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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Sunrise New Energy Co., Ltd. (EPOW). Click either name above to swap in a different company.

Sunrise New Energy Co., Ltd. is the larger business by last-quarter revenue ($22.3M vs $15.7M, roughly 1.4× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -27.1%, a 67.2% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs 0.0%).

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

Husky Energy Inc. was a Canadian petroleum company that existed from 1938 to 2021. It operated in Western and Atlantic Canada, the United States and the Asia Pacific region, with upstream and downstream business segments. In the 2020 Forbes Global 2000, Husky Energy was ranked as the 1443rd-largest public company in the world.

CFBK vs EPOW — Head-to-Head

Bigger by revenue
EPOW
EPOW
1.4× larger
EPOW
$22.3M
$15.7M
CFBK
Growing faster (revenue YoY)
CFBK
CFBK
+12.6% gap
CFBK
12.6%
0.0%
EPOW
Higher net margin
CFBK
CFBK
67.2% more per $
CFBK
40.0%
-27.1%
EPOW

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
CFBK
CFBK
EPOW
EPOW
Revenue
$15.7M
$22.3M
Net Profit
$5.7M
$-6.0M
Gross Margin
0.1%
Operating Margin
43.4%
-24.3%
Net Margin
40.0%
-27.1%
Revenue YoY
12.6%
0.0%
Net Profit YoY
29.9%
-35.7%
EPS (diluted)
$0.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
EPOW
EPOW
Q4 25
$15.7M
Q3 25
$15.5M
Q2 25
$15.6M
$22.3M
Q1 25
$14.1M
Q4 24
$14.0M
Q3 24
$13.1M
Q2 24
$12.6M
$22.3M
Q1 24
$12.2M
Net Profit
CFBK
CFBK
EPOW
EPOW
Q4 25
$5.7M
Q3 25
$2.3M
Q2 25
$5.0M
$-6.0M
Q1 25
$4.4M
Q4 24
$4.4M
Q3 24
$4.2M
Q2 24
$1.7M
$-4.5M
Q1 24
$3.1M
Gross Margin
CFBK
CFBK
EPOW
EPOW
Q4 25
Q3 25
Q2 25
0.1%
Q1 25
Q4 24
Q3 24
Q2 24
0.1%
Q1 24
Operating Margin
CFBK
CFBK
EPOW
EPOW
Q4 25
43.4%
Q3 25
17.5%
Q2 25
41.1%
-24.3%
Q1 25
39.5%
Q4 24
36.9%
Q3 24
40.4%
Q2 24
15.4%
-24.3%
Q1 24
30.9%
Net Margin
CFBK
CFBK
EPOW
EPOW
Q4 25
40.0%
Q3 25
15.1%
Q2 25
32.3%
-27.1%
Q1 25
31.4%
Q4 24
35.2%
Q3 24
32.2%
Q2 24
13.5%
-20.0%
Q1 24
25.2%
EPS (diluted)
CFBK
CFBK
EPOW
EPOW
Q4 25
$0.88
Q3 25
$0.36
Q2 25
$0.77
Q1 25
$0.68
Q4 24
$0.68
Q3 24
$0.65
Q2 24
$0.26
$-0.21
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
EPOW
EPOW
Cash + ST InvestmentsLiquidity on hand
$259.0M
$1.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$184.4M
$27.3M
Total Assets
$2.1B
$143.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
EPOW
EPOW
Q4 25
$259.0M
Q3 25
$272.4M
Q2 25
$275.7M
$1.3M
Q1 25
$241.0M
Q4 24
$235.3M
Q3 24
$233.5M
Q2 24
$241.8M
$15.2M
Q1 24
$236.9M
Stockholders' Equity
CFBK
CFBK
EPOW
EPOW
Q4 25
$184.4M
Q3 25
$179.3M
Q2 25
$177.0M
$27.3M
Q1 25
$172.7M
Q4 24
$168.4M
Q3 24
$164.0M
Q2 24
$159.6M
$-2.8M
Q1 24
$158.0M
Total Assets
CFBK
CFBK
EPOW
EPOW
Q4 25
$2.1B
Q3 25
$2.1B
Q2 25
$2.1B
$143.0M
Q1 25
$2.1B
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.0B
$141.6M
Q1 24
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
EPOW
EPOW
Operating Cash FlowLast quarter
$18.7M
$-6.9M
Free Cash FlowOCF − Capex
$18.2M
FCF MarginFCF / Revenue
115.6%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
EPOW
EPOW
Q4 25
$18.7M
Q3 25
$5.5M
Q2 25
$8.0M
$-6.9M
Q1 25
$2.2M
Q4 24
$14.2M
Q3 24
$-1.3M
Q2 24
$4.0M
$-6.9M
Q1 24
$-1.2M
Free Cash Flow
CFBK
CFBK
EPOW
EPOW
Q4 25
$18.2M
Q3 25
$5.2M
Q2 25
$7.8M
Q1 25
$2.2M
Q4 24
$13.9M
Q3 24
$-1.3M
Q2 24
$4.0M
$-7.9M
Q1 24
$-1.2M
FCF Margin
CFBK
CFBK
EPOW
EPOW
Q4 25
115.6%
Q3 25
33.6%
Q2 25
50.3%
Q1 25
15.2%
Q4 24
99.6%
Q3 24
-9.9%
Q2 24
31.6%
-35.6%
Q1 24
-9.5%
Capex Intensity
CFBK
CFBK
EPOW
EPOW
Q4 25
3.1%
Q3 25
1.7%
Q2 25
0.7%
Q1 25
0.4%
Q4 24
1.9%
Q3 24
0.2%
Q2 24
0.1%
4.4%
Q1 24
0.0%
Cash Conversion
CFBK
CFBK
EPOW
EPOW
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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