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Side-by-side financial comparison of CF Industries (CF) and Gen Digital (GEN). Click either name above to swap in a different company.
CF Industries is the larger business by last-quarter revenue ($1.9B vs $1.2B, roughly 1.5× Gen Digital). CF Industries runs the higher net margin — 26.4% vs 15.5%, a 11.0% gap on every dollar of revenue. On growth, Gen Digital posted the faster year-over-year revenue change (28.5% vs 22.8%). Over the past eight quarters, Gen Digital's revenue compounded faster (13.2% CAGR vs 12.8%).
CF Industries Holdings, Inc. is an American manufacturer and distributor of agricultural fertilizers, including ammonia, urea, and ammonium nitrate products. The company is based in Northbrook, Illinois, a suburb of Chicago, and was founded in 1946 as the Central Farmers Fertilizer Company. For its first 56 years, it was a federation of regional agricultural supply cooperatives. CF then demutualized, and became a publicly traded company.
Gen Digital Inc. is a multinational software company co-headquartered in both Tempe, Arizona (USA) and Prague, Czech Republic (EU). The company provides cybersecurity software, financial technology, and services. Gen is a Fortune 500 company and a member of the S&P 500 stock-market index. It is listed at both NASDAQ and Prague Stock Exchange. Its portfolio includes Norton, Avast, LifeLock, Avira, AVG, ReputationDefender, MoneyLion and CCleaner.
CF vs GEN — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.9B | $1.2B |
| Net Profit | $495.0M | $192.0M |
| Gross Margin | 40.9% | 78.4% |
| Operating Margin | 33.0% | 34.9% |
| Net Margin | 26.4% | 15.5% |
| Revenue YoY | 22.8% | 28.5% |
| Net Profit YoY | 26.3% | 6.1% |
| EPS (diluted) | $2.56 | $0.31 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.2B | ||
| Q4 25 | $1.9B | $1.2B | ||
| Q3 25 | $1.7B | $1.3B | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $1.7B | $1.0B | ||
| Q4 24 | $1.5B | $986.0M | ||
| Q3 24 | $1.4B | $974.0M | ||
| Q2 24 | $1.6B | $965.0M |
| Q1 26 | — | $192.0M | ||
| Q4 25 | $495.0M | $134.0M | ||
| Q3 25 | $460.0M | $135.0M | ||
| Q2 25 | $492.0M | — | ||
| Q1 25 | $351.0M | $142.0M | ||
| Q4 24 | $392.0M | $159.0M | ||
| Q3 24 | $341.0M | $161.0M | ||
| Q2 24 | $506.0M | $181.0M |
| Q1 26 | — | 78.4% | ||
| Q4 25 | 40.9% | 78.2% | ||
| Q3 25 | 38.1% | 78.8% | ||
| Q2 25 | 39.9% | — | ||
| Q1 25 | 34.4% | 80.3% | ||
| Q4 24 | 34.4% | 80.4% | ||
| Q3 24 | 32.4% | 80.1% | ||
| Q2 24 | 43.2% | 80.3% |
| Q1 26 | — | 34.9% | ||
| Q4 25 | 33.0% | 35.9% | ||
| Q3 25 | 35.0% | 35.5% | ||
| Q2 25 | 34.3% | — | ||
| Q1 25 | 27.4% | 41.3% | ||
| Q4 24 | 28.9% | 37.9% | ||
| Q3 24 | 26.6% | 41.3% | ||
| Q2 24 | 40.6% | 43.2% |
| Q1 26 | — | 15.5% | ||
| Q4 25 | 26.4% | 11.0% | ||
| Q3 25 | 27.7% | 10.7% | ||
| Q2 25 | 26.0% | — | ||
| Q1 25 | 21.1% | 14.1% | ||
| Q4 24 | 25.7% | 16.1% | ||
| Q3 24 | 24.9% | 16.5% | ||
| Q2 24 | 32.2% | 18.8% |
| Q1 26 | — | $0.31 | ||
| Q4 25 | $2.56 | $0.21 | ||
| Q3 25 | $2.19 | $0.22 | ||
| Q2 25 | $2.37 | — | ||
| Q1 25 | $1.85 | $0.22 | ||
| Q4 24 | $1.86 | $0.26 | ||
| Q3 24 | $1.55 | $0.26 | ||
| Q2 24 | $2.30 | $0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $3.2B | $8.4B |
| Stockholders' EquityBook value | $4.8B | $2.3B |
| Total Assets | $14.1B | $15.8B |
| Debt / EquityLower = less leverage | 0.66× | 3.61× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $1.0B | ||
| Q4 24 | — | $883.0M | ||
| Q3 24 | — | $737.0M | ||
| Q2 24 | — | $644.0M |
| Q1 26 | — | $8.4B | ||
| Q4 25 | $3.2B | $8.7B | ||
| Q3 25 | $3.0B | $8.9B | ||
| Q2 25 | $3.0B | — | ||
| Q1 25 | $3.0B | $8.3B | ||
| Q4 24 | $3.0B | $8.5B | ||
| Q3 24 | $3.0B | $8.5B | ||
| Q2 24 | $3.0B | $8.5B |
| Q1 26 | — | $2.3B | ||
| Q4 25 | $4.8B | $2.5B | ||
| Q3 25 | $4.8B | $2.4B | ||
| Q2 25 | $5.0B | — | ||
| Q1 25 | $4.8B | $2.3B | ||
| Q4 24 | $5.0B | $2.2B | ||
| Q3 24 | $5.2B | $2.1B | ||
| Q2 24 | $5.5B | $2.0B |
| Q1 26 | — | $15.8B | ||
| Q4 25 | $14.1B | $16.1B | ||
| Q3 25 | $14.2B | $16.4B | ||
| Q2 25 | $13.8B | — | ||
| Q1 25 | $13.3B | $15.5B | ||
| Q4 24 | $13.5B | $15.4B | ||
| Q3 24 | $13.8B | $15.5B | ||
| Q2 24 | $13.8B | $15.4B |
| Q1 26 | — | 3.61× | ||
| Q4 25 | 0.66× | 3.54× | ||
| Q3 25 | 0.61× | 3.75× | ||
| Q2 25 | 0.60× | — | ||
| Q1 25 | 0.62× | 3.64× | ||
| Q4 24 | 0.60× | 3.94× | ||
| Q3 24 | 0.57× | 4.06× | ||
| Q2 24 | 0.54× | 4.33× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $539.0M | — |
| Free Cash FlowOCF − Capex | $313.0M | — |
| FCF MarginFCF / Revenue | 16.7% | — |
| Capex IntensityCapex / Revenue | 12.1% | — |
| Cash ConversionOCF / Net Profit | 1.09× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.8B | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $539.0M | $541.0M | ||
| Q3 25 | $1.1B | $409.0M | ||
| Q2 25 | $563.0M | — | ||
| Q1 25 | $586.0M | $473.0M | ||
| Q4 24 | $420.0M | $326.0M | ||
| Q3 24 | $931.0M | $158.0M | ||
| Q2 24 | $475.0M | $264.0M |
| Q1 26 | — | — | ||
| Q4 25 | $313.0M | $535.0M | ||
| Q3 25 | $717.0M | $405.0M | ||
| Q2 25 | $318.0M | — | ||
| Q1 25 | $454.0M | $470.0M | ||
| Q4 24 | $223.0M | $318.0M | ||
| Q3 24 | $792.0M | $156.0M | ||
| Q2 24 | $391.0M | $262.0M |
| Q1 26 | — | — | ||
| Q4 25 | 16.7% | 43.9% | ||
| Q3 25 | 43.2% | 32.2% | ||
| Q2 25 | 16.8% | — | ||
| Q1 25 | 27.3% | 46.5% | ||
| Q4 24 | 14.6% | 32.3% | ||
| Q3 24 | 57.8% | 16.0% | ||
| Q2 24 | 24.9% | 27.2% |
| Q1 26 | — | — | ||
| Q4 25 | 12.1% | 0.5% | ||
| Q3 25 | 20.9% | 0.3% | ||
| Q2 25 | 13.0% | — | ||
| Q1 25 | 7.9% | 0.3% | ||
| Q4 24 | 12.9% | 0.8% | ||
| Q3 24 | 10.1% | 0.2% | ||
| Q2 24 | 5.3% | 0.2% |
| Q1 26 | — | — | ||
| Q4 25 | 1.09× | 4.04× | ||
| Q3 25 | 2.31× | 3.03× | ||
| Q2 25 | 1.14× | — | ||
| Q1 25 | 1.67× | 3.33× | ||
| Q4 24 | 1.07× | 2.05× | ||
| Q3 24 | 2.73× | 0.98× | ||
| Q2 24 | 0.94× | 1.46× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CF
| Ammonia | $591.0M | 32% |
| UAN | $493.0M | 26% |
| Urea | $372.0M | 20% |
| Other | $244.0M | 13% |
| Other Products | $147.0M | 8% |
| Ammonium Nitrate Segment | $25.0M | 1% |
GEN
| Cyber Safety Platform | $819.0M | 66% |
| Trust Based Solutions | $421.0M | 34% |
| Net Interest Income On Notes Receivable | $4.0M | 0% |
