24
0.5%
0.1%
Q1 24
0.6%
0.1%
Cash Conversion
CERT
CERT
HIPO
HIPO
Q4 25
1.53×
Q3 25
21.19×
0.17×
Q2 25
19.00×
Q1 25
3.66×
Q4 24
7.51×
1.07×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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