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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and i-80 Gold Corp. (IAUX). Click either name above to swap in a different company.
i-80 Gold Corp. is the larger business by last-quarter revenue ($21.3M vs $15.7M, roughly 1.4× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -401.9%, a 441.9% gap on every dollar of revenue. CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-39.2M).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
i-80 Gold Corp is a mineral exploration and development firm focused on gold and silver asset operations in Nevada, US. It advances high-potential mining projects, using responsible extraction practices to deliver precious metals to global industrial and investment markets.
CFBK vs IAUX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $21.3M |
| Net Profit | $5.7M | $-85.6M |
| Gross Margin | — | 22.0% |
| Operating Margin | 43.4% | -291.6% |
| Net Margin | 40.0% | -401.9% |
| Revenue YoY | 12.6% | — |
| Net Profit YoY | 29.9% | — |
| EPS (diluted) | $0.88 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $21.3M | ||
| Q3 25 | $15.5M | $32.0M | ||
| Q2 25 | $15.6M | $27.8M | ||
| Q1 25 | $14.1M | $14.0M | ||
| Q4 24 | $14.0M | — | ||
| Q3 24 | $13.1M | $11.5M | ||
| Q2 24 | $12.6M | $7.2M | ||
| Q1 24 | $12.2M | — |
| Q4 25 | $5.7M | $-85.6M | ||
| Q3 25 | $2.3M | $-41.9M | ||
| Q2 25 | $5.0M | $-30.2M | ||
| Q1 25 | $4.4M | $-41.2M | ||
| Q4 24 | $4.4M | — | ||
| Q3 24 | $4.2M | $-43.1M | ||
| Q2 24 | $1.7M | $-41.0M | ||
| Q1 24 | $3.1M | — |
| Q4 25 | — | 22.0% | ||
| Q3 25 | — | 9.7% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 20.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -42.7% | ||
| Q2 24 | — | -171.4% | ||
| Q1 24 | — | — |
| Q4 25 | 43.4% | -291.6% | ||
| Q3 25 | 17.5% | -86.7% | ||
| Q2 25 | 41.1% | -67.4% | ||
| Q1 25 | 39.5% | -112.3% | ||
| Q4 24 | 36.9% | — | ||
| Q3 24 | 40.4% | -210.0% | ||
| Q2 24 | 15.4% | -435.2% | ||
| Q1 24 | 30.9% | — |
| Q4 25 | 40.0% | -401.9% | ||
| Q3 25 | 15.1% | -130.8% | ||
| Q2 25 | 32.3% | -108.5% | ||
| Q1 25 | 31.4% | -293.3% | ||
| Q4 24 | 35.2% | — | ||
| Q3 24 | 32.2% | -374.5% | ||
| Q2 24 | 13.5% | -570.8% | ||
| Q1 24 | 25.2% | — |
| Q4 25 | $0.88 | $-0.10 | ||
| Q3 25 | $0.36 | $-0.05 | ||
| Q2 25 | $0.77 | $-0.05 | ||
| Q1 25 | $0.68 | $-0.10 | ||
| Q4 24 | $0.68 | — | ||
| Q3 24 | $0.65 | $-0.11 | ||
| Q2 24 | $0.26 | $-0.11 | ||
| Q1 24 | $0.47 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $63.2M |
| Total DebtLower is stronger | — | $174.7M |
| Stockholders' EquityBook value | $184.4M | $346.8M |
| Total Assets | $2.1B | $703.4M |
| Debt / EquityLower = less leverage | — | 0.50× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | $63.2M | ||
| Q3 25 | $272.4M | $102.9M | ||
| Q2 25 | $275.7M | $133.7M | ||
| Q1 25 | $241.0M | $13.5M | ||
| Q4 24 | $235.3M | — | ||
| Q3 24 | $233.5M | $21.8M | ||
| Q2 24 | $241.8M | $47.8M | ||
| Q1 24 | $236.9M | — |
| Q4 25 | — | $174.7M | ||
| Q3 25 | — | $175.9M | ||
| Q2 25 | — | $175.8M | ||
| Q1 25 | — | $197.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $184.4M | $346.8M | ||
| Q3 25 | $179.3M | $423.0M | ||
| Q2 25 | $177.0M | $463.5M | ||
| Q1 25 | $172.7M | $318.0M | ||
| Q4 24 | $168.4M | — | ||
| Q3 24 | $164.0M | $346.9M | ||
| Q2 24 | $159.6M | $377.2M | ||
| Q1 24 | $158.0M | — |
| Q4 25 | $2.1B | $703.4M | ||
| Q3 25 | $2.1B | $756.2M | ||
| Q2 25 | $2.1B | $782.9M | ||
| Q1 25 | $2.1B | $659.0M | ||
| Q4 24 | $2.1B | — | ||
| Q3 24 | $2.1B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.0B | — |
| Q4 25 | — | 0.50× | ||
| Q3 25 | — | 0.42× | ||
| Q2 25 | — | 0.38× | ||
| Q1 25 | — | 0.62× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $-34.3M |
| Free Cash FlowOCF − Capex | $18.2M | $-39.2M |
| FCF MarginFCF / Revenue | 115.6% | -184.3% |
| Capex IntensityCapex / Revenue | 3.1% | 23.1% |
| Cash ConversionOCF / Net Profit | 3.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | $-93.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $-34.3M | ||
| Q3 25 | $5.5M | $-15.2M | ||
| Q2 25 | $8.0M | $-11.3M | ||
| Q1 25 | $2.2M | $-22.7M | ||
| Q4 24 | $14.2M | — | ||
| Q3 24 | $-1.3M | $-23.5M | ||
| Q2 24 | $4.0M | $-24.6M | ||
| Q1 24 | $-1.2M | — |
| Q4 25 | $18.2M | $-39.2M | ||
| Q3 25 | $5.2M | $-18.5M | ||
| Q2 25 | $7.8M | $-12.4M | ||
| Q1 25 | $2.2M | $-23.1M | ||
| Q4 24 | $13.9M | — | ||
| Q3 24 | $-1.3M | $-23.8M | ||
| Q2 24 | $4.0M | $-25.1M | ||
| Q1 24 | $-1.2M | — |
| Q4 25 | 115.6% | -184.3% | ||
| Q3 25 | 33.6% | -57.8% | ||
| Q2 25 | 50.3% | -44.7% | ||
| Q1 25 | 15.2% | -164.1% | ||
| Q4 24 | 99.6% | — | ||
| Q3 24 | -9.9% | -206.7% | ||
| Q2 24 | 31.6% | -349.1% | ||
| Q1 24 | -9.5% | — |
| Q4 25 | 3.1% | 23.1% | ||
| Q3 25 | 1.7% | 10.2% | ||
| Q2 25 | 0.7% | 3.9% | ||
| Q1 25 | 0.4% | 2.5% | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 0.2% | 2.5% | ||
| Q2 24 | 0.1% | 7.3% | ||
| Q1 24 | 0.0% | — |
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFBK
Segment breakdown not available.
IAUX
| Granite Creek Mining Company | $20.3M | 95% |
| Ruby Hill Mining Company LLC | $991.0K | 5% |
| Lone Tree Minning Company | $3.0K | 0% |
