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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and enCore Energy Corp. (EU). Click either name above to swap in a different company.
CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $12.4M, roughly 1.3× enCore Energy Corp.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -173.9%, a 214.0% gap on every dollar of revenue. CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $7.2M).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Devon Energy Corporation is an American company engaged in hydrocarbon exploration. It is organized in Delaware with operational headquarters in the 50-story Devon Energy Center in Oklahoma City, Oklahoma. Its operations are in the Delaware Basin, Eagle Ford Group, and the Rocky Mountains.
CFBK vs EU — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $12.4M |
| Net Profit | $5.7M | $-21.5M |
| Gross Margin | — | 37.9% |
| Operating Margin | 43.4% | -135.9% |
| Net Margin | 40.0% | -173.9% |
| Revenue YoY | 12.6% | — |
| Net Profit YoY | 29.9% | — |
| EPS (diluted) | $0.88 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $12.4M | ||
| Q3 25 | $15.5M | $8.9M | ||
| Q2 25 | $15.6M | $3.7M | ||
| Q1 25 | $14.1M | $18.2M | ||
| Q4 24 | $14.0M | — | ||
| Q3 24 | $13.1M | — | ||
| Q2 24 | $12.6M | — | ||
| Q1 24 | $12.2M | — |
| Q4 25 | $5.7M | $-21.5M | ||
| Q3 25 | $2.3M | $-4.8M | ||
| Q2 25 | $5.0M | $-6.3M | ||
| Q1 25 | $4.4M | $-24.2M | ||
| Q4 24 | $4.4M | — | ||
| Q3 24 | $4.2M | — | ||
| Q2 24 | $1.7M | — | ||
| Q1 24 | $3.1M | — |
| Q4 25 | — | 37.9% | ||
| Q3 25 | — | 43.8% | ||
| Q2 25 | — | 30.8% | ||
| Q1 25 | — | -0.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 43.4% | -135.9% | ||
| Q3 25 | 17.5% | -158.2% | ||
| Q2 25 | 41.1% | -526.1% | ||
| Q1 25 | 39.5% | -85.7% | ||
| Q4 24 | 36.9% | — | ||
| Q3 24 | 40.4% | — | ||
| Q2 24 | 15.4% | — | ||
| Q1 24 | 30.9% | — |
| Q4 25 | 40.0% | -173.9% | ||
| Q3 25 | 15.1% | -53.7% | ||
| Q2 25 | 32.3% | -172.7% | ||
| Q1 25 | 31.4% | -132.9% | ||
| Q4 24 | 35.2% | — | ||
| Q3 24 | 32.2% | — | ||
| Q2 24 | 13.5% | — | ||
| Q1 24 | 25.2% | — |
| Q4 25 | $0.88 | $-0.11 | ||
| Q3 25 | $0.36 | $-0.03 | ||
| Q2 25 | $0.77 | $-0.03 | ||
| Q1 25 | $0.68 | $-0.13 | ||
| Q4 24 | $0.68 | — | ||
| Q3 24 | $0.65 | — | ||
| Q2 24 | $0.26 | — | ||
| Q1 24 | $0.47 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $52.4M |
| Total DebtLower is stronger | — | $110.0M |
| Stockholders' EquityBook value | $184.4M | $229.2M |
| Total Assets | $2.1B | $430.4M |
| Debt / EquityLower = less leverage | — | 0.48× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | $52.4M | ||
| Q3 25 | $272.4M | $91.9M | ||
| Q2 25 | $275.7M | $26.9M | ||
| Q1 25 | $241.0M | $29.7M | ||
| Q4 24 | $235.3M | — | ||
| Q3 24 | $233.5M | — | ||
| Q2 24 | $241.8M | — | ||
| Q1 24 | $236.9M | — |
| Q4 25 | — | $110.0M | ||
| Q3 25 | — | $109.3M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $184.4M | $229.2M | ||
| Q3 25 | $179.3M | $248.6M | ||
| Q2 25 | $177.0M | $264.7M | ||
| Q1 25 | $172.7M | $267.9M | ||
| Q4 24 | $168.4M | — | ||
| Q3 24 | $164.0M | — | ||
| Q2 24 | $159.6M | — | ||
| Q1 24 | $158.0M | — |
| Q4 25 | $2.1B | $430.4M | ||
| Q3 25 | $2.1B | $441.9M | ||
| Q2 25 | $2.1B | $359.4M | ||
| Q1 25 | $2.1B | $362.6M | ||
| Q4 24 | $2.1B | — | ||
| Q3 24 | $2.1B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.0B | — |
| Q4 25 | — | 0.48× | ||
| Q3 25 | — | 0.44× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $12.9M |
| Free Cash FlowOCF − Capex | $18.2M | $7.2M |
| FCF MarginFCF / Revenue | 115.6% | 57.8% |
| Capex IntensityCapex / Revenue | 3.1% | 46.7% |
| Cash ConversionOCF / Net Profit | 3.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | $-45.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $12.9M | ||
| Q3 25 | $5.5M | $-20.3M | ||
| Q2 25 | $8.0M | $-9.9M | ||
| Q1 25 | $2.2M | $-7.7M | ||
| Q4 24 | $14.2M | — | ||
| Q3 24 | $-1.3M | — | ||
| Q2 24 | $4.0M | — | ||
| Q1 24 | $-1.2M | — |
| Q4 25 | $18.2M | $7.2M | ||
| Q3 25 | $5.2M | $-26.3M | ||
| Q2 25 | $7.8M | $-14.1M | ||
| Q1 25 | $2.2M | $-11.7M | ||
| Q4 24 | $13.9M | — | ||
| Q3 24 | $-1.3M | — | ||
| Q2 24 | $4.0M | — | ||
| Q1 24 | $-1.2M | — |
| Q4 25 | 115.6% | 57.8% | ||
| Q3 25 | 33.6% | -296.6% | ||
| Q2 25 | 50.3% | -385.2% | ||
| Q1 25 | 15.2% | -64.1% | ||
| Q4 24 | 99.6% | — | ||
| Q3 24 | -9.9% | — | ||
| Q2 24 | 31.6% | — | ||
| Q1 24 | -9.5% | — |
| Q4 25 | 3.1% | 46.7% | ||
| Q3 25 | 1.7% | 68.0% | ||
| Q2 25 | 0.7% | 115.1% | ||
| Q1 25 | 0.4% | 21.7% | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.0% | — |
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
